HDFC Short Term Debt Fund - Growth Option
₹33.4042
₹0.03 (+0.08%)
NAV as of 29 May 2026
Today's NAV — all variants
Regular · Growth
₹₹33.4042
₹0.03 (+0.08%)
29 May 2026
AMFI: 113047
Direct · Growth
₹₹34.5755
₹0.03 (+0.09%)
29 May 2026
AMFI: 119016
Regular · IDCW
₹₹19.8552
₹0.00 (-0.02%)
14 May 2026
AMFI: HIST_CAMS_INF179KA1Q61
Direct · IDCW
₹₹20.4882
₹0.00 (-0.02%)
14 May 2026
AMFI: HIST_CAMS_INF179KA1Q46
Returns (Lumpsum)
CAGR for periods ≥ 1 yearSIP Returns (XIRR)
₹1,000/month SIP, annualisedSIP since inception — what ₹100/month became
Real NAV backtest from day one
₹19,100
Invested
₹35,659
Value today
7.4%
XIRR (p.a.)
₹100/month SIP from fund inception · Current value as of today
Try SIP Calculator with this fund's history₹100 lumpsum at launch — value today
Invested on the fund's first NAV date
₹100
Invested
₹334
Value today
7.9%
CAGR (p.a.)
One-time investment at fund inception · Growth purely from NAV appreciation
Try Lumpsum Calculator₹10L corpus with ₹5,000/month withdrawals since inception
Corpus is still growing despite monthly payouts
₹10,00,000
Initial corpus
₹9,55,000
Withdrawn
₹15,57,454
Corpus left
+₹15,12,454 net gain — withdrew ₹9,55,000 AND corpus grew
Plan your SWP with real NAV₹1 lakh on the worst crash day — 22 Mar 2020
Worst single-day Nifty drop during this fund's life
₹1,00,000
Invested
₹1,51,606
Value today
1.5×
Multiple
Staying invested through that crash turned ₹1L into ₹1,51,606 — a 1.5× return
Read: Staying invested through crashesDirect vs Regular — ₹500/month over 10 years
Expense ratio drag on your actual returns
Direct plan
₹87,710
Regular plan
₹86,074
Direct earns ₹1,636 more on a ₹60K investment — 0.27% extra return per year
Same fund, same NAV history — only the expense ratio differs. Direct plans always outperform Regular over time.
Learn about Direct vs Regular plansFund Details
Risk Metrics
Trailing 1 year, annualised0.03
Sharpe Ratio
—
Alpha
—
Beta
0.03
Sortino
0.96%
Std Dev
-0.54%
Max Drawdown
Portfolio Holdings
Top 50 holdings · as of Mar 2026
| Security | % NAV |
|---|---|
ADITYA BIRLA RENEWABLES LIMITED^ INE01QP08016 | 2.96% |
Jubilant Beverages Limited^ INE1D4O08012 | 2.82% |
ADITYA BIRLA RENEWABLES LIMITED^ INE01QP08016 | 2.82% |
Jubilant Beverages Limited^ INE1D4O08012 | 2.70% |
JTPM Metal Traders Limited^ INE02PE08036 | 2.54% |
JTPM Metal Traders Limited^ INE02PE08036 | 2.44% |
Jamnagar Utilities & Power Pvt. Limited^ INE936D07182 | 2.39% |
Shivshakti Securitisation Trust PTC ISD 150925 MAT 280929^ INE2I7G15010 | 2.34% |
Jamnagar Utilities & Power Pvt. Limited^ INE936D07182 | 2.27% |
Shivshakti Securitisation Trust (Originator - Sikka Ports & Terminals Limited)^ INE2I7G15010 | 2.24% |
7.18% GOI MAT 140833 IN0020230085 | 2.08% |
7.18% GOI MAT 140833 IN0020230085 | 1.99% |
National Bank for Agri & Rural Dev.^ INE261F08EI9 | 1.95% |
National Bank for Agri & Rural Dev. INE261F08EK5 | 1.88% |
Bajaj Housing Finance Ltd.^ INE377Y07482 | 1.71% |
Pipeline Infrastructure Pvt. Ltd.^ INE01XX07034 | 1.68% |
