HDFC Focused Fund · Regular · Growth
HDFC Mutual Fund · Managed by Amit Ganatra
NAV
₹245.0430
as of 13 Nov 2026
Expense Ratio
1.70%
AUM
₹27,716 Cr
Lumpsum returns (CAGR)
- 1Y
- +2.83%
- 3Y
- +16.28%
- 5Y
- +15.83%
- Since Inception
- +15.53%
SIP returns (XIRR)
- 1Y
- +12.46%
- 3Y
- +9.70%
- 5Y
- +15.15%
- Since Inception
- +13.82%
Returns calculated from 17 September 2004 onwards due to a structural change in the scheme on that date. Earlier NAV history is preserved but excluded from multi-year return calculations. Periods spanning this date show —.
What history actually did — last 10 years (Nov 2016 – Nov 2026)
A ₹5,000 monthly SIP for the last 10 years (Nov 2016 – Nov 2026)
Real NAV backtest
A ₹5,000 monthly SIP would be worth ₹13,94,864 today — ₹6,00,000 invested, 16.3% XIRR.
₹6,00,000
Invested
₹13,94,864
Value today
16.3%
XIRR (p.a.)
A ₹1,00,000 lumpsum, the last 10 years (Nov 2016 – Nov 2026)
Real NAV backtest
₹1,00,000 invested 10 years ago would be ₹3,98,839 today (14.8% CAGR).
A regular withdrawal plan (SWP)
Real NAV backtest
A ₹10,00,000 corpus withdrawing ₹5,000/month since Nov 2016 would still hold ₹25,93,531.
Fund vs Benchmark (TRI)
Same SIP, benchmark total-return index
The same SIP would be worth ₹13,94,864 in this fund vs ₹11,99,859 in the benchmark — outperformance of ₹1,95,005.
Buying the worst day
Real NAV backtest
₹1,00,000 invested on the worst market day of the last 10 years (Nov 2016 – Nov 2026) (22 Mar 2020) would be ₹5,18,840 today (5.19×).
Historical simulation using actual published NAVs for the stated period. Past performance may or may not be sustained in the future. Not investment advice.
Risk Metrics
Trailing 1 year, annualised-0.03
Sharpe Ratio
+0.01
Alpha
0.86
Beta
-0.02
Sortino
12.17%
Std Dev
-14.07%
Max Drawdown
Performance Comparison
Sectoral allocation
as of 30 Sept 2026- Banks37.56%
- Automobiles8.57%
- Retailing7.10%
- Pharmaceuticals & Biotechnology6.47%
- Healthcare Services4.69%
- Transport Services4.00%
- Consumer Durables3.62%
- IT - Software3.54%
- Telecom - Services3.20%
- Insurance3.02%
- Leisure Services2.53%
- Auto Components2.51%
Each sector links to the mutual funds most exposed to it.
Related reading
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Fund Details
Available transactions
Portfolio holdings
- 1Icici Bank Ltd.9.16%
- 2Hdfc Bank Ltd.£7.83%
- 3Kotak Mahindra Bank Limited6.91%
- 4Axis Bank Ltd.6.24%
- 5State Bank Of India5.10%
- 6Eternal Limited4.87%
- 7Sun Pharmaceutical Industries Ltd.4.07%
- 8Interglobe Aviation Ltd.4.00%
- 9Hcl Technologies Ltd.3.54%
- 10Maruti Suzuki India Limited3.40%
What this fund does
HDFC Focused Fund · Regular · Growth is a focused equity fund that invests in a concentrated portfolio of up to 30 stocks across market capitalisations. This high-conviction approach allows the fund manager to allocate significant capital to their best ideas.
About This Fund
HDFC Focused Fund · Regular · Growth is a Focused Fund mutual fund offered by HDFC Mutual Fund. The fund has been operational for over 22 years. It manages assets worth ₹27,716 Cr, reflecting investor confidence in the fund's strategy. The fund is managed by Amit Ganatra. It benchmarks its performance against NIFTY 500 TRI. The current expense ratio is 1.70%.