HDFC Focused Fund · Regular · Growth
HDFC Mutual Fund · Managed by Amit Ganatra
NAV
₹227.0810
as of 17 Jun 2026
Expense Ratio
1.60%
AUM
₹26,350 Cr
Lumpsum returns (CAGR)
- 1Y
- +0.54%
- 3Y
- +16.55%
- 5Y
- +18.77%
- Since Inception
- +15.44%
SIP returns (XIRR)
- 1Y
- -1.89%
- 3Y
- +9.00%
- 5Y
- +14.99%
- Since Inception
- +13.65%
Returns calculated from 17 September 2004 onwards due to a structural change in the scheme on that date. Earlier NAV history is preserved but excluded from multi-year return calculations. Periods spanning this date show —.
Beat the benchmark — ₹100/month SIP
Same SIP in this fund vs the benchmark index
This fund
₹1,36,650
Benchmark
₹1,30,320
+₹6,330 extra wealth vs the benchmark index
Backtest this SIP yourselfSIP since inception — what ₹100/month became
Real NAV backtest from day one
₹26,100
Invested
₹1,36,650
Value today
13.4%
XIRR (p.a.)
₹100/month SIP from fund inception · Current value as of today
Try SIP Calculator with this fund's history₹100 lumpsum at launch — value today
Invested on the fund's first NAV date
₹100
Invested
₹2,192
Value today
15.3%
CAGR (p.a.)
One-time investment at fund inception · Growth purely from NAV appreciation
Try Lumpsum Calculator₹10L corpus with ₹5,000/month withdrawals since inception
Corpus is still growing despite monthly payouts
₹10,00,000
Initial corpus
₹13,05,000
Withdrawn
₹1,50,82,512
Corpus left
+₹1,53,87,512 net gain — withdrew ₹13,05,000 AND corpus grew
Plan your SWP with real NAV₹6L corpus via 12-month STP from a liquid fund at inception
₹50K/month transferred from HDFC Liquid → this fund at launch
₹6,00,000
Invested
₹1,10,42,339
Value today
-16.0%
vs lumpsum
Direct lumpsum would have beaten STP by 16.0% — but STP reduced timing risk
Model your own STP with real NAV₹1 lakh on the worst crash day — 22 Mar 2020
Worst single-day Nifty drop during this fund's life
₹1,00,000
Invested
₹4,64,016
Value today
4.6×
Multiple
Staying invested through that crash turned ₹1L into ₹4,64,016 — a 4.6× return
Read: Staying invested through crashesRisk Metrics
Trailing 1 year, annualised-0.13
Sharpe Ratio
+0.00
Alpha
0.43
Beta
-0.12
Sortino
12.62%
Std Dev
-14.07%
Max Drawdown
Performance Comparison
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Fund Details
Available transactions
Portfolio holdings
- 1Icici Bank Ltd.9.02%
- 2Hdfc Bank Ltd.£8.41%
- 3Axis Bank Ltd.7.27%
- 4State Bank Of India5.76%
- 5Kotak Mahindra Bank Limited5.53%
- 6Hcl Technologies Ltd.3.89%
- 7Bharti Airtel Ltd.3.69%
- 8Maruti Suzuki India Limited3.58%
- 9Sbi Life Insurance Company Ltd.3.58%
- 10Eternal Limited3.53%
Investment Objective
HDFC Focused Fund · Regular · Growth is a focused equity fund that invests in a concentrated portfolio of up to 30 stocks across market capitalisations. This high-conviction approach allows the fund manager to allocate significant capital to their best ideas.
About This Fund
HDFC Focused Fund · Regular · Growth is a Focused Fund mutual fund offered by HDFC Mutual Fund. The fund has been operational for over 21 years. It manages assets worth ₹26,350 Cr, reflecting investor confidence in the fund's strategy. The fund is managed by Amit Ganatra. It benchmarks its performance against NIFTY 500 TRI. The current expense ratio is 1.60%.
Who Should Invest?
- •Investors with a high risk appetite seeking long-term wealth creation
- •Investors with an investment horizon of 5 years or more
- •SIP investors who can benefit from rupee cost averaging during market fluctuations