HDFC Ultra Short Term Fund · Regular · Growth
NAV
₹16.3116
as of 29 Sept 2026
Expense Ratio
0.71%
AUM
₹16,766 Cr
Lumpsum returns (CAGR)
- 1Y
- +6.02%
- 3Y
- +6.85%
- 5Y
- +6.22%
- Since Inception
- +6.28%
SIP returns (XIRR)
- 1Y
- +6.13%
- 3Y
- +6.60%
- 5Y
- +6.62%
- Since Inception
- +6.23%
What history actually did — last 8 years (Oct 2018 – Sept 2026)
A ₹5,000 monthly SIP for the last 8 years (Oct 2018 – Sept 2026)
Real NAV backtest
A ₹5,000 monthly SIP would be worth ₹6,09,611 today — ₹4,75,000 invested, 6.2% XIRR.
₹4,75,000
Invested
₹6,09,611
Value today
6.2%
XIRR (p.a.)
A ₹1,00,000 lumpsum, the last 8 years (Oct 2018 – Sept 2026)
Real NAV backtest
₹1,00,000 invested 8 years ago would be ₹1,62,750 today (6.3% CAGR).
A regular withdrawal plan (SWP)
Real NAV backtest
A ₹10,00,000 corpus withdrawing ₹5,000/month since Oct 2018 would still hold ₹10,17,887.
Buying the worst day
Real NAV backtest
₹1,00,000 invested on the worst market day of the last 8 years (Oct 2018 – Sept 2026) (22 Mar 2020) would be ₹1,47,400 today (1.47×).
Historical simulation using actual published NAVs for the stated period. Past performance may or may not be sustained in the future. Not investment advice.
Risk Metrics
Trailing 1 year, annualised0.28
Sharpe Ratio
—
Alpha
—
Beta
0.34
Sortino
0.45%
Std Dev
-0.12%
Max Drawdown
Performance Comparison
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Fund Details
Available transactions
Portfolio holdings
- 1National Bank For Financing Infrastructure And Development^7.74%
- 2182 Days Tbill Mat 311226^4.50%
- 3Small Industries Development Bank^4.35%
- 4182 Days Tbill Mat 140127^3.37%
- 5Tata Teleservices (Maharashtra) Ltd.^2.82%
- 6Yes Bank Ltd.^2.78%
- 7Small Industries Development Bank^2.14%
- 8Iifl Capital Services Limited^2.10%
- 9Punjab National Bank2.09%
- 10Indian Overseas Bank^2.08%
What this fund does
HDFC Ultra Short Term Fund · Regular · Growth by HDFC Mutual Fund is a Ultra Short Term fund that aims to generate optimal returns for investors based on its investment mandate. The fund follows a disciplined investment process aligned with SEBI regulations for the Ultra Short Term category.
About This Fund
HDFC Ultra Short Term Fund · Regular · Growth is a Ultra Short Term mutual fund offered by HDFC Mutual Fund. The fund has been operational for over 8 years. It manages assets worth ₹16,766 Cr, reflecting investor confidence in the fund's strategy. It benchmarks its performance against CRISIL Ultra Short Duration Debt A-I Index. The current expense ratio is 0.71%.