SBI SHORT TERM DEBT FUND - REGULAR PLAN -GROWTH
₹33.4252
₹0.01 (+0.03%)
NAV as of 31 May 2026
Today's NAV — all variants
Regular · Growth
₹₹33.4252
₹0.01 (+0.03%)
31 May 2026
AMFI: 106231
Direct · Growth
₹₹35.6503
₹0.01 (+0.04%)
31 May 2026
AMFI: 119816
Regular · IDCW
₹₹15.1402
₹0.01 (+0.03%)
31 May 2026
AMFI: 106234
Direct · IDCW
₹₹19.8793
₹0.01 (+0.04%)
31 May 2026
AMFI: 119813
Returns (Lumpsum)
CAGR for periods ≥ 1 yearSIP Returns (XIRR)
₹1,000/month SIP, annualisedSIP since inception — what ₹500/month became
Real NAV backtest from day one
₹1,13,000
Invested
₹2,28,547
Value today
7.0%
XIRR (p.a.)
₹500/month SIP from fund inception · Current value as of today
Try SIP Calculator with this fund's history₹5,000 lumpsum at launch — value today
Invested on the fund's first NAV date
₹5,000
Invested
₹16,713
Value today
6.6%
CAGR (p.a.)
One-time investment at fund inception · Growth purely from NAV appreciation
Try Lumpsum Calculator₹10L corpus with ₹5,000/month withdrawals since inception
Corpus is still growing despite monthly payouts
₹10,00,000
Initial corpus
₹11,30,000
Withdrawn
₹10,57,053
Corpus left
+₹11,87,053 net gain — withdrew ₹11,30,000 AND corpus grew
Plan your SWP with real NAV₹1 lakh on the worst crash day — 22 Mar 2020
Worst single-day Nifty drop during this fund's life
₹1,00,000
Invested
₹1,46,507
Value today
1.5×
Multiple
Staying invested through that crash turned ₹1L into ₹1,46,507 — a 1.5× return
Read: Staying invested through crashesDirect vs Regular — ₹500/month over 10 years
Expense ratio drag on your actual returns
Direct plan
₹86,249
Regular plan
₹83,875
Direct earns ₹2,374 more on a ₹60K investment — 0.40% extra return per year
Same fund, same NAV history — only the expense ratio differs. Direct plans always outperform Regular over time.
Learn about Direct vs Regular plansFund Details
Risk Metrics
Trailing 1 year, annualised-0.20
Sharpe Ratio
—
Alpha
—
Beta
-0.21
Sortino
1.04%
Std Dev
-0.52%
Max Drawdown
Portfolio Holdings
Top 50 holdings · as of Apr 2026
| Security | % NAV |
|---|---|
Shivshakti Securitisation Trust (Obligor - Digital Fibre Infrastructure Trust) INE2I7G15010 | 428.00% |
Shivshakti Securitisation Trust (Obligor - Digital Fibre Infrastructure Trust) INE2I7G15010 | 404.00% |
National Bank for Agriculture and Rural Development INE261F08EM1 | 400.00% |
7.31% State Government of Karnataka 2033 IN1920250264 | 338.00% |
7.03% State Government of Tamil Nadu 2031 IN3120250821 | 321.00% |
8.32% State Government of Rajasthan 2029 IN2920180303 | 319.00% |
7.03% State Government of Tamil Nadu 2031 IN3120250821 | 302.00% |
7.31% State Government of Karnataka 2033 IN1920250264 | 286.00% |
National Bank for Agriculture and Rural Development INE261F08EM1 | 274.00% |
Union Bank of India INE692A16LS3 | 273.00% |
Siddhivinayak Securitisation Trust (Obligor - Digital Fibre Infrastructure Trust) INE2I7F15012 | 268.00% |
IndiGrid Infrastructure Trust INE219X07520 | 265.00% |
8.32% State Government of Rajasthan 2029 IN2920180303 | 262.00% |
Net Receivable / Payable | 254.00% |
