HDFC Overnight Fund · Regular · Growth
NAV
₹4050.1722
as of 29 Sept 2026
Expense Ratio
0.21%
AUM
₹11,851 Cr
Lumpsum returns (CAGR)
- 1Y
- +5.12%
- 3Y
- +5.91%
- 5Y
- +5.59%
- Since Inception
- +6.08%
SIP returns (XIRR)
- 1Y
- +5.08%
- 3Y
- +5.58%
- 5Y
- +5.77%
- Since Inception
- +5.83%
Returns calculated from 30 August 2015 onwards due to a structural change in the scheme on that date. Earlier NAV history is preserved but excluded from multi-year return calculations. Periods spanning this date show —.
What history actually did — last 10 years (Sept 2016 – Sept 2026)
A ₹5,000 monthly SIP for the last 10 years (Sept 2016 – Sept 2026)
Real NAV backtest
A ₹5,000 monthly SIP would be worth ₹7,84,704 today — ₹6,00,000 invested, 5.3% XIRR.
₹6,00,000
Invested
₹7,84,704
Value today
5.3%
XIRR (p.a.)
A ₹1,00,000 lumpsum, the last 10 years (Sept 2016 – Sept 2026)
Real NAV backtest
₹1,00,000 invested 10 years ago would be ₹1,66,767 today (5.2% CAGR).
A regular withdrawal plan (SWP)
Real NAV backtest
A ₹10,00,000 corpus withdrawing ₹5,000/month since Sept 2016 would still hold ₹8,82,966.
Buying the worst day
Real NAV backtest
₹1,00,000 invested on the worst market day of the last 10 years (Sept 2016 – Sept 2026) (22 Mar 2020) would be ₹1,37,104 today (1.37×).
Historical simulation using actual published NAVs for the stated period. Past performance may or may not be sustained in the future. Not investment advice.
Risk Metrics
Trailing 1 year, annualised-40.73
Sharpe Ratio
—
Alpha
—
Beta
-14.58
Sortino
0.06%
Std Dev
0.00%
Max Drawdown
Performance Comparison
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Fund Details
Available transactions
Portfolio holdings
- 1Canara Bank5.33%
- 2182 Days Tbill Mat 1809262.66%
- 391 Days Tbill Mat 170926^1.23%
- 4Bank Of Baroda0.62%
- 5182 Days Tbill Mat 100926^0.61%
- 6Punjab National Bank0.41%
What this fund does
HDFC Overnight Fund · Regular · Growth invests in overnight securities with a maturity of 1 business day. These funds carry very low credit and interest rate risk, with returns typically close to short-term money market rates.
About This Fund
HDFC Overnight Fund · Regular · Growth is a Overnight mutual fund offered by HDFC Mutual Fund. The fund has been operational for over 24 years. It manages assets worth ₹11,851 Cr, reflecting investor confidence in the fund's strategy. It benchmarks its performance against CRISIL Liquid Overnight Index. The current expense ratio is 0.21%.
Who Should Invest?
- •Investors looking to park surplus cash for very short periods