HSBC Credit Risk Fund · Regular · Growth
NAV
₹34.5947
as of 01 Oct 2026
Expense Ratio
1.66%
AUM
₹473 Cr
Lumpsum returns (CAGR)
- 1Y
- +5.62%
- 3Y
- +10.86%
- 5Y
- +8.29%
- Since Inception
- +7.58%
SIP returns (XIRR)
- 1Y
- +5.76%
- 3Y
- +10.84%
- 5Y
- +9.83%
- Since Inception
- +7.56%
What history actually did — last 10 years (Oct 2016 – Sept 2026)
A ₹5,000 monthly SIP for the last 10 years (Oct 2016 – Sept 2026)
Real NAV backtest
A ₹5,000 monthly SIP would be worth ₹8,82,022 today — ₹5,95,000 invested, 7.7% XIRR.
₹5,95,000
Invested
₹8,82,022
Value today
7.7%
XIRR (p.a.)
A ₹1,00,000 lumpsum, the last 10 years (Oct 2016 – Sept 2026)
Real NAV backtest
₹1,00,000 invested 10 years ago would be ₹1,92,982 today (6.8% CAGR).
A regular withdrawal plan (SWP)
Real NAV backtest
A ₹10,00,000 corpus withdrawing ₹5,000/month since Oct 2016 would still hold ₹10,47,801.
Buying the worst day
Real NAV backtest
₹1,00,000 invested on the worst market day of the last 10 years (Oct 2016 – Sept 2026) (22 Mar 2020) would be ₹1,63,187 today (1.63×).
Historical simulation using actual published NAVs for the stated period. Past performance may or may not be sustained in the future. Not investment advice.
Risk Metrics
Trailing 1 year, annualised0.80
Sharpe Ratio
—
Alpha
—
Beta
8.92
Sortino
9.18%
Std Dev
-0.41%
Max Drawdown
Performance Comparison
Related reading
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Fund Details
Available transactions
Portfolio holdings
- 1Nuvoco Vistas Corporation Limited**8.12%
- 26.01% Goi 21jul20306.51%
- 3Aditya Birla Renewables Limited**5.92%
- 4Jtpm Metal Traders**5.90%
- 5Nirma Limited**5.73%
- 6Power Finance Corporation Limited**5.61%
- 7Power Grid Corporation Of India Limited**5.49%
- 8Godrej Seeds & Genetics Limited**5.45%
- 9Jsw Kalinga Steel Ltd**4.53%
- 10Gmr Airports Limited**3.54%
What this fund does
HSBC Credit Risk Fund · Regular · Growth by HSBC Mutual Fund is a Credit Risk fund that aims to generate optimal returns for investors based on its investment mandate. The fund follows a disciplined investment process aligned with SEBI regulations for the Credit Risk category.
About This Fund
HSBC Credit Risk Fund · Regular · Growth is a Credit Risk mutual fund offered by HSBC Mutual Fund. The fund has been operational for over 17 years. It manages assets worth ₹473 Cr, reflecting investor confidence in the fund's strategy. It benchmarks its performance against NIFTY Credit Risk Bond Index. The current expense ratio is 1.66%.