HDFC Money Market Fund - Growth Option
₹6021.4076
₹4.34 (+0.07%)
NAV as of 29 May 2026
Today's NAV — all variants
Regular · Growth
₹₹6021.4076
₹4.34 (+0.07%)
29 May 2026
AMFI: 101993
Direct · Growth
₹₹6151.1139
₹4.50 (+0.07%)
29 May 2026
AMFI: 119092
Regular · IDCW
₹₹1062.2414
₹0.77 (+0.07%)
29 May 2026
AMFI: 101995
Direct · IDCW
₹₹1062.3405
₹0.78 (+0.07%)
29 May 2026
AMFI: 119094
Returns (Lumpsum)
CAGR for periods ≥ 1 yearReturns calculated from 30 August 2015 onwards due to a structural change in the scheme on that date. Pre-2015 NAV history is preserved but excluded from multi-year return calculations. Periods spanning this date show —.
SIP Returns (XIRR)
₹1,000/month SIP, annualisedSIP since inception — what ₹100/month became
Real NAV backtest from day one
₹24,100
Invested
₹19,87,123
Value today
37.2%
XIRR (p.a.)
₹100/month SIP from fund inception · Current value as of today
Try SIP Calculator with this fund's history₹100 lumpsum at launch — value today
Invested on the fund's first NAV date
₹100
Invested
₹41,333
Value today
34.8%
CAGR (p.a.)
One-time investment at fund inception · Growth purely from NAV appreciation
Try Lumpsum Calculator₹10L corpus with ₹5,000/month withdrawals since inception
Corpus is still growing despite monthly payouts
₹10,00,000
Initial corpus
₹12,05,000
Withdrawn
₹31,39,72,113
Corpus left
+₹31,41,77,113 net gain — withdrew ₹12,05,000 AND corpus grew
Plan your SWP with real NAV₹1 lakh on the worst crash day — 22 Mar 2020
Worst single-day Nifty drop during this fund's life
₹1,00,000
Invested
₹1,46,603
Value today
1.5×
Multiple
Staying invested through that crash turned ₹1L into ₹1,46,603 — a 1.5× return
Read: Staying invested through crashesDirect vs Regular — ₹500/month over 10 years
Expense ratio drag on your actual returns
Direct plan
₹85,325
Regular plan
₹84,489
Direct earns ₹836 more on a ₹60K investment — 0.14% extra return per year
Same fund, same NAV history — only the expense ratio differs. Direct plans always outperform Regular over time.
Learn about Direct vs Regular plansFund Details
Risk Metrics
Trailing 1 year, annualised1.04
Sharpe Ratio
—
Alpha
—
Beta
1.35
Sortino
0.44%
Std Dev
-0.16%
Max Drawdown
Portfolio Holdings
Top 50 holdings · as of Mar 2026
| Security | % NAV |
|---|---|
Indusind Bank Ltd.^ INE095A162D0 | 3.33% |
Yes Bank Ltd.^ INE528G16X29 | 3.33% |
Indian Overseas Bank^ INE565A16BR4 | 3.33% |
Yes Bank Ltd.^ INE528G16X29 | 3.17% |
Indusind Bank Ltd.^ INE095A162D0 | 3.17% |
Indian Overseas Bank^ INE565A16BR4 | 3.16% |
Small Industries Development Bank^ INE556F16BW2 | 2.84% |
Small Industries Development Bank^ INE556F16BW2 | 2.70% |
National Bank for Agri & Rural Dev.^ INE261F16AG4 | 2.59% |
Canara Bank^ INE476A16G44 | 2.51% |
National Bank for Agri & Rural Dev.^ INE261F16AG4 | 2.47% |
Canara Bank^ INE476A16G44 | 2.46% |
National Bank for Agri & Rural Dev. INE261F16AD1 | 2.35% |
National Bank for Agri & Rural Dev.^ INE261F16AD1 | 2.23% |
Canara Bank^ INE476A16G36 | 2.18% |
Punjab & Sind Bank^ INE608A16SW6 | 2.16% |
Canara Bank INE476A16G36 | 2.07% |
Bajaj Finance Ltd.^ INE296A14F03 | 2.06% |
Punjab & Sind Bank^ INE608A16SW6 | 2.05% |
Punjab & Sind Bank^ INE608A16TC6 | 1.99% |
Union Bank of India INE692A16KU1 | 1.93% |
Punjab National Bank^ INE160A16UV6 | 1.91% |
Punjab & Sind Bank^ INE608A16TC6 | 1.89% |
Union Bank of India^ INE692A16KU1 | 1.83% |
Punjab National Bank^ INE160A16UV6 | 1.82% |
IDFC First Bank Limited^ INE092T16YN0 | 1.75% |
Tata Teleservices Ltd.^ INE037E14AT9 | 1.69% |
Small Industries Development Bank^ INE556F16BV4 | 1.68% |
Kotak Mahindra Bank Limited^ INE237AD6117 | 1.68% |
Bank of Maharashtra^ INE457A16MV3 | 1.68% |
National Bank for Agri & Rural Dev.^ INE261F16AK6 | 1.67% |
Small Industries Development Bank^ INE556F16BY8 | 1.67% |
National Bank for Agri & Rural Dev.^ INE261F16AJ8 | 1.67% |
Export - Import Bank of India^ INE514E16CO9 | 1.67% |
National Bank for Agri & Rural Dev.^ INE261F16AL4 | 1.66% |
Bank of Baroda^ INE028A16LW2 | 1.66% |
364 Days Tbill Mat 060826^ IN002025Z195 | 1.65% |
Tata Teleservices Ltd.^ INE037E14AT9 | 1.61% |
Bank of Maharashtra^ INE457A16MV3 | 1.60% |
Kotak Mahindra Bank Limited^ INE237AD6117 | 1.60% |
Mindspace Business Parks REIT^ INE0CCU14120 | 1.59% |
Small Industries Development Bank^ INE556F16BV4 | 1.59% |
182 Days TBILL MAT 080526 IN002025Y321 | 1.59% |
Small Industries Development Bank INE556F16BY8 | 1.59% |
Export - Import Bank of India^ INE514E16CO9 | 1.59% |
National Bank for Agri & Rural Dev.^ INE261F16AJ8 | 1.59% |
National Bank for Agri & Rural Dev.^ INE261F16AL4 | 1.58% |
National Bank for Agri & Rural Dev. INE261F16AK6 | 1.58% |
Axis Bank Ltd. INE238AD6BW9 | 1.51% |
Bank of India^ INE084A16FQ9 | 1.50% |
Performance Comparison
Interested in This Fund?
Our experts will help you decide if this fund fits your goals.
Investment Objective
HDFC Money Market Fund - Growth Option by HDFC Mutual Fund is a Money Market fund that aims to generate optimal returns for investors based on its investment mandate. The fund follows a disciplined investment process aligned with SEBI regulations for the Money Market category.
About This Fund
HDFC Money Market Fund - Growth Option is a Money Market mutual fund offered by HDFC Mutual Fund. The fund has been operational for over 26 years. It manages assets worth ₹31,820 Cr, reflecting investor confidence in the fund's strategy. It benchmarks its performance against CRISIL Money Market A-I Index. The current expense ratio is 0.46%.
Who Should Invest?
- •Investors with a high risk appetite seeking long-term wealth creation
- •Investors with an investment horizon of 5 years or more
- •SIP investors who can benefit from rupee cost averaging during market fluctuations