HDFC Short Term Debt Fund · Regular · Growth
NAV
₹34.0951
as of 31 Jul 2026
Expense Ratio
0.70%
AUM
₹15,156 Cr
Lumpsum returns (CAGR)
- 1Y
- +5.48%
- 3Y
- +7.37%
- 5Y
- +6.34%
- Since Inception
- +7.92%
SIP returns (XIRR)
- 1Y
- +6.02%
- 3Y
- +7.09%
- 5Y
- +6.97%
- Since Inception
- +7.50%
What history actually did — last 10 years (Aug 2016 – Jul 2026)
A ₹5,000 monthly SIP for the last 10 years (Aug 2016 – Jul 2026)
Real NAV backtest
A ₹5,000 monthly SIP would be worth ₹8,46,854 today — ₹5,95,000 invested, 7.0% XIRR.
₹5,95,000
Invested
₹8,46,854
Value today
7.0%
XIRR (p.a.)
A ₹1,00,000 lumpsum, the last 10 years (Aug 2016 – Jul 2026)
Real NAV backtest
₹1,00,000 invested 10 years ago would be ₹1,99,528 today (7.2% CAGR).
A regular withdrawal plan (SWP)
Real NAV backtest
A ₹10,00,000 corpus withdrawing ₹5,000/month since Aug 2016 would still hold ₹11,48,424.
Buying the worst day
Real NAV backtest
₹1,00,000 invested on the worst market day of the last 10 years (Aug 2016 – Jul 2026) (22 Mar 2020) would be ₹1,54,741 today (1.55×).
Historical simulation using actual published NAVs for the stated period. Past performance may or may not be sustained in the future. Not investment advice.
Risk Metrics
Trailing 1 year, annualised0.68
Sharpe Ratio
—
Alpha
—
Beta
0.75
Sortino
1.08%
Std Dev
-0.54%
Max Drawdown
Performance Comparison
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Fund Details
Available transactions
Portfolio holdings
- 1Aditya Birla Renewables Limited^2.91%
- 2Jubilant Beverages Limited^2.84%
- 3Jtpm Metal Traders Limited^2.57%
- 4Jamnagar Utilities & Power Pvt. Limited^2.36%
- 5Shivshakti Securitisation Trust (Originator - Sikka Ports & Terminals Limited)^2.29%
- 6National Bank For Agri & Rural Dev.2.12%
- 7National Bank For Agri & Rural Dev.^2.01%
- 8Pipeline Infrastructure Pvt. Ltd.^1.66%
- 9Tata Communications Limited^1.65%
- 10Power Finance Corporation Ltd.^1.65%
Investment Objective
HDFC Short Term Debt Fund · Regular · Growth by HDFC Mutual Fund is a Short Duration fund that aims to generate optimal returns for investors based on its investment mandate. The fund follows a disciplined investment process aligned with SEBI regulations for the Short Duration category.
About This Fund
HDFC Short Term Debt Fund · Regular · Growth is a Short Duration mutual fund offered by HDFC Mutual Fund. The fund has been operational for over 16 years. It manages assets worth ₹15,156 Cr, reflecting investor confidence in the fund's strategy. It benchmarks its performance against CRISIL Short Duration Debt A-II Index. The current expense ratio is 0.70%.
Who Should Invest?
- •Investors with a high risk appetite seeking long-term wealth creation
- •Investors with an investment horizon of 5 years or more
- •SIP investors who can benefit from rupee cost averaging during market fluctuations