UTI Ultra Short to Short Term Fund · Regular · Growth
NAV
₹3848.6371
as of 13 Nov 2026
Expense Ratio
0.65%
AUM
₹2,475 Cr
Lumpsum returns (CAGR)
- 1Y
- +5.72%
- 3Y
- +7.06%
- 5Y
- +6.45%
- Since Inception
- +7.13%
SIP returns (XIRR)
- 1Y
- +5.84%
- 3Y
- +6.66%
- 5Y
- +6.79%
- Since Inception
- +6.78%
Returns calculated from 02 December 2019 onwards due to a structural change in the scheme on that date. Earlier NAV history is preserved but excluded from multi-year return calculations. Periods spanning this date show —.
What history actually did — last 10 years (Nov 2016 – Nov 2026)
A ₹5,000 monthly SIP for the last 10 years (Nov 2016 – Nov 2026)
Real NAV backtest
A ₹5,000 monthly SIP would be worth ₹8,25,785 today — ₹6,00,000 invested, 6.3% XIRR.
₹6,00,000
Invested
₹8,25,785
Value today
6.3%
XIRR (p.a.)
A ₹1,00,000 lumpsum, the last 10 years (Nov 2016 – Nov 2026)
Real NAV backtest
₹1,00,000 invested 10 years ago would be ₹1,76,406 today (5.8% CAGR).
A regular withdrawal plan (SWP)
Real NAV backtest
A ₹10,00,000 corpus withdrawing ₹5,000/month since Nov 2016 would still hold ₹9,38,271.
Buying the worst day
Real NAV backtest
₹1,00,000 invested on the worst market day of the last 10 years (Nov 2016 – Nov 2026) (22 Mar 2020) would be ₹1,58,563 today (1.59×).
Historical simulation using actual published NAVs for the stated period. Past performance may or may not be sustained in the future. Not investment advice.
Risk Metrics
Trailing 1 year, annualised-0.42
Sharpe Ratio
—
Alpha
—
Beta
-0.45
Sortino
0.55%
Std Dev
-0.20%
Max Drawdown
Performance Comparison
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Fund Details
Available transactions
Portfolio holdings
- 1364 Days T-Bill - 10/12/20267.60%
- 2Rec Ltd5.38%
- 3National Bank For Agriculture And Rural Development4.81%
- 4Mahindra Rural Housing Finance Ltd3.85%
- 5Summit Digitel Infrastructure Ltd3.81%
- 6Embassy Office Parks Reit3.65%
- 7National Bank For Agriculture And Rural Development2.87%
- 8Vedanta Ltd2.69%
- 907.66% Xirr Ptc- Radhakrishna Securitisation Trust-28/09/20282.01%
- 10360 One Prime Ltd1.93%
What this fund does
UTI Ultra Short to Short Term Fund · Regular · Growth by UTI Mutual Fund is a Ultra Short to Short Term fund that aims to generate optimal returns for investors based on its investment mandate. The fund follows a disciplined investment process aligned with SEBI regulations for the Ultra Short to Short Term category.
About This Fund
UTI Ultra Short to Short Term Fund · Regular · Growth is a Ultra Short to Short Term mutual fund offered by UTI Mutual Fund. The fund has been operational for over 19 years. It manages assets worth ₹2,475 Cr, reflecting investor confidence in the fund's strategy. It benchmarks its performance against Nifty Low Duration Debt Index A-I. The current expense ratio is 0.65%.
Who Should Invest?
- •Conservative investors seeking capital preservation with modest returns
- •Investors with a short to medium investment horizon (6 months to 3 years)