UTI Short Term Fund · Regular · Growth
NAV
₹33.8332
as of 13 Nov 2026
Expense Ratio
0.81%
AUM
₹1,947 Cr
Lumpsum returns (CAGR)
- 1Y
- +4.14%
- 3Y
- +6.67%
- 5Y
- +5.97%
- Since Inception
- +7.22%
SIP returns (XIRR)
- 1Y
- +4.36%
- 3Y
- +5.83%
- 5Y
- +6.24%
- Since Inception
- +6.70%
Returns calculated from 11 September 2015 onwards due to a structural change in the scheme on that date. Earlier NAV history is preserved but excluded from multi-year return calculations. Periods spanning this date show —.
What history actually did — last 10 years (Nov 2016 – Nov 2026)
A ₹5,000 monthly SIP for the last 10 years (Nov 2016 – Nov 2026)
Real NAV backtest
A ₹5,000 monthly SIP would be worth ₹8,17,747 today — ₹6,00,000 invested, 6.1% XIRR.
₹6,00,000
Invested
₹8,17,747
Value today
6.1%
XIRR (p.a.)
A ₹1,00,000 lumpsum, the last 10 years (Nov 2016 – Nov 2026)
Real NAV backtest
₹1,00,000 invested 10 years ago would be ₹1,73,573 today (5.7% CAGR).
A regular withdrawal plan (SWP)
Real NAV backtest
A ₹10,00,000 corpus withdrawing ₹5,000/month since Nov 2016 would still hold ₹9,17,983.
Buying the worst day
Real NAV backtest
₹1,00,000 invested on the worst market day of the last 10 years (Nov 2016 – Nov 2026) (22 Mar 2020) would be ₹1,60,008 today (1.60×).
Historical simulation using actual published NAVs for the stated period. Past performance may or may not be sustained in the future. Not investment advice.
Risk Metrics
Trailing 1 year, annualised-1.53
Sharpe Ratio
—
Alpha
—
Beta
-1.51
Sortino
1.09%
Std Dev
-0.62%
Max Drawdown
Performance Comparison
Related reading
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Fund Details
Available transactions
Portfolio holdings
- 1Export Import Bank Of India6.93%
- 2Vedanta Ltd5.56%
- 3Poonawalla Fincorp Ltd.4.23%
- 4Lic Housing Finance Ltd.4.23%
- 5360 One Prime Ltd4.22%
- 6Small Industries Development Bank Of India4.20%
- 7Lic Housing Finance Ltd.2.87%
- 8Rec Ltd2.86%
- 907.18% Gsec Mat -14/08/20332.83%
- 10Indian Railway Finance Corporation Limited2.82%
What this fund does
UTI Short Term Fund · Regular · Growth by UTI Mutual Fund is a Short Term fund that aims to generate optimal returns for investors based on its investment mandate. The fund follows a disciplined investment process aligned with SEBI regulations for the Short Term category.
About This Fund
UTI Short Term Fund · Regular · Growth is a Short Term mutual fund offered by UTI Mutual Fund. The fund has been operational for over 17 years. It manages assets worth ₹1,947 Cr, reflecting investor confidence in the fund's strategy. It benchmarks its performance against CRISIL Short Duration Debt A-II Index. The current expense ratio is 0.81%.
Who Should Invest?
- •Moderate-risk investors looking for balanced growth and income
- •Investors with a medium-term horizon of 3-5 years
- •SIP investors who can benefit from rupee cost averaging during market fluctuations