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Multi Asset / Dynamicregulargrowth📊 65% NIFTY 50 TRI + 22.5% NIFTY Composite Debt Index + 10% Domestic Prices of Gold + 2.5% of Domestic Prices of Silver

HDFC Multi-Asset Fund - Growth Option

HDFC Mutual Fund

#26 of 28 (1Y)

₹73.5250

0.71 (-0.96%)

NAV as of 29 May 2026

Today's NAV — all variants

Regular · Growth

₹₹73.5250

0.71 (-0.96%)

29 May 2026

AMFI: 103131

Direct · Growth

₹₹82.8000

0.80 (-0.95%)

29 May 2026

AMFI: 119131

Regular · IDCW

₹₹16.7330

0.16 (-0.96%)

29 May 2026

AMFI: 103130

Direct · IDCW

₹₹21.0990

0.20 (-0.95%)

29 May 2026

AMFI: 119130

Returns (Lumpsum)

CAGR for periods ≥ 1 year
1 Week+0.28%
1 Month-1.21%
3 Months-3.63%
6 Months-1.19%
1 Year+5.37%
3 Years (CAGR)+12.87%
5 Years (CAGR)+11.57%
10 Years (CAGR)+10.97%
Since Inception (Jul 2005)+10.12%

SIP Returns (XIRR)

₹1,000/month SIP, annualised
1 Year SIP+2.24%
3 Year SIP+9.04%
5 Year SIP+10.74%
Since Inception (Jul 2005)+10.61%

SIP since inception — what ₹100/month became

Real NAV backtest from day one

₹24,900

Invested

₹84,242

Value today

10.6%

XIRR (p.a.)

100/month SIP from fund inception · Current value as of today

Try SIP Calculator with this fund's history

100 lumpsum at launch — value today

Invested on the fund's first NAV date

₹100

Invested

₹735

Value today

10.1%

CAGR (p.a.)

One-time investment at fund inception · Growth purely from NAV appreciation

Try Lumpsum Calculator

₹10L corpus with ₹5,000/month withdrawals since inception

Corpus is still growing despite monthly payouts

₹10,00,000

Initial corpus

₹12,45,000

Withdrawn

₹31,40,389

Corpus left

+₹33,85,389 net gain — withdrew ₹12,45,000 AND corpus grew

Plan your SWP with real NAV

₹6L corpus via 12-month STP from a liquid fund at inception

₹50K/month transferred from HDFC Liquid → this fund at launch

₹6,00,000

Invested

₹48,41,031

Value today

+9.7%

vs lumpsum

STP beat direct lumpsum by 9.7% — reduced timing risk paid off

Model your own STP with real NAV

₹1 lakh on the worst crash day — 22 Mar 2020

Worst single-day Nifty drop during this fund's life

₹1,00,000

Invested

₹2,90,843

Value today

2.9×

Multiple

Staying invested through that crash turned ₹1L into ₹2,90,843 — a 2.9× return

Read: Staying invested through crashes

Direct vs Regular — ₹500/month over 10 years

Expense ratio drag on your actual returns

Direct plan

₹1,18,191

Regular plan

₹1,10,575

Direct earns ₹7,616 more on a ₹60K investment1.27% extra return per year

Same fund, same NAV history — only the expense ratio differs. Direct plans always outperform Regular over time.

Learn about Direct vs Regular plans

Fund Details

Fund HouseHDFC Mutual Fund
CategoryMulti Asset / Dynamic
Plan Typeregular
Optiongrowth
AUM₹5,704 Cr
Min SIP₹100
Min Lumpsum₹100
Benchmark65% NIFTY 50 TRI + 22.5% NIFTY Composite Debt Index + 10% Domestic Prices of Gold + 2.5% of Domestic Prices of Silver
Launch Date11 Jul 2005
AMFI Code103131

Risk Metrics

Trailing 1 year, annualised

0.07

Sharpe Ratio

Alpha

Beta

0.07

Sortino

8.06%

Std Dev

-9.04%

Max Drawdown

Portfolio Holdings

Top 50 holdings · as of Apr 2026

Debt2 holdings · 22.2%
Security% NAV

HDFC Gold Exchange Traded Fund

INF179KC1981

11.15%

HDFC Gold Exchange Traded Fund

INF179KC1981

11.04%
Other48 holdings · 92.9%
Security% NAV

Reliance Industries Ltd.

