UTI Money Market Fund · Regular · Growth
NAV
₹3338.6127
as of 29 Sept 2026
Expense Ratio
0.24%
AUM
₹17,399 Cr
Lumpsum returns (CAGR)
- 1Y
- +6.42%
- 3Y
- +7.28%
- 5Y
- +6.65%
- Since Inception
- +7.25%
SIP returns (XIRR)
- 1Y
- +6.60%
- 3Y
- +7.04%
- 5Y
- +7.06%
- Since Inception
- +7.05%
Returns calculated from 02 December 2016 onwards due to a structural change in the scheme on that date. Earlier NAV history is preserved but excluded from multi-year return calculations. Periods spanning this date show —.
What history actually did — last 10 years (Sept 2016 – Sept 2026)
A ₹5,000 monthly SIP for the last 10 years (Sept 2016 – Sept 2026)
Real NAV backtest
A ₹5,000 monthly SIP would be worth ₹8,40,542 today — ₹6,00,000 invested, 6.6% XIRR.
₹6,00,000
Invested
₹8,40,542
Value today
6.6%
XIRR (p.a.)
A ₹1,00,000 lumpsum, the last 10 years (Sept 2016 – Sept 2026)
Real NAV backtest
₹1,00,000 invested 10 years ago would be ₹1,89,909 today (6.6% CAGR).
A regular withdrawal plan (SWP)
Real NAV backtest
A ₹10,00,000 corpus withdrawing ₹5,000/month since Sept 2016 would still hold ₹10,58,546.
Buying the worst day
Real NAV backtest
₹1,00,000 invested on the worst market day of the last 10 years (Sept 2016 – Sept 2026) (22 Mar 2020) would be ₹1,49,591 today (1.50×).
Historical simulation using actual published NAVs for the stated period. Past performance may or may not be sustained in the future. Not investment advice.
Risk Metrics
Trailing 1 year, annualised1.18
Sharpe Ratio
—
Alpha
—
Beta
1.44
Sortino
0.49%
Std Dev
-0.15%
Max Drawdown
Performance Comparison
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Fund Details
Available transactions
Portfolio holdings
portfolio shared with UTI Money Market Fund - Regular Plan - Annual IDCW
- 1182 Days T-Bill - 18/09/20263.40%
- 2182 Days T-Bill - 04/02/20272.51%
- 3Nabard - 28/01/20272.00%
- 4Indian Bank - 05/02/20272.00%
- 5Nabard - 22/01/20272.00%
- 6Small Indst. Dev. Bank Of India - 26/02/20271.99%
- 7Indus Ind Bank - 07/12/20261.77%
- 8Canara Bank - 12/02/20271.75%
- 9182 Days T-Bill - 18/02/20271.75%
- 10National Bank For Fin Infra & Dev - 02/03/20271.74%
What this fund does
UTI Money Market Fund · Regular · Growth by UTI Mutual Fund is a Money Market fund that aims to generate optimal returns for investors based on its investment mandate. The fund follows a disciplined investment process aligned with SEBI regulations for the Money Market category.
About This Fund
UTI Money Market Fund · Regular · Growth is a Money Market mutual fund offered by UTI Mutual Fund. The fund has been operational for over 17 years. It manages assets worth ₹17,399 Cr, reflecting investor confidence in the fund's strategy. It benchmarks its performance against NIFTY Money Market Index. The current expense ratio is 0.24%.