HSBC Banking and PSU Debt Fund · Regular · Growth
NAV
₹25.4789
as of 17 Jun 2026
Expense Ratio
0.58%
AUM
₹4,350 Cr
Lumpsum returns (CAGR)
- 1Y
- +4.74%
- 3Y
- +6.65%
- 5Y
- +5.33%
- Since Inception
- +5.12%
SIP returns (XIRR)
- 1Y
- +5.16%
- 3Y
- +6.53%
- 5Y
- +6.20%
- Since Inception
- +5.80%
SIP since inception — what ₹1,000/month became
Real NAV backtest from day one
₹2,25,000
Invested
₹3,98,935
Value today
5.8%
XIRR (p.a.)
₹1,000/month SIP from fund inception · Current value as of today
Try SIP Calculator with this fund's history₹5,000 lumpsum at launch — value today
Invested on the fund's first NAV date
₹5,000
Invested
₹12,704
Value today
5.1%
CAGR (p.a.)
One-time investment at fund inception · Growth purely from NAV appreciation
Try Lumpsum Calculator₹10L corpus with ₹5,000/month withdrawals since inception
Corpus is still growing despite monthly payouts
₹10,00,000
Initial corpus
₹11,25,000
Withdrawn
₹5,46,085
Corpus left
+₹6,71,085 net gain — withdrew ₹11,25,000 AND corpus grew
Plan your SWP with real NAV₹1 lakh on the worst crash day — 22 Mar 2020
Worst single-day Nifty drop during this fund's life
₹1,00,000
Invested
₹1,46,574
Value today
1.5×
Multiple
Staying invested through that crash turned ₹1L into ₹1,46,574 — a 1.5× return
Read: Staying invested through crashesRisk Metrics
Trailing 1 year, annualised0.32
Sharpe Ratio
—
Alpha
—
Beta
0.37
Sortino
1.22%
Std Dev
-0.66%
Max Drawdown
Performance Comparison
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Fund Details
Available transactions
Portfolio holdings
- 1Exim Bank**4.43%
- 2Indian Oil Corporation Limited**3.94%
- 36.48% Goi 06oct20353.61%
- 4Hdfc Bank Limited**3.16%
- 5Power Finance Corporation Limited**2.65%
- 6Indian Railway Finance Corporation Ltd**2.65%
- 7Housing And Urban Development Corp. Ltd.**2.59%
- 8Rec Limited^2.52%
- 9Bharti Telecom Limited^2.50%
- 10Rec Limited**2.49%
Investment Objective
HSBC Banking and PSU Debt Fund · Regular · Growth by HSBC Mutual Fund is a Banking & PSU Debt fund that aims to generate optimal returns for investors based on its investment mandate. The fund follows a disciplined investment process aligned with SEBI regulations for the Banking & PSU Debt category.
About This Fund
HSBC Banking and PSU Debt Fund · Regular · Growth is a Banking & PSU Debt mutual fund offered by HSBC Mutual Fund. The fund has been operational for over 18 years. It manages assets worth ₹4,350 Cr, reflecting investor confidence in the fund's strategy. It benchmarks its performance against NIFTY Banking & PSU Debt Index. The current expense ratio is 0.58%.
Who Should Invest?
- •Investors with a high risk appetite seeking long-term wealth creation
- •Investors with an investment horizon of 5 years or more
- •SIP investors who can benefit from rupee cost averaging during market fluctuations