Groww Liquid Fund · Regular · Growth
NAV
₹2746.9373
as of 15 Nov 2026
Expense Ratio
0.21%
AUM
₹365 Cr
Lumpsum returns (CAGR)
- 1Y
- +6.49%
- 3Y
- +6.84%
- 5Y
- +6.27%
- Since Inception
- +6.94%
SIP returns (XIRR)
- 1Y
- +6.56%
- 3Y
- +6.63%
- 5Y
- +6.64%
- Since Inception
- +6.32%
What history actually did — last 10 years (Nov 2016 – Nov 2026)
A ₹5,000 monthly SIP for the last 10 years (Nov 2016 – Nov 2026)
Real NAV backtest
A ₹5,000 monthly SIP would be worth ₹8,10,468 today — ₹6,00,000 invested, 5.9% XIRR.
₹6,00,000
Invested
₹8,10,468
Value today
5.9%
XIRR (p.a.)
A ₹1,00,000 lumpsum, the last 10 years (Nov 2016 – Nov 2026)
Real NAV backtest
₹1,00,000 invested 10 years ago would be ₹1,77,937 today (5.9% CAGR).
A regular withdrawal plan (SWP)
Real NAV backtest
A ₹10,00,000 corpus withdrawing ₹5,000/month since Nov 2016 would still hold ₹9,68,906.
Buying the worst day
Real NAV backtest
₹1,00,000 invested on the worst market day of the last 10 years (Nov 2016 – Nov 2026) (22 Mar 2020) would be ₹1,42,922 today (1.43×).
Historical simulation using actual published NAVs for the stated period. Past performance may or may not be sustained in the future. Not investment advice.
Risk Metrics
Trailing 1 year, annualisedNot meaningful for very-low-volatility funds
Sharpe Ratio
—
Alpha
—
Beta
Not meaningful for very-low-volatility funds
Sortino
0.18%
Std Dev
-0.02%
Max Drawdown
Performance Comparison
Related reading
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Fund Details
Available transactions
Portfolio holdings
portfolio shared with Groww Liquid Fund ( formerly known as Indiabulls Liquid )Fund - Direct Plan - Growth Option
- 1Sidbi 16-Dec-2026**#11.47%
- 2Axis Securities Limited 09-Oct-2026**8.29%
- 3Axis Bank Limited 26-Nov-2026**#8.22%
- 4Canara Bank 08-Dec-2026#8.20%
- 5Bank Of Baroda 11-Dec-2026**#8.20%
- 6Hdfc Securities Limited 04-Dec-2026**8.20%
- 7Hdfc Bank Limited 14-Dec-2026**#8.19%
- 8Exim Bank 04-Nov-20267.92%
- 9Reliance Retail Ventures Ltd 11-Dec-2026**6.56%
- 10Icici Securities Limited 05-Nov-2026**4.95%
What this fund does
Groww Liquid Fund · Regular · Growth invests in money market instruments and debt securities with maturity up to 91 days. Liquid funds offer high liquidity and are commonly used for parking surplus cash or as emergency fund vehicles.
About This Fund
Groww Liquid Fund · Regular · Growth is a Liquid mutual fund offered by Groww Mutual Fund. The fund has been operational for over 15 years. It manages assets worth ₹365 Cr, reflecting investor confidence in the fund's strategy. It benchmarks its performance against CRISIL Liquid Debt A-I Index. The current expense ratio is 0.21%.
Who Should Invest?
- •Investors looking to park surplus cash for very short periods