INE002A01018

5.75%

Reliance Industries Ltd.

INE002A01018

5.72%

HDFC Bank Ltd.£

INE040A01034

4.39%

ICICI Bank Ltd.

INE090A01021

4.37%

ICICI Bank Ltd.

INE090A01021

4.29%

HDFC Bank Ltd.£

INE040A01034

4.27%

NTPC Limited

INE733E01010

3.57%

NTPC Limited

INE733E01010

2.41%

Axis Bank Ltd.

INE238A01034

2.37%

Bharti Airtel Ltd.

INE397D01024

2.35%

Bharti Airtel Ltd.

INE397D01024

2.35%

Kotak Mahindra Bank Limited

INE237A01036

2.34%

Axis Bank Ltd.

INE238A01034

2.09%

State Bank of India

INE062A01020

2.05%

Kotak Mahindra Bank Limited

INE237A01036

2.04%

Oil & Natural Gas Corporation Ltd.

INE213A01029

1.79%

Maruti Suzuki India Limited

INE585B01010

1.78%

Maruti Suzuki India Limited

INE585B01010

1.75%

Sun Pharmaceutical Industries Ltd.

INE044A01036

1.73%

Sun Pharmaceutical Industries Ltd.

INE044A01036

1.68%

Power Grid Corporation of India Ltd.

INE752E01010

1.58%

Infosys Limited

INE009A01021

1.51%

Larsen and Toubro Ltd.

INE018A01030

1.47%

Tata Consultancy Services Ltd.

INE467B01029

1.47%

Infosys Limited

INE009A01021

1.46%

Power Grid Corporation of India Ltd.

INE752E01010

1.44%

Hindalco Industries Ltd.

INE038A01020

1.37%

State Bank of India

INE062A01020

1.36%

Muthoot Finance Ltd.^

INE414G07JQ6

1.35%

Muthoot Finance Ltd.^

INE414G07JQ6

1.27%

Tata Consultancy Services Ltd.

INE467B01029

1.27%

Oil & Natural Gas Corporation Ltd.

INE213A01029

1.27%

7.18% GOI MAT 140833

IN0020230085

1.25%

Hindalco Industries Ltd.

INE038A01020

1.24%

Larsen and Toubro Ltd.

INE018A01030

1.23%

7.18% GOI MAT 140833

IN0020230085

1.18%

United Spirits Limited

INE854D01024

1.12%

United Spirits Limited

INE854D01024

1.09%

Bajaj Finserv Ltd.

INE918I01026

1.08%

Bajaj Finserv Ltd.

INE918I01026

1.07%

Divis Laboratories Ltd.

INE361B01024

0.99%

Titan Company Ltd.

INE280A01028

0.99%

HCL Technologies Ltd.

INE860A01027

0.97%

Hyundai Motor India Limited

INE0V6F01027

0.96%

Divis Laboratories Ltd.

INE361B01024

0.96%

Eternal Limited

INE758T01015

0.95%

Titan Company Ltd.

INE280A01028

0.94%

Hyundai Motor India Limited

INE0V6F01027

0.93%

Performance Comparison

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Investment Objective

HDFC Multi-Asset Fund - Growth Option invests across at least three asset classes — equity, debt, and one more (gold, international equity, or REITs) — with a minimum 10% in each. This diversification aims to reduce portfolio volatility and provide more stable returns.

About This Fund

HDFC Multi-Asset Fund - Growth Option is a Multi Asset / Dynamic mutual fund offered by HDFC Mutual Fund. The fund has been operational for over 20 years. It manages assets worth ₹5,704 Cr, reflecting investor confidence in the fund's strategy. It benchmarks its performance against 65% NIFTY 50 TRI + 22.5% NIFTY Composite Debt Index + 10% Domestic Prices of Gold + 2.5% of Domestic Prices of Silver.

Who Should Invest?

  • Investors with a high risk appetite seeking long-term wealth creation
  • Investors with an investment horizon of 5 years or more
  • SIP investors who can benefit from rupee cost averaging during market fluctuations