HDFC Ultra Short Term Fund · Regular · Growth
NAV
₹16.4211
as of 13 Nov 2026
Expense Ratio
0.71%
AUM
₹17,067 Cr
Lumpsum returns (CAGR)
- 1Y
- +5.90%
- 3Y
- +6.81%
- 5Y
- +6.28%
- Since Inception
- +6.27%
SIP returns (XIRR)
- 1Y
- +6.06%
- 3Y
- +6.49%
- 5Y
- +6.60%
- Since Inception
- +6.21%
What history actually did — last 8 years (Nov 2018 – Nov 2026)
A ₹5,000 monthly SIP for the last 8 years (Nov 2018 – Nov 2026)
Real NAV backtest
A ₹5,000 monthly SIP would be worth ₹6,15,608 today — ₹4,80,000 invested, 6.2% XIRR.
₹4,80,000
Invested
₹6,15,608
Value today
6.2%
XIRR (p.a.)
A ₹1,00,000 lumpsum, the last 8 years (Nov 2018 – Nov 2026)
Real NAV backtest
₹1,00,000 invested 8 years ago would be ₹1,62,317 today (6.2% CAGR).
A regular withdrawal plan (SWP)
Real NAV backtest
A ₹10,00,000 corpus withdrawing ₹5,000/month since Nov 2018 would still hold ₹10,07,560.
Buying the worst day
Real NAV backtest
₹1,00,000 invested on the worst market day of the last 8 years (Nov 2018 – Nov 2026) (22 Mar 2020) would be ₹1,48,390 today (1.48×).
Historical simulation using actual published NAVs for the stated period. Past performance may or may not be sustained in the future. Not investment advice.
Risk Metrics
Trailing 1 year, annualisedNot meaningful for very-low-volatility funds
Sharpe Ratio
—
Alpha
—
Beta
Not meaningful for very-low-volatility funds
Sortino
0.44%
Std Dev
-0.12%
Max Drawdown
Performance Comparison
Related reading
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Fund Details
Available transactions
Portfolio holdings
- 1National Bank For Financing Infrastructure And Development^8.67%
- 2182 Days Tbill Mat 140127^3.77%
- 3Yes Bank Ltd.^3.11%
- 4National Bank For Agri & Rural Dev.2.40%
- 5Small Industries Development Bank2.40%
- 6Iifl Capital Services Limited^2.35%
- 7Punjab National Bank^2.34%
- 8Indian Overseas Bank^2.33%
- 9Mindspace Business Parks Reit^2.18%
- 10Radhakrishna Securitisation Trust (Originator - Jamnagar Utilities & Power Private Limited)^2.13%
What this fund does
HDFC Ultra Short Term Fund · Regular · Growth by HDFC Mutual Fund is a Ultra Short Term fund that aims to generate optimal returns for investors based on its investment mandate. The fund follows a disciplined investment process aligned with SEBI regulations for the Ultra Short Term category.
About This Fund
HDFC Ultra Short Term Fund · Regular · Growth is a Ultra Short Term mutual fund offered by HDFC Mutual Fund. The fund has been operational for over 8 years. It manages assets worth ₹17,067 Cr, reflecting investor confidence in the fund's strategy. It benchmarks its performance against CRISIL Ultra Short Duration Debt A-I Index. The current expense ratio is 0.71%.