HDFC Technology Fund · Regular · Growth
HDFC Mutual Fund · Managed by Balakumar B
NAV
₹12.3120
as of 13 Nov 2026
Expense Ratio
2.14%
AUM
₹1,442 Cr
Lumpsum returns (CAGR)
- 1Y
- -10.26%
- 3Y
- +7.99%
- 5Y
- —
- Since Inception
- +6.76%
SIP returns (XIRR)
- 1Y
- +5.89%
- 3Y
- +0.07%
- 5Y
- —
- Since Inception
- +0.82%
What history actually did — last 3 years (Nov 2023 – Nov 2026)
A ₹5,000 monthly SIP for the last 3 years (Nov 2023 – Nov 2026)
Real NAV backtest
A ₹5,000 monthly SIP would be worth ₹1,78,073 today — ₹1,80,000 invested, -0.7% XIRR.
₹1,80,000
Invested
₹1,78,073
Value today
-0.7%
XIRR (p.a.)
A ₹1,00,000 lumpsum, the last 3 years (Nov 2023 – Nov 2026)
Real NAV backtest
₹1,00,000 invested 3 years ago would be ₹1,25,941 today (8.0% CAGR).
Fund vs Benchmark (TRI)
Same SIP, benchmark total-return index
The same SIP would be worth ₹1,78,073 in this fund vs ₹1,68,385 in the benchmark — outperformance of ₹9,688.
Buying the worst day
Real NAV backtest
₹1,00,000 invested on the worst market day of the last 3 years (Nov 2023 – Nov 2026) (4 Jun 2024) would be ₹1,13,863 today (1.14×).
Historical simulation using actual published NAVs for the stated period. Past performance may or may not be sustained in the future. Not investment advice.
Risk Metrics
Trailing 1 year, annualised-0.63
Sharpe Ratio
—
Alpha
—
Beta
-0.65
Sortino
17.88%
Std Dev
-26.83%
Max Drawdown
Performance Comparison
Sectoral allocation
as of 30 Sept 2026- IT - Software52.88%
- Telecom - Services17.60%
- Retailing9.61%
- Commercial Services & Supplies8.28%
- IT - Services5.49%
- Transport Services1.81%
- Finance1.46%
- Financial Technology (Fintech)0.87%
- Entertainment0.50%
Each sector links to the mutual funds most exposed to it.
Related reading
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Fund Details
Available transactions
Portfolio holdings
- 1Bharti Airtel Ltd.13.74%
- 2Infosys Limited11.14%
- 3Tata Consultancy Services Ltd.9.16%
- 4Hcl Technologies Ltd.7.60%
- 5Tech Mahindra Ltd.5.12%
- 6Mphasis Limited.5.03%
- 7Info Edge (India) Limited4.64%
- 8Coforge Limited4.56%
- 9Firstsource Solutions Ltd.4.30%
- 10Eternal Limited3.94%
What this fund does
HDFC Technology Fund · Regular · Growth invests in stocks from a specific sector or theme, offering concentrated exposure to a particular area of the economy. These funds carry sector-specific risks but can deliver significant returns when the underlying sector performs well.
About This Fund
HDFC Technology Fund · Regular · Growth is a Sectoral / Thematic mutual fund offered by HDFC Mutual Fund. The fund has been operational for over 3 years. It manages assets worth ₹1,442 Cr, reflecting investor confidence in the fund's strategy. The fund is managed by Balakumar B. It benchmarks its performance against BSE TECk Index TRI. The current expense ratio is 2.14%.