HDFC Gilt Fund - Growth Plan
₹55.8234
₹0.05 (+0.10%)
NAV as of 29 May 2026
Today's NAV — all variants
Regular · Growth
₹₹55.8234
₹0.05 (+0.10%)
29 May 2026
AMFI: 101083
Direct · Growth
₹₹58.9968
₹0.06 (+0.10%)
29 May 2026
AMFI: 119116
Regular · IDCW
₹₹12.0718
₹0.01 (+0.10%)
29 May 2026
AMFI: 101084
Direct · IDCW
₹₹12.9162
₹0.01 (+0.10%)
29 May 2026
AMFI: 119115
Returns (Lumpsum)
CAGR for periods ≥ 1 yearSIP Returns (XIRR)
₹1,000/month SIP, annualisedSIP since inception — what ₹100/month became
Real NAV backtest from day one
₹29,800
Invested
₹72,749
Value today
6.6%
XIRR (p.a.)
₹100/month SIP from fund inception · Current value as of today
Try SIP Calculator with this fund's history₹100 lumpsum at launch — value today
Invested on the fund's first NAV date
₹100
Invested
₹558
Value today
7.2%
CAGR (p.a.)
One-time investment at fund inception · Growth purely from NAV appreciation
Try Lumpsum Calculator₹10L corpus with ₹5,000/month withdrawals since inception
Corpus is still growing despite monthly payouts
₹10,00,000
Initial corpus
₹14,90,000
Withdrawn
₹19,39,414
Corpus left
+₹24,29,414 net gain — withdrew ₹14,90,000 AND corpus grew
Plan your SWP with real NAV₹1 lakh on the worst crash day — 22 Mar 2020
Worst single-day Nifty drop during this fund's life
₹1,00,000
Invested
₹1,38,484
Value today
1.4×
Multiple
Staying invested through that crash turned ₹1L into ₹1,38,484 — a 1.4× return
Read: Staying invested through crashesDirect vs Regular — ₹500/month over 10 years
Expense ratio drag on your actual returns
Direct plan
₹82,177
Regular plan
₹80,247
Direct earns ₹1,930 more on a ₹60K investment — 0.32% extra return per year
Same fund, same NAV history — only the expense ratio differs. Direct plans always outperform Regular over time.
Learn about Direct vs Regular plansFund Details
Risk Metrics
Trailing 1 year, annualised-0.81
Sharpe Ratio
—
Alpha
—
Beta
-0.77
Sortino
3.13%
Std Dev
-3.08%
Max Drawdown
Portfolio Holdings
Top 50 holdings · as of Apr 2026
| Security | % NAV |
|---|---|
6.9% GOI MAT 150465 IN0020250018 | 14.17% |
6.9% GOI MAT 150465 IN0020250018 | 13.80% |
7.34% GOI MAT 220464 IN0020240035 | 10.14% |
7.34% GOI MAT 220464 IN0020240035 | 9.96% |
7.3% GOI MAT 190653 IN0020230051 | 9.58% |
7.3% GOI MAT 190653 IN0020230051 | 9.35% |
7.18% GOI MAT 140833 IN0020230085 | 8.34% |
7.26% GOI MAT 060233 IN0020220151 | 8.26% |
7.18% GOI MAT 140833 IN0020230085 | 8.23% |
7.26% GOI MAT 060233 IN0020220151 | 8.21% |
7.18% GOI MAT 240737 IN0020230077 | 5.23% |
7.61% Maharashtra SDL MAT 110529^ IN2220220031 | 4.46% |
6.48% GOI MAT 061035 IN0020250091 | 4.24% |
7.18% GOI MAT 240737 IN0020230077 | 3.97% |
7.25% GOI MAT 120663 IN0020230044 | 3.53% |
7.25% GOI MAT 120663 IN0020230044 | 3.48% |
7.27% Gujarat SDL ISD 171225 MAT 171234^ IN1520250227 | 3.44% |
7.27% Gujarat SDL ISD 171225 MAT 171234^ IN1520250227 | 3.43% |
