HDFC Low Duration Fund · Regular · Growth
NAV
₹61.4705
as of 31 Jul 2026
Expense Ratio
1.09%
AUM
₹20,960 Cr
Lumpsum returns (CAGR)
- 1Y
- +5.65%
- 3Y
- +6.86%
- 5Y
- +6.09%
- Since Inception
- +7.00%
SIP returns (XIRR)
- 1Y
- +5.85%
- 3Y
- +6.66%
- 5Y
- +6.60%
- Since Inception
- +6.93%
What history actually did — last 10 years (Aug 2016 – Jul 2026)
A ₹5,000 monthly SIP for the last 10 years (Aug 2016 – Jul 2026)
Real NAV backtest
A ₹5,000 monthly SIP would be worth ₹8,22,192 today — ₹5,95,000 invested, 6.4% XIRR.
₹5,95,000
Invested
₹8,22,192
Value today
6.4%
XIRR (p.a.)
A ₹1,00,000 lumpsum, the last 10 years (Aug 2016 – Jul 2026)
Real NAV backtest
₹1,00,000 invested 10 years ago would be ₹1,87,945 today (6.5% CAGR).
A regular withdrawal plan (SWP)
Real NAV backtest
A ₹10,00,000 corpus withdrawing ₹5,000/month since Aug 2016 would still hold ₹10,57,260.
Buying the worst day
Real NAV backtest
₹1,00,000 invested on the worst market day of the last 10 years (Aug 2016 – Jul 2026) (22 Mar 2020) would be ₹1,48,265 today (1.48×).
Historical simulation using actual published NAVs for the stated period. Past performance may or may not be sustained in the future. Not investment advice.
Risk Metrics
Trailing 1 year, annualised0.71
Sharpe Ratio
—
Alpha
—
Beta
0.81
Sortino
0.61%
Std Dev
-0.26%
Max Drawdown
Performance Comparison
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Fund Details
Available transactions
Portfolio holdings
- 1Floating Rate Goi 20285.64%
- 2Jubilant Beverages Limited^3.63%
- 3Small Industries Development Bank^3.47%
- 4Floating Rate Goi 20332.85%
- 5National Bank For Agri & Rural Dev.2.75%
- 6National Housing Bank^2.60%
- 7National Bank For Agri & Rural Dev.^2.59%
- 8Yes Bank Ltd.^2.36%
- 9Power Finance Corporation Ltd.^2.31%
- 10Bajaj Housing Finance Ltd.2.07%
Investment Objective
HDFC Low Duration Fund · Regular · Growth by HDFC Mutual Fund is a Low Duration fund that aims to generate optimal returns for investors based on its investment mandate. The fund follows a disciplined investment process aligned with SEBI regulations for the Low Duration category.
About This Fund
HDFC Low Duration Fund · Regular · Growth is a Low Duration mutual fund offered by HDFC Mutual Fund. The fund has been operational for over 26 years. It manages assets worth ₹20,960 Cr, reflecting investor confidence in the fund's strategy. It benchmarks its performance against Nifty Low Duration Debt Index A-I. The current expense ratio is 1.09%.
Who Should Invest?
- •Investors with a high risk appetite seeking long-term wealth creation
- •Investors with an investment horizon of 5 years or more
- •SIP investors who can benefit from rupee cost averaging during market fluctuations