UTI Ultra Short Duration Fund · Regular · Growth
NAV
₹4513.7389
as of 31 Jul 2026
Expense Ratio
0.99%
AUM
₹3,812 Cr
Lumpsum returns (CAGR)
- 1Y
- +5.84%
- 3Y
- +6.68%
- 5Y
- +6.49%
- Since Inception
- +6.79%
SIP returns (XIRR)
- 1Y
- +6.06%
- 3Y
- +6.51%
- 5Y
- +6.48%
- Since Inception
- +6.72%
Returns calculated from 31 December 2010 onwards due to a structural change in the scheme on that date. Earlier NAV history is preserved but excluded from multi-year return calculations. Periods spanning this date show —.
What history actually did — last 10 years (Aug 2016 – Jul 2026)
A ₹5,000 monthly SIP for the last 10 years (Aug 2016 – Jul 2026)
Real NAV backtest
A ₹5,000 monthly SIP would be worth ₹8,07,145 today — ₹5,95,000 invested, 6.0% XIRR.
₹5,95,000
Invested
₹8,07,145
Value today
6.0%
XIRR (p.a.)
A ₹1,00,000 lumpsum, the last 10 years (Aug 2016 – Jul 2026)
Real NAV backtest
₹1,00,000 invested 10 years ago would be ₹1,78,926 today (6.0% CAGR).
A regular withdrawal plan (SWP)
Real NAV backtest
A ₹10,00,000 corpus withdrawing ₹5,000/month since Aug 2016 would still hold ₹9,82,119.
Buying the worst day
Real NAV backtest
₹1,00,000 invested on the worst market day of the last 10 years (Aug 2016 – Jul 2026) (22 Mar 2020) would be ₹1,46,516 today (1.47×).
Historical simulation using actual published NAVs for the stated period. Past performance may or may not be sustained in the future. Not investment advice.
Risk Metrics
Trailing 1 year, annualised0.49
Sharpe Ratio
—
Alpha
—
Beta
0.61
Sortino
0.38%
Std Dev
-0.07%
Max Drawdown
Performance Comparison
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Fund Details
Available transactions
Portfolio holdings
- 1Indian Bank - 22/01/20275.36%
- 2Axis Bank - 26/02/20274.56%
- 3Small Industries Development Bank Of India3.18%
- 4Jamnagar Utilities And Power Private Limited3.17%
- 5Hdfc Bank Ltd. - 22/01/20273.06%
- 6Muthoot Fincorp Limited3.06%
- 7Exim Bank - 01/03/20273.04%
- 8Piramal Finance Limited2.72%
- 9Nuvama Wealth Finance Ltd2.40%
- 10Bharti Telecom Ltd.2.39%
Investment Objective
UTI Ultra Short Duration Fund · Regular · Growth by UTI Mutual Fund is a Ultra Short Duration fund that aims to generate optimal returns for investors based on its investment mandate. The fund follows a disciplined investment process aligned with SEBI regulations for the Ultra Short Duration category.
About This Fund
UTI Ultra Short Duration Fund · Regular · Growth is a Ultra Short Duration mutual fund offered by UTI Mutual Fund. The fund has been operational for over 22 years. It manages assets worth ₹3,812 Cr, reflecting investor confidence in the fund's strategy. It benchmarks its performance against Nifty Ultra Short Duration Debt Index A-I. The current expense ratio is 0.99%.
Who Should Invest?
- •Moderate-risk investors looking for balanced growth and income
- •Investors with a medium-term horizon of 3-5 years
- •SIP investors who can benefit from rupee cost averaging during market fluctuations