NAV
₹384.8390
as of 28 Sept 2026
Expense Ratio
1.60%
AUM
₹45,518 Cr
Lumpsum returns (CAGR)
- 1Y
- +9.10%
- 3Y
- +13.62%
- 5Y
- +10.19%
- Since Inception
- +18.03%
SIP returns (XIRR)
- 1Y
- +4.66%
- 3Y
- +10.22%
- 5Y
- +12.06%
- Since Inception
- +15.62%
Returns calculated from 20 September 2004 onwards due to a structural change in the scheme on that date. Earlier NAV history is preserved but excluded from multi-year return calculations. Periods spanning this date show —.
What history actually did — last 10 years (Sept 2016 – Sept 2026)
A ₹5,000 monthly SIP for the last 10 years (Sept 2016 – Sept 2026)
Real NAV backtest
A ₹5,000 monthly SIP would be worth ₹12,50,358 today — ₹6,00,000 invested, 14.1% XIRR.
₹6,00,000
Invested
₹12,50,358
Value today
14.1%
XIRR (p.a.)
A ₹1,00,000 lumpsum, the last 10 years (Sept 2016 – Sept 2026)
Real NAV backtest
₹1,00,000 invested 10 years ago would be ₹3,69,257 today (14.0% CAGR).
A regular withdrawal plan (SWP)
Real NAV backtest
A ₹10,00,000 corpus withdrawing ₹5,000/month since Sept 2016 would still hold ₹24,42,213.
Fund vs Benchmark (TRI)
Same SIP, benchmark total-return index
The same SIP would be worth ₹12,50,358 in this fund vs ₹11,24,556 in the benchmark — outperformance of ₹1,07,804.
Buying the worst day
Real NAV backtest
₹1,00,000 invested on the worst market day of the last 10 years (Sept 2016 – Sept 2026) (22 Mar 2020) would be ₹3,52,409 today (3.52×).
Historical simulation using actual published NAVs for the stated period. Past performance may or may not be sustained in the future. Not investment advice.
Risk Metrics
Trailing 1 year, annualised0.60
Sharpe Ratio
+0.09
Alpha
0.23
Beta
0.58
Sortino
12.25%
Std Dev
-13.02%
Max Drawdown
Performance Comparison
Sectoral allocation
as of 31 Aug 2026- Banks18.97%
- Finance13.71%
- Power10.06%
- Retailing6.13%
- Telecom - Services4.95%
- Chemicals & Petrochemicals4.32%
- Insurance3.43%
- Auto Components3.01%
- Pharmaceuticals & Biotechnology2.90%
- Metals & Minerals Trading2.73%
- Leisure Services2.42%
- Realty2.33%
Each sector links to the mutual funds most exposed to it.
Related reading
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Fund Details
Available transactions
Portfolio holdings
- 1Bajaj Finance Ltd.8.46%
- 2Icici Bank Ltd.7.66%
- 3Alphabet Inc.6.95%
- 4Kotak Mahindra Bank Ltd.5.73%
- 5State Bank Of India5.58%
- 6Bharti Airtel Ltd.4.95%
- 7Muthoot Finance Ltd.4.76%
- 8Solar Industries India Ltd.4.32%
- 9Adani Power Ltd.4.25%
- 10Adani Energy Solutions Ltd.4.15%
What this fund does
SBI Focused Fund · Regular · Growth is a focused equity fund that invests in a concentrated portfolio of up to 30 stocks across market capitalisations. This high-conviction approach allows the fund manager to allocate significant capital to their best ideas.
About This Fund
SBI Focused Fund · Regular · Growth is a Focused Fund mutual fund offered by SBI Mutual Fund. The fund has been operational for over 22 years. It manages assets worth ₹45,518 Cr, reflecting investor confidence in the fund's strategy. It benchmarks its performance against BSE 500 TRI. The current expense ratio is 1.60%.