HDFC Focused Fund · Regular · Growth
HDFC Mutual Fund · Managed by Amit Ganatra
NAV
₹222.2030
as of 01 Oct 2026
Expense Ratio
1.70%
AUM
₹26,336 Cr
Lumpsum returns (CAGR)
- 1Y
- -4.75%
- 3Y
- +13.02%
- 5Y
- +15.33%
- Since Inception
- +15.11%
SIP returns (XIRR)
- 1Y
- -6.57%
- 3Y
- +4.01%
- 5Y
- +12.05%
- Since Inception
- +13.22%
Returns calculated from 17 September 2004 onwards due to a structural change in the scheme on that date. Earlier NAV history is preserved but excluded from multi-year return calculations. Periods spanning this date show —.
What history actually did — last 10 years (Oct 2016 – Oct 2026)
A ₹5,000 monthly SIP for the last 10 years (Oct 2016 – Oct 2026)
Real NAV backtest
A ₹5,000 monthly SIP would be worth ₹12,72,364 today — ₹5,95,000 invested, 14.7% XIRR.
₹5,95,000
Invested
₹12,72,364
Value today
14.7%
XIRR (p.a.)
A ₹1,00,000 lumpsum, the last 10 years (Oct 2016 – Oct 2026)
Real NAV backtest
₹1,00,000 invested 10 years ago would be ₹3,38,724 today (13.0% CAGR).
A regular withdrawal plan (SWP)
Real NAV backtest
A ₹10,00,000 corpus withdrawing ₹5,000/month since Oct 2016 would still hold ₹21,14,877.
Fund vs Benchmark (TRI)
Same SIP, benchmark total-return index
The same SIP would be worth ₹12,72,364 in this fund vs ₹11,12,203 in the benchmark — outperformance of ₹1,60,161.
Buying the worst day
Real NAV backtest
₹1,00,000 invested on the worst market day of the last 10 years (Oct 2016 – Oct 2026) (22 Mar 2020) would be ₹4,70,480 today (4.71×).
Historical simulation using actual published NAVs for the stated period. Past performance may or may not be sustained in the future. Not investment advice.
Risk Metrics
Trailing 1 year, annualised-0.14
Sharpe Ratio
-0.02
Alpha
0.26
Beta
-0.14
Sortino
12.09%
Std Dev
-14.07%
Max Drawdown
Performance Comparison
Sectoral allocation
as of 31 Aug 2026- Banks36.96%
- Automobiles8.89%
- Retailing7.09%
- Pharmaceuticals & Biotechnology6.56%
- Healthcare Services4.38%
- Consumer Durables4.07%
- IT - Software3.96%
- Transport Services3.91%
- Insurance3.18%
- Telecom - Services3.11%
- Leisure Services2.56%
- Auto Components2.51%
Each sector links to the mutual funds most exposed to it.
Related reading
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Fund Details
Available transactions
Portfolio holdings
- 1Icici Bank Ltd.9.49%
- 2Hdfc Bank Ltd.£7.17%
- 3Axis Bank Ltd.6.91%
- 4Kotak Mahindra Bank Limited5.74%
- 5State Bank Of India5.31%
- 6Eternal Limited4.80%
- 7Sun Pharmaceutical Industries Ltd.4.19%
- 8Hcl Technologies Ltd.3.96%
- 9Interglobe Aviation Ltd.3.91%
- 10Maruti Suzuki India Limited3.53%
What this fund does
HDFC Focused Fund · Regular · Growth is a focused equity fund that invests in a concentrated portfolio of up to 30 stocks across market capitalisations. This high-conviction approach allows the fund manager to allocate significant capital to their best ideas.
About This Fund
HDFC Focused Fund · Regular · Growth is a Focused Fund mutual fund offered by HDFC Mutual Fund. The fund has been operational for over 22 years. It manages assets worth ₹26,336 Cr, reflecting investor confidence in the fund's strategy. The fund is managed by Amit Ganatra. It benchmarks its performance against NIFTY 500 TRI. The current expense ratio is 1.70%.