HDFC Short Term Debt Fund · Regular · Growth
NAV
₹34.1472
as of 01 Oct 2026
Expense Ratio
0.70%
AUM
₹15,174 Cr
Lumpsum returns (CAGR)
- 1Y
- +4.92%
- 3Y
- +7.08%
- 5Y
- +6.16%
- Since Inception
- +7.84%
SIP returns (XIRR)
- 1Y
- +4.72%
- 3Y
- +6.37%
- 5Y
- +6.63%
- Since Inception
- +7.39%
What history actually did — last 10 years (Oct 2016 – Oct 2026)
A ₹5,000 monthly SIP for the last 10 years (Oct 2016 – Oct 2026)
Real NAV backtest
A ₹5,000 monthly SIP would be worth ₹8,38,436 today — ₹5,95,000 invested, 6.8% XIRR.
₹5,95,000
Invested
₹8,38,436
Value today
6.8%
XIRR (p.a.)
A ₹1,00,000 lumpsum, the last 10 years (Oct 2016 – Oct 2026)
Real NAV backtest
₹1,00,000 invested 10 years ago would be ₹1,96,732 today (7.0% CAGR).
A regular withdrawal plan (SWP)
Real NAV backtest
A ₹10,00,000 corpus withdrawing ₹5,000/month since Oct 2016 would still hold ₹11,28,886.
Buying the worst day
Real NAV backtest
₹1,00,000 invested on the worst market day of the last 10 years (Oct 2016 – Oct 2026) (22 Mar 2020) would be ₹1,54,978 today (1.55×).
Historical simulation using actual published NAVs for the stated period. Past performance may or may not be sustained in the future. Not investment advice.
Risk Metrics
Trailing 1 year, annualised-0.47
Sharpe Ratio
—
Alpha
—
Beta
-0.48
Sortino
1.09%
Std Dev
-0.54%
Max Drawdown
Performance Comparison
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Fund Details
Available transactions
Portfolio holdings
- 1Jubilant Beverages Limited^2.84%
- 2Jtpm Metal Traders Limited^2.57%
- 3Jamnagar Utilities & Power Pvt. Limited^2.34%
- 4Shivshakti Securitisation Trust (Originator - Sikka Ports & Terminals Limited)^2.28%
- 5National Bank For Agri & Rural Dev.^2.10%
- 6Aditya Birla Renewables Limited^2.06%
- 7National Bank For Agri & Rural Dev.^1.99%
- 8Pipeline Infrastructure Pvt. Ltd.^1.64%
- 9Tata Communications Limited^1.64%
- 10Bajaj Housing Finance Ltd.^1.50%
What this fund does
HDFC Short Term Debt Fund · Regular · Growth by HDFC Mutual Fund is a Short Term fund that aims to generate optimal returns for investors based on its investment mandate. The fund follows a disciplined investment process aligned with SEBI regulations for the Short Term category.
About This Fund
HDFC Short Term Debt Fund · Regular · Growth is a Short Term mutual fund offered by HDFC Mutual Fund. The fund has been operational for over 16 years. It manages assets worth ₹15,174 Cr, reflecting investor confidence in the fund's strategy. It benchmarks its performance against CRISIL Short Duration Debt A-II Index. The current expense ratio is 0.70%.