ICICI Prudential Banking and Financial Services Fund - Growth
₹126.2300
₹1.87 (-1.46%)
NAV as of 29 May 2026
Today's NAV — all variants
Regular · Growth
₹₹126.2300
₹1.87 (-1.46%)
29 May 2026
AMFI: 109445
Direct · Growth
₹₹143.0800
₹2.11 (-1.45%)
29 May 2026
AMFI: 120244
Regular · IDCW
₹₹24.0900
₹0.36 (-1.47%)
29 May 2026
AMFI: 109446
Direct · IDCW
₹₹65.7400
₹0.97 (-1.45%)
29 May 2026
AMFI: 120245
Returns (Lumpsum)
CAGR for periods ≥ 1 yearSIP Returns (XIRR)
₹1,000/month SIP, annualisedSIP since inception — what ₹100/month became
Real NAV backtest from day one
₹21,300
Invested
₹87,576
Value today
14.3%
XIRR (p.a.)
₹100/month SIP from fund inception · Current value as of today
Try SIP Calculator with this fund's history₹5,000 lumpsum at launch — value today
Invested on the fund's first NAV date
₹5,000
Invested
₹63,115
Value today
15.3%
CAGR (p.a.)
One-time investment at fund inception · Growth purely from NAV appreciation
Try Lumpsum Calculator₹10L corpus with ₹5,000/month withdrawals since inception
Corpus is still growing despite monthly payouts
₹10,00,000
Initial corpus
₹10,65,000
Withdrawn
₹82,44,198
Corpus left
+₹83,09,198 net gain — withdrew ₹10,65,000 AND corpus grew
Plan your SWP with real NAV₹6L corpus via 12-month STP from a liquid fund at inception
₹50K/month transferred from HDFC Liquid → this fund at launch
₹6,00,000
Invested
₹1,60,37,378
Value today
+111.8%
vs lumpsum
STP beat direct lumpsum by 111.8% — reduced timing risk paid off
Model your own STP with real NAVBeat the benchmark — ₹100/month SIP
Same SIP in this fund vs the benchmark index
This fund
₹87,576
Benchmark
₹80,229
+₹7,347 extra wealth vs the benchmark index
Backtest this SIP yourself₹1 lakh on the worst crash day — 22 Mar 2020
Worst single-day Nifty drop during this fund's life
₹1,00,000
Invested
₹3,39,785
Value today
3.4×
Multiple
Staying invested through that crash turned ₹1L into ₹3,39,785 — a 3.4× return
Read: Staying invested through crashesDirect vs Regular — ₹500/month over 10 years
Expense ratio drag on your actual returns
Direct plan
₹1,12,852
Regular plan
₹1,07,090
Direct earns ₹5,762 more on a ₹60K investment — 0.96% extra return per year
Same fund, same NAV history — only the expense ratio differs. Direct plans always outperform Regular over time.
Learn about Direct vs Regular plansFund Details
Risk Metrics
Trailing 1 year, annualised-0.17
Sharpe Ratio
+0.01
Alpha
0.45
Beta
-0.17
Sortino
14.02%
Std Dev
-17.17%
Max Drawdown
Portfolio Holdings
Top 42 holdings · as of Mar 2026
| Security | % NAV |
|---|---|
HDFC Bank Ltd. INE040A01034 | 15.77% |
ICICI Bank Ltd. INE090A01021 | 14.28% |
Axis Bank Ltd. INE238A01034 | 9.32% |
Kotak Mahindra Bank Ltd. INE237A01036 | 6.02% |
SBI Life Insurance Company Ltd. INE123W01016 | 5.10% |
State Bank Of India INE062A01020 | 4.58% |
LIC Housing Finance Ltd. INE115A01026 | 3.60% |
HDFC Life Insurance Company Ltd. INE795G01014 | 3.30% |
SBI Cards & Payment Services Ltd. INE018E01016 | 3.26% |
ICICI Lombard General Insurance Company Ltd. INE765G01017 | 3.25% |
Bajaj Finance Ltd. INE296A01032 | 2.46% |
HDB Financial Services Ltd. INE756I01012 | 2.32% |
PNB Housing Finance Ltd. INE572E01012 | 2.06% |
Max Financial Services Ltd. INE180A01020 | 2.01% |
Can Fin Homes Ltd. INE477A01020 | 1.96% |
Aptus Value Housing Finance INE852O01025 | 1.85% |
Bajaj Finserv Ltd. INE918I01026 | 1.73% |
Anand Rathi Wealth Ltd. INE463V01026 | 1.46% |
ICICI Prudential Life Insurance Company Ltd. INE726G01019 | 1.36% |
Aavas Financiers Ltd. INE216P01012 | 1.35% |
UTI Asset Management Co Ltd INE094J01016 | 1.21% |
Bandhan Bank Ltd. INE545U01014 | 1.07% |
Medi Assist Healthcare Services Ltd INE456Z01021 | 0.93% |
Repco Home Finance Ltd. INE612J01015 | 0.93% |
Cholamandalam Investment And Finance Company Ltd. INE121A01024 | 0.67% |
Bajaj Holdings & Investment Ltd. INE118A01012 | 0.67% |
Life Insurance Corporation of India INE0J1Y01017 | 0.56% |
CSB Bank Ltd INE679A01013 | 0.56% |
Star Health & Allied Insurance INE575P01011 | 0.52% |
Bajaj Housing Finance Ltd. INE377Y01014 | 0.41% |
Angel One Ltd. INE732I01021 | 0.39% |
General Insurance Corporation of India INE481Y01014 | 0.39% |
Fusion Finance Ltd. INE139R01012 | 0.38% |
Aadhar Housing Finance Ltd. INE883F01010 | 0.32% |
MAS Financial Services Ltd. INE348L01012 | 0.30% |
CMS Info Systems Ltd INE925R01014 | 0.29% |
Seshaasai Technologies Ltd. INE04VU01023 | 0.26% |
360 One Wam Ltd. INE466L01038 | 0.24% |
Equitas Small Finance Bank Ltd. INE063P01018 | 0.15% |
Canara Robeco Asset Management Co Ltd INE218I01013 | 0.08% |
| Security | % NAV |
|---|---|
91 Days Treasury Bills IN002025X406 | 0.15% |
182 Days Treasury Bills IN002025Y321 | 0.10% |
Performance Comparison
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Investment Objective
ICICI Prudential Banking and Financial Services Fund - Growth invests in stocks from a specific sector or theme, offering concentrated exposure to a particular area of the economy. These funds carry sector-specific risks but can deliver significant returns when the underlying sector performs well.
About This Fund
ICICI Prudential Banking and Financial Services Fund - Growth is a Sectoral / Thematic mutual fund offered by ICICI Prudential Mutual Fund. The fund has been operational for over 17 years. It manages assets worth ₹10,707 Cr, reflecting investor confidence in the fund's strategy. It benchmarks its performance against Nifty Financial Services TRI. The current expense ratio is 1.79%.
Who Should Invest?
- •Investors with a high risk appetite seeking long-term wealth creation
- •Investors with an investment horizon of 5 years or more
- •SIP investors who can benefit from rupee cost averaging during market fluctuations