Siddhivinayak Securitisation Trust (Obligor - Digital Fibre Infrastructure Trust) INE2I7F15012 | 253.00% |
7.17% CGL 2030 IN0020230036 | 223.00% |
Mindspace Business Parks Reit INE0CCU07090 | 219.00% |
Small Industries Development Bank of India INE556F08KI9 | 218.00% |
Aditya Birla Housing Finance Ltd. INE831R07540 | 218.00% |
Net Receivable / Payable | 217.00% |
Toyota Financial Services India Ltd. INE692Q07563 | 217.00% |
7.17% CGL 2030 IN0020230036 | 208.00% |
HDFC Bank Ltd. INE040A16IM4 | 207.00% |
Aditya Birla Housing Finance Ltd. INE831R07540 | 206.00% |
Mindspace Business Parks Reit INE0CCU07090 | 206.00% |
Toyota Financial Services India Ltd. INE692Q07563 | 205.00% |
Small Industries Development Bank of India INE556F14LZ9 | 204.00% |
Jamnagar Utilities & Power Pvt. Ltd. INE936D07182 | 201.00% |
SMFG India Credit Company Ltd. INE535H07CK4 | 200.00% |
Godrej Industries Ltd. INE233A08170 | 197.00% |
Radhakrishna Securitisation Trust (Obligor - Digital Fibre Infrastructure Trust) INE2I7H15018 | 196.00% |
HDFC Bank Ltd. INE040A16IM4 | 194.00% |
JSW Kalinga Steel Ltd. INE2QI808033 | 192.00% |
SMFG India Credit Company Ltd. INE535H07CK4 | 189.00% |
Jamnagar Utilities & Power Pvt. Ltd. INE936D07182 | 189.00% |
Godrej Industries Ltd. INE233A08170 | 185.00% |
Mahindra Rural Housing Finance Ltd. INE950O07495 | 182.00% |
Muthoot Finance Ltd. INE414G07II5 | 172.00% |
Mahindra Rural Housing Finance Ltd. INE950O07495 | 172.00% |
Muthoot Finance Ltd. INE414G07II5 | 171.00% |
Bharti Telecom Ltd. INE403D08231 | 169.00% |
7.75% State Government of Tamil Nadu 2032 IN3120220113 | 166.00% |
Mindspace Business Parks Reit INE0CCU07181 | 160.00% |
Bharti Telecom Ltd. INE403D08231 | 159.00% |
7.75% State Government of Tamil Nadu 2032 IN3120220113 | 157.00% |
Cholamandalam Investment & Finance Co. Ltd. INE121A08PU7 | 156.00% |
Mindspace Business Parks Reit INE0CCU07181 | 152.00% |
Cube Highways Trust INE0NR607058 | 152.00% |
Cholamandalam Investment & Finance Co. Ltd. INE121A08PU7 | 147.00% |
Toyota Financial Services India Ltd. INE692Q07522 | 146.00% |
Performance Comparison
Interested in This Fund?
Our experts will help you decide if this fund fits your goals.
Investment Objective
SBI SHORT TERM DEBT FUND - REGULAR PLAN -GROWTH by SBI Mutual Fund is a Short Duration fund that aims to generate optimal returns for investors based on its investment mandate. The fund follows a disciplined investment process aligned with SEBI regulations for the Short Duration category.
About This Fund
SBI SHORT TERM DEBT FUND - REGULAR PLAN -GROWTH is a Short Duration mutual fund offered by SBI Mutual Fund. The fund has been operational for over 18 years. It manages assets worth ₹16,916 Cr, reflecting investor confidence in the fund's strategy. It benchmarks its performance against CRISIL SHORT DURATION DEBT A-II INDEX. The current expense ratio is 0.85%.
Who Should Invest?
- •Investors with a high risk appetite seeking long-term wealth creation
- •Investors with an investment horizon of 5 years or more
- •SIP investors who can benefit from rupee cost averaging during market fluctuations