HDFC Liquid Fund · Regular · Growth
NAV
₹5430.4147
as of 17 Jun 2026
Expense Ratio
0.31%
AUM
₹66,103 Cr
Lumpsum returns (CAGR)
- 1Y
- +6.21%
- 3Y
- +6.87%
- 5Y
- +6.07%
- Since Inception
- +6.98%
SIP returns (XIRR)
- 1Y
- +6.46%
- 3Y
- +6.72%
- 5Y
- +6.60%
- Since Inception
- +6.69%
Returns calculated from 30 August 2015 onwards due to a structural change in the scheme on that date. Earlier NAV history is preserved but excluded from multi-year return calculations. Periods spanning this date show —.
SIP since inception — what ₹1,000/month became
Real NAV backtest from day one
₹2,42,000
Invested
₹4,97,963
Value today
6.7%
XIRR (p.a.)
₹1,000/month SIP from fund inception · Current value as of today
Try SIP Calculator with this fund's history₹1,000 lumpsum at launch — value today
Invested on the fund's first NAV date
₹1,000
Invested
₹3,905
Value today
7.0%
CAGR (p.a.)
One-time investment at fund inception · Growth purely from NAV appreciation
Try Lumpsum Calculator₹10L corpus with ₹5,000/month withdrawals since inception
Corpus is still growing despite monthly payouts
₹10,00,000
Initial corpus
₹12,10,000
Withdrawn
₹14,15,612
Corpus left
+₹16,25,612 net gain — withdrew ₹12,10,000 AND corpus grew
Plan your SWP with real NAV₹1 lakh on the worst crash day — 22 Mar 2020
Worst single-day Nifty drop during this fund's life
₹1,00,000
Invested
₹1,40,128
Value today
1.4×
Multiple
Staying invested through that crash turned ₹1L into ₹1,40,128 — a 1.4× return
Read: Staying invested through crashesRisk Metrics
Trailing 1 year, annualised-13.48
Sharpe Ratio
—
Alpha
—
Beta
-12.54
Sortino
0.15%
Std Dev
0.00%
Max Drawdown
Performance Comparison
Thinking about HDFC Liquid Fund · Regular · Growth?
Talk to our AMFI-registered team — free, no pressure. We'll help you see if this fund fits your goals.
Fund Details
Available transactions
Portfolio holdings
- 191 Days Tbill Isd 150426 Mat 160726^5.23%
- 291 Days Tbill Mat 2805264.44%
- 391 Days Tbill Isd 180326 Mat 1906263.79%
- 491 Days Tbill Isd 050226 Mat 0705262.74%
- 5Bank Of India^2.72%
- 6Bank Of Baroda2.72%
- 7Union Bank Of India^2.07%
- 8Punjab & Sind Bank^2.04%
- 9Axis Bank Ltd.^2.04%
- 10National Bank For Agri & Rural Dev.^2.04%
Investment Objective
HDFC Liquid Fund · Regular · Growth invests in money market instruments and debt securities with maturity up to 91 days. Liquid funds offer high liquidity, capital safety, and are commonly used for parking surplus cash or as emergency fund vehicles.
About This Fund
HDFC Liquid Fund · Regular · Growth is a Liquid mutual fund offered by HDFC Mutual Fund. The fund has been operational for over 25 years. It manages assets worth ₹66,103 Cr, reflecting investor confidence in the fund's strategy. It benchmarks its performance against CRISIL Liquid Debt A-I Index. The current expense ratio is 0.31%.
Who Should Invest?
- •Investors with a high risk appetite seeking long-term wealth creation
- •Investors with an investment horizon of 5 years or more
- •Investors looking to park surplus cash for very short periods
- •SIP investors who can benefit from rupee cost averaging during market fluctuations