HDFC Housing Opportunities · Regular · Growth
NAV
₹21.8580
as of 03 Aug 2026
Expense Ratio
2.23%
AUM
₹1,191 Cr
Lumpsum returns (CAGR)
- 1Y
- -1.50%
- 3Y
- +11.24%
- 5Y
- +11.70%
- Since Inception
- +9.39%
SIP returns (XIRR)
- 1Y
- -0.19%
- 3Y
- +2.74%
- 5Y
- +10.35%
- Since Inception
- +12.76%
What history actually did — last 8 years (Aug 2018 – Aug 2026)
A ₹5,000 monthly SIP for the last 8 years (Aug 2018 – Aug 2026)
Real NAV backtest
A ₹5,000 monthly SIP would be worth ₹8,17,465 today — ₹4,75,000 invested, 13.4% XIRR.
₹4,75,000
Invested
₹8,17,465
Value today
13.4%
XIRR (p.a.)
A ₹1,00,000 lumpsum, the last 8 years (Aug 2018 – Aug 2026)
Real NAV backtest
₹1,00,000 invested 8 years ago would be ₹2,30,302 today (11.0% CAGR).
A regular withdrawal plan (SWP)
Real NAV backtest
A ₹10,00,000 corpus withdrawing ₹5,000/month since Aug 2018 would still hold ₹14,85,559.
Fund vs Benchmark (TRI)
Same SIP, benchmark total-return index
The same SIP would be worth ₹8,17,465 in this fund vs ₹8,62,215 in the benchmark — underperformance of ₹44,750.
Buying the worst day
Real NAV backtest
₹1,00,000 invested on the worst market day of the last 8 years (Aug 2018 – Aug 2026) (22 Mar 2020) would be ₹3,69,098 today (3.69×).
Historical simulation using actual published NAVs for the stated period. Past performance may or may not be sustained in the future. Not investment advice.
Risk Metrics
Trailing 1 year, annualised-0.08
Sharpe Ratio
-0.01
Alpha
0.32
Beta
-0.08
Sortino
15.82%
Std Dev
-16.10%
Max Drawdown
Performance Comparison
Thinking about HDFC Housing Opportunities · Regular · Growth?
Talk to our AMFI-registered team — free, no pressure. We'll help you see if this fund fits your goals.
Fund Details
Available transactions
Portfolio holdings
- 1Larsen And Toubro Ltd.8.68%
- 2Hdfc Bank Ltd.£8.36%
- 3Icici Bank Ltd.7.78%
- 4Ntpc Limited7.48%
- 5State Bank Of India6.03%
- 6Ambuja Cements Ltd.5.66%
- 7Ultratech Cement Limited4.72%
- 8Kalpataru Projects International Ltd4.59%
- 9Axis Bank Ltd.4.51%
- 10Tata Steel Ltd.4.41%
Investment Objective
HDFC Housing Opportunities · Regular · Growth invests in stocks from a specific sector or theme, offering concentrated exposure to a particular area of the economy. These funds carry sector-specific risks but can deliver significant returns when the underlying sector performs well.
About This Fund
HDFC Housing Opportunities · Regular · Growth is a Sectoral / Thematic mutual fund offered by HDFC Mutual Fund. The fund has been operational for over 8 years. It manages assets worth ₹1,191 Cr, reflecting investor confidence in the fund's strategy. It benchmarks its performance against NIFTY Housing TRI. The current expense ratio is 2.23%.
Who Should Invest?
- •Investors with a high risk appetite seeking long-term wealth creation
- •Investors with an investment horizon of 5 years or more
- •SIP investors who can benefit from rupee cost averaging during market fluctuations