Power Finance Corporation Ltd. INE134E08NT9 | 1.67% |
Tata Communications Limited^ INE151A08356 | 1.66% |
Bajaj Housing Finance Ltd.^ INE377Y07482 | 1.63% |
Power Finance Corporation Ltd.^ INE134E08NT9 | 1.60% |
Pipeline Infrastructure Pvt. Ltd.^ INE01XX07034 | 1.59% |
Tata Communications Limited^ INE151A08356 | 1.58% |
Siddhivinayak Securitisation Trust PTC ISD 150925 MAT 280930^ INE2I7F15012 | 1.50% |
Siddhivinayak Securitisation Trust (Originator - Sikka Ports & Terminals Limited)^ INE2I7F15012 | 1.44% |
TVS Credit Services Ltd^ INE729N08105 | 1.40% |
Kotak Mahindra Investments Ltd.^ INE975F07IR8 | 1.37% |
Cholamandalam Investment & Finance Co. Ltd.^ INE121A08PP7 | 1.37% |
7.27% Gujarat SDL ISD 171225 MAT 171234^ IN1520250227 | 1.33% |
TVS Credit Services Ltd^ INE729N08105 | 1.33% |
REC Limited. INE020B08EA5 | 1.33% |
ASCENDAS IT PARK PUNE PRIVATE LIMITED^ INE0OJ808028 | 1.33% |
Cholamandalam Investment & Finance Co. Ltd.^ INE121A08PP7 | 1.31% |
Kotak Mahindra Investments Ltd.^ INE975F07IR8 | 1.30% |
ASCENDAS IT PARK PUNE PRIVATE LIMITED^ INE0OJ808028 | 1.27% |
7.27% Gujarat SDL ISD 171225 MAT 171234^ IN1520250227 | 1.26% |
REC Limited.^ INE020B08EA5 | 1.26% |
Floating Rate GOI 2028 IN0020210160 | 1.23% |
Small Industries Development Bank^ INE556F08KM1 | 1.19% |
National Bank for Agri & Rural Dev.^ INE261F08EF5 | 1.19% |
Floating Rate GOI 2028 IN0020210160 | 1.18% |
Housing and Urban Development Corporation Ltd.^ INE031A08996 | 1.17% |
Small Industries Development Bank^ INE556F08KM1 | 1.13% |
National Bank for Agri & Rural Dev.^ INE261F08EK5 | 1.13% |
Housing and Urban Development Corporation Ltd.^ INE031A08996 | 1.11% |
6.52% GOI MAT 071231^ IN0020180041 | 1.05% |
REC Limited.^ INE020B08FR6 | 1.02% |
Poonawalla Fincorp Ltd^ INE511C07854 | 1.02% |
Motilal Oswal Financial Services Ltd.^ INE338I07180 | 1.02% |
HDFC Bank Ltd.£^ INE040A08666 | 1.02% |
Small Industries Development Bank INE556F08LC0 | 1.01% |
Performance Comparison
Interested in This Fund?
Our experts will help you decide if this fund fits your goals.
Investment Objective
HDFC Short Term Debt Fund - Growth Option by HDFC Mutual Fund is a Short Duration fund that aims to generate optimal returns for investors based on its investment mandate. The fund follows a disciplined investment process aligned with SEBI regulations for the Short Duration category.
About This Fund
HDFC Short Term Debt Fund - Growth Option is a Short Duration mutual fund offered by HDFC Mutual Fund. The fund has been operational for over 15 years. It manages assets worth ₹17,026 Cr, reflecting investor confidence in the fund's strategy. It benchmarks its performance against CRISIL Short Duration Debt A-II Index. The current expense ratio is 0.70%.
Who Should Invest?
- •Investors with a high risk appetite seeking long-term wealth creation
- •Investors with an investment horizon of 5 years or more
- •SIP investors who can benefit from rupee cost averaging during market fluctuations