7.24% GOI MAT 180855 IN0020250075 | 3.38% |
7.24% GOI MAT 180855 IN0020250075 | 3.29% |
6.68% GOI MAT 070740 IN0020250042 | 2.28% |
6.68% GOI MAT 070740 IN0020250042 | 2.24% |
7.64% Gujarat SDL ISD 170124 MAT 170133^ IN1520230203 | 2.17% |
7.64% Gujarat SDL ISD 170124 MAT 170133^ IN1520230203 | 2.16% |
6.48% GOI MAT 061035 IN0020250091 | 2.10% |
6.99% Madhya Pradesh SDL Mat 171141^ IN2120210041 | 2.04% |
6.99% Madhya Pradesh SDL Mat 171141^ IN2120210041 | 2.01% |
7.64% % Gujarat SDL ISD 170124 Mat 170134^ IN1520230211 | 1.32% |
7.64% % Gujarat SDL ISD 170124 Mat 170134^ IN1520230211 | 1.31% |
7.12% Uttar Pradesh SDL ISD 191125 Mat 191133^ IN3320250100 | 1.28% |
7.20% Maharashtra SDL MAT 231036^ IN2220250343 | 1.28% |
7.12% Uttar Pradesh SDL ISD 191125 Mat 191133^ IN3320250100 | 1.27% |
7.20% Maharashtra SDL MAT 231036^ IN2220250343 | 1.27% |
7.24% Maharashtra ISD 201025 Mat 100934^ IN2220250301 | 1.07% |
7.24% Maharashtra ISD 201025 Mat 100934^ IN2220250301 | 1.07% |
7.18% Uttar Pradesh SDL ISD 191125 Mat 191135^ IN3320250118 | 1.06% |
7.48% Madhya Pradesh MAT 011045^ IN2120250187 | 1.06% |
7.18% Uttar Pradesh SDL ISD 191125 Mat 191135^ IN3320250118 | 1.06% |
7.48% Madhya Pradesh MAT 011045^ IN2120250187 | 1.05% |
7.22% Madhya Pradesh SDL ISD 060825 Mat 060843^ IN2120250096 | 1.04% |
7.09% GOI MAT 050854 IN0020240118 | 1.04% |
7.22% Madhya Pradesh SDL ISD 060825 Mat 060843^ IN2120250096 | 1.02% |
7.09% GOI MAT 050854 IN0020240118 | 1.01% |
7.22% Madhya Pradesh ISD 060825 MAT 060848^ IN2120250112 | 0.84% |
7.22% Madhya Pradesh ISD 060825 MAT 060848^ IN2120250112 | 0.82% |
Floating Rate GOI 2034 IN0020210137 | 0.67% |
7.63% Gujarat SDL ISD 240124 Mat 240133^ IN1520230229 | 0.66% |
7.63% Gujarat SDL ISD 240124 Mat 240133^ IN1520230229 | 0.66% |
7.72% Bihar SDL - MAT 250241^ IN1320250294 | 0.65% |
7.72% Bihar SDL - MAT 250241^ IN1320250294 | 0.64% |
Performance Comparison
Interested in This Fund?
Our experts will help you decide if this fund fits your goals.
Investment Objective
HDFC Gilt Fund - Growth Plan invests exclusively in government securities across various maturities. Gilt funds carry zero credit risk as they invest in sovereign-backed instruments, though they are subject to interest rate risk.
About This Fund
HDFC Gilt Fund - Growth Plan is a Gilt Fund mutual fund offered by HDFC Mutual Fund. The fund has been operational for over 24 years. It manages assets worth ₹2,654 Cr, reflecting investor confidence in the fund's strategy. It benchmarks its performance against Nifty All Duration G-Sec Index. The current expense ratio is 0.93%.
Who Should Invest?
- •Investors with a high risk appetite seeking long-term wealth creation
- •Investors with an investment horizon of 5 years or more
- •SIP investors who can benefit from rupee cost averaging during market fluctuations