HDFC Short Term Debt Fund · Regular · Growth
NAV
₹34.2809
as of 13 Nov 2026
Expense Ratio
0.70%
AUM
₹14,840 Cr
Lumpsum returns (CAGR)
- 1Y
- +4.29%
- 3Y
- +7.00%
- 5Y
- +6.18%
- Since Inception
- +7.81%
SIP returns (XIRR)
- 1Y
- +4.39%
- 3Y
- +6.11%
- 5Y
- +6.52%
- Since Inception
- +7.34%
What history actually did — last 10 years (Nov 2016 – Nov 2026)
A ₹5,000 monthly SIP for the last 10 years (Nov 2016 – Nov 2026)
Real NAV backtest
A ₹5,000 monthly SIP would be worth ₹8,41,950 today — ₹6,00,000 invested, 6.7% XIRR.
₹6,00,000
Invested
₹8,41,950
Value today
6.7%
XIRR (p.a.)
A ₹1,00,000 lumpsum, the last 10 years (Nov 2016 – Nov 2026)
Real NAV backtest
₹1,00,000 invested 10 years ago would be ₹1,95,334 today (6.9% CAGR).
A regular withdrawal plan (SWP)
Real NAV backtest
A ₹10,00,000 corpus withdrawing ₹5,000/month since Nov 2016 would still hold ₹11,11,389.
Buying the worst day
Real NAV backtest
₹1,00,000 invested on the worst market day of the last 10 years (Nov 2016 – Nov 2026) (22 Mar 2020) would be ₹1,55,585 today (1.56×).
Historical simulation using actual published NAVs for the stated period. Past performance may or may not be sustained in the future. Not investment advice.
Risk Metrics
Trailing 1 year, annualised-1.28
Sharpe Ratio
—
Alpha
—
Beta
-1.28
Sortino
1.10%
Std Dev
-0.66%
Max Drawdown
Performance Comparison
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Fund Details
Available transactions
Portfolio holdings
- 1Jubilant Beverages Limited^2.84%
- 2Jtpm Metal Traders Limited^2.57%
- 3Jamnagar Utilities & Power Pvt. Limited^2.34%
- 4Shivshakti Securitisation Trust (Originator - Sikka Ports & Terminals Limited)^2.28%
- 5National Bank For Agri & Rural Dev.^2.10%
- 6Aditya Birla Renewables Limited^2.06%
- 7National Bank For Agri & Rural Dev.^1.99%
- 8Pipeline Infrastructure Pvt. Ltd.^1.64%
- 9Tata Communications Limited^1.64%
- 10Bajaj Housing Finance Ltd.^1.50%
What this fund does
HDFC Short Term Debt Fund · Regular · Growth by HDFC Mutual Fund is a Short Term fund that aims to generate optimal returns for investors based on its investment mandate. The fund follows a disciplined investment process aligned with SEBI regulations for the Short Term category.
About This Fund
HDFC Short Term Debt Fund · Regular · Growth is a Short Term mutual fund offered by HDFC Mutual Fund. The fund has been operational for over 16 years. It manages assets worth ₹14,840 Cr, reflecting investor confidence in the fund's strategy. It benchmarks its performance against CRISIL Short Duration Debt A-II Index. The current expense ratio is 0.70%.