HDFC Housing Opportunities Fund - Growth Option
₹21.4560
₹0.23 (-1.06%)
NAV as of 29 May 2026
Today's NAV — all variants
Regular · Growth
₹₹21.4560
₹0.23 (-1.06%)
29 May 2026
AMFI: 141923
Direct · Growth
₹₹23.3850
₹0.25 (-1.05%)
29 May 2026
AMFI: 141924
Regular · IDCW
₹₹15.3810
₹0.16 (-1.06%)
29 May 2026
AMFI: 141922
Direct · IDCW
₹₹17.1470
₹0.18 (-1.06%)
29 May 2026
AMFI: 141921
Returns (Lumpsum)
CAGR for periods ≥ 1 yearSIP Returns (XIRR)
₹1,000/month SIP, annualisedSIP since inception — what ₹100/month became
Real NAV backtest from day one
₹10,200
Invested
₹17,931
Value today
12.9%
XIRR (p.a.)
₹100/month SIP from fund inception · Current value as of today
Try SIP Calculator with this fund's history₹100 lumpsum at launch — value today
Invested on the fund's first NAV date
₹100
Invested
₹215
Value today
9.4%
CAGR (p.a.)
One-time investment at fund inception · Growth purely from NAV appreciation
Try Lumpsum Calculator₹10L corpus with ₹5,000/month withdrawals since inception
Corpus is still growing despite monthly payouts
₹10,00,000
Initial corpus
₹5,10,000
Withdrawn
₹12,49,029
Corpus left
+₹7,59,029 net gain — withdrew ₹5,10,000 AND corpus grew
Plan your SWP with real NAV₹6L corpus via 12-month STP from a liquid fund at inception
₹50K/month transferred from HDFC Liquid → this fund at launch
₹6,00,000
Invested
₹13,81,199
Value today
+7.3%
vs lumpsum
STP beat direct lumpsum by 7.3% — reduced timing risk paid off
Model your own STP with real NAVThis fund trailed its benchmark
Top performers in Sectoral / Thematic by 5Y CAGR
DSP India T.I.G.E.R. Fund - Regular Plan - Growth
ICICI Prudential Infrastructure Fund - Growth
SBI PSU Fund - REGULAR PLAN -Growth
₹1 lakh on the worst crash day — 22 Mar 2020
Worst single-day Nifty drop during this fund's life
₹1,00,000
Invested
₹3,62,310
Value today
3.6×
Multiple
Staying invested through that crash turned ₹1L into ₹3,62,310 — a 3.6× return
Read: Staying invested through crashesDirect vs Regular — ₹500/month over 8 years
Expense ratio drag on your actual returns
Direct plan
₹88,278
Regular plan
₹84,297
Direct earns ₹3,981 more on a ₹48K investment — 1.04% extra return per year
Same fund, same NAV history — only the expense ratio differs. Direct plans always outperform Regular over time.
Learn about Direct vs Regular plansFund Details
Risk Metrics
Trailing 1 year, annualised-0.54
Sharpe Ratio
-0.07
Alpha
0.49
Beta
-0.51
Sortino
16.30%
Std Dev
-20.00%
Max Drawdown
Portfolio Holdings
Top 50 holdings · as of Mar 2026
| Security | % NAV |
|---|---|
Larsen and Toubro Ltd. INE018A01030 | 8.71% |
NTPC Limited INE733E01010 | 8.53% |
HDFC Bank Ltd.£ INE040A01034 | 8.42% |
Larsen and Toubro Ltd. INE018A01030 | 8.31% |
NTPC Limited INE733E01010 | 8.26% |
HDFC Bank Ltd.£ INE040A01034 | 7.99% |
State Bank of India INE062A01020 | 7.66% |
State Bank of India INE062A01020 | 7.52% |
ICICI Bank Ltd. INE090A01021 | 7.49% |
ICICI Bank Ltd. INE090A01021 | 7.06% |
Ambuja Cements Ltd. INE079A01024 | 5.91% |
Ambuja Cements Ltd. INE079A01024 | 5.88% |
Tata Steel Ltd. INE081A01020 | 5.30% |
Tata Steel Ltd. INE081A01020 | 4.90% |
Kalpataru Projects International Ltd INE220B01022 | 4.87% |
UltraTech Cement Limited INE481G01011 | 4.45% |
UltraTech Cement Limited INE481G01011 | 4.32% |
Axis Bank Ltd. INE238A01034 | 4.28% |
Axis Bank Ltd. INE238A01034 | 4.20% |
Kalpataru Projects International Ltd INE220B01022 | 4.14% |
Prestige Estates Projects Ltd. INE811K01011 | 3.81% |
Prestige Estates Projects Ltd. INE811K01011 | 3.37% |
Hindalco Industries Ltd. INE038A01020 | 2.44% |
AkzoNobel India Ltd. INE133A01011 | 2.36% |
JSW Dulux Limited INE133A01011 | 2.20% |
Havells India Ltd. INE176B01034 | 1.92% |
Electronics Mart India Ltd INE02YR01019 | 1.88% |
Asian Paints Limited INE021A01026 | 1.82% |
Repco Home Finance Ltd. INE612J01015 | 1.82% |
Havells India Ltd. INE176B01034 | 1.80% |
Asian Paints Limited INE021A01026 | 1.79% |
Repco Home Finance Ltd. INE612J01015 | 1.73% |
Hindalco Industries Ltd. INE038A01020 | 1.72% |
Birla Corporation Ltd. INE340A01012 | 1.72% |
Birla Corporation Ltd. INE340A01012 | 1.69% |
Kolte Patil Developers Limited INE094I01018 | 1.59% |
Crompton Greaves Consumer Elec. Ltd. INE299U01018 | 1.49% |
Electronics Mart India Ltd INE02YR01019 | 1.48% |
Whirlpool of India Ltd. INE716A01013 | 1.39% |
Bank of Baroda INE028A01039 | 1.37% |
Kolte Patil Developers Limited INE094I01018 | 1.36% |
Crompton Greaves Consumer Elec. Ltd. INE299U01018 | 1.36% |
Finolex Cables Ltd. INE235A01022 | 1.34% |
Bank of Baroda INE028A01039 | 1.31% |
Kotak Mahindra Bank Limited INE237A01036 | 1.27% |
Whirlpool of India Ltd. INE716A01013 | 1.24% |
Finolex Cables Ltd. INE235A01022 | 1.17% |
Symphony Ltd. INE225D01027 | 1.12% |
CanFin Homes Ltd. INE477A01020 | 1.09% |
CanFin Homes Ltd. INE477A01020 | 1.07% |
Performance Comparison
Interested in This Fund?
Our experts will help you decide if this fund fits your goals.
Investment Objective
HDFC Housing Opportunities Fund - Growth Option invests in stocks from a specific sector or theme, offering concentrated exposure to a particular area of the economy. These funds carry sector-specific risks but can deliver significant returns when the underlying sector performs well.
About This Fund
HDFC Housing Opportunities Fund - Growth Option is a Sectoral / Thematic mutual fund offered by HDFC Mutual Fund. The fund has been operational for over 8 years. It manages assets worth ₹1,232 Cr, reflecting investor confidence in the fund's strategy. It benchmarks its performance against NIFTY Housing TRI. The current expense ratio is 2.23%.
Who Should Invest?
- •Investors with a high risk appetite seeking long-term wealth creation
- •Investors with an investment horizon of 5 years or more
- •SIP investors who can benefit from rupee cost averaging during market fluctuations