HDFC Overnight Fund · Regular · Growth
NAV
₹4077.9851
as of 15 Nov 2026
Expense Ratio
0.21%
AUM
₹12,355 Cr
Lumpsum returns (CAGR)
- 1Y
- +5.14%
- 3Y
- +5.86%
- 5Y
- +5.65%
- Since Inception
- +6.08%
SIP returns (XIRR)
- 1Y
- +5.15%
- 3Y
- +5.53%
- 5Y
- +5.77%
- Since Inception
- +5.83%
Returns calculated from 30 August 2015 onwards due to a structural change in the scheme on that date. Earlier NAV history is preserved but excluded from multi-year return calculations. Periods spanning this date show —.
What history actually did — last 10 years (Nov 2016 – Nov 2026)
A ₹5,000 monthly SIP for the last 10 years (Nov 2016 – Nov 2026)
Real NAV backtest
A ₹5,000 monthly SIP would be worth ₹7,83,400 today — ₹6,00,000 invested, 5.3% XIRR.
₹6,00,000
Invested
₹7,83,400
Value today
5.3%
XIRR (p.a.)
A ₹1,00,000 lumpsum, the last 10 years (Nov 2016 – Nov 2026)
Real NAV backtest
₹1,00,000 invested 10 years ago would be ₹1,66,602 today (5.2% CAGR).
A regular withdrawal plan (SWP)
Real NAV backtest
A ₹10,00,000 corpus withdrawing ₹5,000/month since Nov 2016 would still hold ₹8,82,623.
Buying the worst day
Real NAV backtest
₹1,00,000 invested on the worst market day of the last 10 years (Nov 2016 – Nov 2026) (22 Mar 2020) would be ₹1,38,045 today (1.38×).
Historical simulation using actual published NAVs for the stated period. Past performance may or may not be sustained in the future. Not investment advice.
Risk Metrics
Trailing 1 year, annualisedNot meaningful for very-low-volatility funds
Sharpe Ratio
—
Alpha
—
Beta
Not meaningful for very-low-volatility funds
Sortino
0.07%
Std Dev
0.00%
Max Drawdown
Performance Comparison
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Fund Details
Available transactions
Portfolio holdings
- 191 Days Tbill Mat 0810263.62%
- 291 Days Tbill Mat 1510261.16%
- 3182 Days Tbill Mat 151026^0.72%
- 491 Days Tbill Mat 011026^0.48%
- 5364 Days Tbill Mat 151026^0.29%
- 6364 Days Tbill Mat 0810260.10%
What this fund does
HDFC Overnight Fund · Regular · Growth invests in overnight securities with a maturity of 1 business day. These funds carry very low credit and interest rate risk, with returns typically close to short-term money market rates.
About This Fund
HDFC Overnight Fund · Regular · Growth is a Overnight mutual fund offered by HDFC Mutual Fund. The fund has been operational for over 24 years. It manages assets worth ₹12,355 Cr, reflecting investor confidence in the fund's strategy. It benchmarks its performance against CRISIL Liquid Overnight Index. The current expense ratio is 0.21%.
Who Should Invest?
- •Investors looking to park surplus cash for very short periods