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Multi Asset / Dynamic📊 65% NIFTY 50 TRI + 22.5% NIFTY Composite Debt Index + 10% Domestic Prices of Gold + 2.5% of Domestic Prices of Silver

HDFC Multi-Asset Allocation Fund · Regular · Growth

HDFC Mutual Fund

#25 of 27 (1Y)

NAV

₹74.2300

as of 16 Jun 2026

Expense Ratio

—

see scheme documents

AUM

₹5,704 Cr

Viewing Regular · Growth
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Lumpsum returns (CAGR)

1Y
+4.36%
3Y
+12.10%
5Y
+11.12%
Since Inception
+10.10%

SIP returns (XIRR)

1Y
+2.15%
3Y
+8.66%
5Y
+10.55%
Since Inception
+10.58%

SIP since inception — what ₹100/month became

Real NAV backtest from day one

₹25,000

Invested

₹82,959

Value today

10.4%

XIRR (p.a.)

₹100/month SIP from fund inception · Current value as of today

Try SIP Calculator with this fund's history

₹100 lumpsum at launch — value today

Invested on the fund's first NAV date

₹100

Invested

₹723

Value today

10.0%

CAGR (p.a.)

One-time investment at fund inception · Growth purely from NAV appreciation

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₹10L corpus with ₹5,000/month withdrawals since inception

Corpus is still growing despite monthly payouts

₹10,00,000

Initial corpus

₹12,50,000

Withdrawn

₹30,83,937

Corpus left

+₹33,33,937 net gain — withdrew ₹12,50,000 AND corpus grew

Plan your SWP with real NAV

₹6L corpus via 12-month STP from a liquid fund at inception

₹50K/month transferred from HDFC Liquid → this fund at launch

₹6,00,000

Invested

₹41,88,707

Value today

-3.5%

vs lumpsum

Direct lumpsum would have beaten STP by 3.5% — but STP reduced timing risk

Model your own STP with real NAV

₹1 lakh on the worst crash day — 22 Mar 2020

Worst single-day Nifty drop during this fund's life

₹1,00,000

Invested

₹2,86,072

Value today

2.9×

Multiple

Staying invested through that crash turned ₹1L into ₹2,86,072 — a 2.9× return

Read: Staying invested through crashes

Risk Metrics

Trailing 1 year, annualised

0.16

Sharpe Ratio

—

Alpha

—

Beta

0.16

Sortino

8.24%

Std Dev

-9.04%

Max Drawdown

Performance Comparison

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Compare All Multi Asset / Dynamic FundsView all Multi Asset / Dynamic funds

Fund Details

Fund HouseHDFC Mutual Fund
CategoryMulti Asset / Dynamic
Benchmark65% NIFTY 50 TRI + 22.5% NIFTY Composite Debt Index + 10% Domestic Prices of Gold + 2.5% of Domestic Prices of Silver
Launch Date11 Jul 2005
AMFI Code103131
Transaction facts
Min. Lumpsum₹100
Min. SIP₹100
Exit LoadIn respect of each purchase or switch in of Units 15% of the units (?the limit?) may be redeemed without any Exit Load from the date of allotment However please note that the Units will be redeemed on First In First Out (FIFO) basis Any redemption in excess of the above limit shall be subject to the following exit load Exit Load of 1.00% is payable if units are redeemed or switched out within 12 months from the date of allotment No Exit Load is payable if units are redeemed or switched out after 12 months from the date of allotment

Available transactions

PurchaseSIPRedeemSWPSwitchSTPDemat

Portfolio holdings

as of 30 Apr 2026
Holding% NAV

Investment Objective

HDFC Multi-Asset Allocation Fund · Regular · Growth invests across at least three asset classes — equity, debt, and one more (gold, international equity, or REITs) — with a minimum 10% in each. This diversification aims to reduce portfolio volatility and provide more stable returns.

About This Fund

HDFC Multi-Asset Allocation Fund · Regular · Growth is a Multi Asset / Dynamic mutual fund offered by HDFC Mutual Fund. The fund has been operational for over 20 years. It manages assets worth ₹5,704 Cr, reflecting investor confidence in the fund's strategy. It benchmarks its performance against 65% NIFTY 50 TRI + 22.5% NIFTY Composite Debt Index + 10% Domestic Prices of Gold + 2.5% of Domestic Prices of Silver.

Who Should Invest?

  • •Investors with a high risk appetite seeking long-term wealth creation
  • •Investors with an investment horizon of 5 years or more
  • •SIP investors who can benefit from rupee cost averaging during market fluctuations