HDFC Focused Fund · Regular · Growth
HDFC Mutual Fund · Managed by Amit Ganatra
NAV
₹234.7700
as of 31 Jul 2026
Expense Ratio
1.60%
AUM
₹26,336 Cr
Lumpsum returns (CAGR)
- 1Y
- +3.05%
- 3Y
- +15.78%
- 5Y
- +18.36%
- Since Inception
- +15.53%
SIP returns (XIRR)
- 1Y
- +3.67%
- 3Y
- +9.97%
- 5Y
- +15.49%
- Since Inception
- +13.78%
Returns calculated from 17 September 2004 onwards due to a structural change in the scheme on that date. Earlier NAV history is preserved but excluded from multi-year return calculations. Periods spanning this date show —.
What history actually did — last 10 years (Aug 2016 – Jul 2026)
A ₹5,000 monthly SIP for the last 10 years (Aug 2016 – Jul 2026)
Real NAV backtest
A ₹5,000 monthly SIP would be worth ₹13,70,199 today — ₹5,95,000 invested, 16.1% XIRR.
₹5,95,000
Invested
₹13,70,199
Value today
16.1%
XIRR (p.a.)
A ₹1,00,000 lumpsum, the last 10 years (Aug 2016 – Jul 2026)
Real NAV backtest
₹1,00,000 invested 10 years ago would be ₹3,70,119 today (14.0% CAGR).
A regular withdrawal plan (SWP)
Real NAV backtest
A ₹10,00,000 corpus withdrawing ₹5,000/month since Aug 2016 would still hold ₹23,30,988.
Fund vs Benchmark (TRI)
Same SIP, benchmark total-return index
The same SIP would be worth ₹13,70,199 in this fund vs ₹12,17,407 in the benchmark — outperformance of ₹1,52,792.
Buying the worst day
Real NAV backtest
₹1,00,000 invested on the worst market day of the last 10 years (Aug 2016 – Jul 2026) (22 Mar 2020) would be ₹4,97,089 today (4.97×).
Historical simulation using actual published NAVs for the stated period. Past performance may or may not be sustained in the future. Not investment advice.
Risk Metrics
Trailing 1 year, annualised0.11
Sharpe Ratio
+0.03
Alpha
0.27
Beta
0.11
Sortino
12.60%
Std Dev
-14.07%
Max Drawdown
Performance Comparison
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Fund Details
Available transactions
Portfolio holdings
- 1Icici Bank Ltd.9.17%
- 2Hdfc Bank Ltd.£8.34%
- 3Axis Bank Ltd.7.39%
- 4Kotak Mahindra Bank Limited5.43%
- 5State Bank Of India5.31%
- 6Eternal Limited4.19%
- 7Interglobe Aviation Ltd.4.15%
- 8Maruti Suzuki India Limited3.80%
- 9Cipla Ltd.3.73%
- 10Hcl Technologies Ltd.3.34%
Investment Objective
HDFC Focused Fund · Regular · Growth is a focused equity fund that invests in a concentrated portfolio of up to 30 stocks across market capitalisations. This high-conviction approach allows the fund manager to allocate significant capital to their best ideas.
About This Fund
HDFC Focused Fund · Regular · Growth is a Focused Fund mutual fund offered by HDFC Mutual Fund. The fund has been operational for over 21 years. It manages assets worth ₹26,336 Cr, reflecting investor confidence in the fund's strategy. The fund is managed by Amit Ganatra. It benchmarks its performance against NIFTY 500 TRI. The current expense ratio is 1.60%.
Who Should Invest?
- •Investors with a high risk appetite seeking long-term wealth creation
- •Investors with an investment horizon of 5 years or more
- •SIP investors who can benefit from rupee cost averaging during market fluctuations