HDFC Short Term Debt Fund · Regular · Growth
NAV
₹33.7954
as of 16 Jun 2026
Expense Ratio
0.70%
AUM
₹17,026 Cr
Lumpsum returns (CAGR)
- 1Y
- +5.38%
- 3Y
- +7.33%
- 5Y
- +6.28%
- Since Inception
- +7.92%
SIP returns (XIRR)
- 1Y
- +5.64%
- 3Y
- +7.08%
- 5Y
- +6.92%
- Since Inception
- +7.50%
SIP since inception — what ₹100/month became
Real NAV backtest from day one
₹19,200
Invested
₹36,085
Value today
7.5%
XIRR (p.a.)
₹100/month SIP from fund inception · Current value as of today
Try SIP Calculator with this fund's history₹100 lumpsum at launch — value today
Invested on the fund's first NAV date
₹100
Invested
₹337
Value today
7.9%
CAGR (p.a.)
One-time investment at fund inception · Growth purely from NAV appreciation
Try Lumpsum Calculator₹10L corpus with ₹5,000/month withdrawals since inception
Corpus is still growing despite monthly payouts
₹10,00,000
Initial corpus
₹9,60,000
Withdrawn
₹15,66,608
Corpus left
+₹15,26,608 net gain — withdrew ₹9,60,000 AND corpus grew
Plan your SWP with real NAV₹1 lakh on the worst crash day — 22 Mar 2020
Worst single-day Nifty drop during this fund's life
₹1,00,000
Invested
₹1,52,988
Value today
1.5×
Multiple
Staying invested through that crash turned ₹1L into ₹1,52,988 — a 1.5× return
Read: Staying invested through crashesRisk Metrics
Trailing 1 year, annualised0.69
Sharpe Ratio
—
Alpha
—
Beta
0.78
Sortino
1.02%
Std Dev
-0.54%
Max Drawdown
Performance Comparison
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Fund Details
Available transactions
Portfolio holdings
- 1Aditya Birla Renewables Limited^2.82%
- 2Jubilant Beverages Limited^2.70%
- 3Jtpm Metal Traders Limited^2.44%
- 4Jamnagar Utilities & Power Pvt. Limited^2.27%
- 5Shivshakti Securitisation Trust (Originator - Sikka Ports & Terminals Limited)^2.24%
- 67.18% Goi Mat 1408331.99%
- 7National Bank For Agri & Rural Dev.^1.95%
- 8National Bank For Agri & Rural Dev.1.88%
- 9Bajaj Housing Finance Ltd.^1.63%
- 10Power Finance Corporation Ltd.^1.60%
Investment Objective
HDFC Short Term Debt Fund · Regular · Growth by HDFC Mutual Fund is a Short Duration fund that aims to generate optimal returns for investors based on its investment mandate. The fund follows a disciplined investment process aligned with SEBI regulations for the Short Duration category.
About This Fund
HDFC Short Term Debt Fund · Regular · Growth is a Short Duration mutual fund offered by HDFC Mutual Fund. The fund has been operational for over 16 years. It manages assets worth ₹17,026 Cr, reflecting investor confidence in the fund's strategy. It benchmarks its performance against CRISIL Short Duration Debt A-II Index. The current expense ratio is 0.70%.
Who Should Invest?
- •Investors with a high risk appetite seeking long-term wealth creation
- •Investors with an investment horizon of 5 years or more
- •SIP investors who can benefit from rupee cost averaging during market fluctuations