HSBC Credit Risk Fund - Regular Growth
₹33.7469
₹0.02 (+0.06%)
NAV as of 29 May 2026
Today's NAV — all variants
Regular · Growth
₹₹33.7469
₹0.02 (+0.06%)
29 May 2026
AMFI: 151043
Direct · Growth
₹₹36.8156
₹0.03 (+0.07%)
29 May 2026
AMFI: 151045
Regular · IDCW
₹₹12.2378
₹0.01 (+0.06%)
29 May 2026
AMFI: 151046
Direct · IDCW
₹₹12.2192
₹0.01 (+0.07%)
29 May 2026
AMFI: 151044
Returns (Lumpsum)
CAGR for periods ≥ 1 yearSIP Returns (XIRR)
₹1,000/month SIP, annualisedSIP since inception — what ₹1,000/month became
Real NAV backtest from day one
₹1,99,000
Invested
₹3,87,665
Value today
7.6%
XIRR (p.a.)
₹1,000/month SIP from fund inception · Current value as of today
Try SIP Calculator with this fund's history₹5,000 lumpsum at launch — value today
Invested on the fund's first NAV date
₹5,000
Invested
₹16,873
Value today
7.6%
CAGR (p.a.)
One-time investment at fund inception · Growth purely from NAV appreciation
Try Lumpsum Calculator₹10L corpus with ₹5,000/month withdrawals since inception
Corpus is still growing despite monthly payouts
₹10,00,000
Initial corpus
₹9,95,000
Withdrawn
₹14,36,365
Corpus left
+₹14,31,365 net gain — withdrew ₹9,95,000 AND corpus grew
Plan your SWP with real NAV₹1 lakh on the worst crash day — 22 Mar 2020
Worst single-day Nifty drop during this fund's life
₹1,00,000
Invested
₹1,59,126
Value today
1.6×
Multiple
Staying invested through that crash turned ₹1L into ₹1,59,126 — a 1.6× return
Read: Staying invested through crashesDirect vs Regular — ₹500/month over 10 years
Expense ratio drag on your actual returns
Direct plan
₹93,906
Regular plan
₹89,929
Direct earns ₹3,977 more on a ₹60K investment — 0.66% extra return per year
Same fund, same NAV history — only the expense ratio differs. Direct plans always outperform Regular over time.
Learn about Direct vs Regular plansFund Details
Risk Metrics
Trailing 1 year, annualised0.91
Sharpe Ratio
—
Alpha
—
Beta
11.54
Sortino
9.22%
Std Dev
-0.41%
Max Drawdown
Portfolio Holdings
Top 26 holdings · as of Apr 2026
| Security | % NAV |
|---|---|
Aditya Birla Renewables Limited** INE01QP08016 | 5.55% |
Power Grid Corporation of India Limited** INE752E07OG5 | 5.53% |
JTPM Metal Traders** INE02PE08036 | 5.50% |
Nuvoco Vistas Corporation Limited** INE118D08078 | 5.45% |
Nirma Limited** INE091A07208 | 5.35% |
REC Limited** INE020B08EW9 | 5.34% |
NABARD** INE261F08EP4 | 5.34% |
JSW Kalinga Steel Ltd** INE2QI808033 | 4.18% |
Vedanta Limited^ INE205A08046 | 3.44% |
Aadhar Housing Finance Limited** INE883F07306 | 3.41% |
MAS Financial Services Limited** INE348L07324 | 3.40% |
Aadhar Housing Finance Limited** INE883F07314 | 3.35% |
Aditya Birla Digital Fashion Venture Ltd** INE0M8D08016 | 3.33% |
Vedanta Limited** INE205A08020 | 3.24% |
Delhi International Airport Limited** INE657H08035 | 3.20% |
Dhruva XXIV** INE1AC715019 | 2.59% |
Indostar Capital Finance Limited** INE896L07AL4 | 2.28% |
Aditya Birla Real Estate Limited** INE055A08052 | 2.22% |
Indostar Capital Finance Limited** INE896L07AR1 | 2.10% |
Vajra 011 Trust** INE116015012 | 1.37% |
Piramal Finance Ltd** INE516Y07519 | 1.09% |
| Security | % NAV |
|---|---|
6.01% GOI 21Jul2030 IN0020250067 | 6.29% |
GOI Floating Rate FRB 22-Sep-2033 IN0020200120 | 3.31% |
6.48% GOI 06Oct2035 IN0020250091 | 1.02% |
6.68% GOI 07Jul2040 IN0020250042 | 1.01% |
| Security | % NAV |
|---|---|
Corp Debt Mkt Devlop Fund (SBI AIF Fund) INF0RQ622028 | 0.39% |
Performance Comparison
Interested in This Fund?
Our experts will help you decide if this fund fits your goals.
Investment Objective
HSBC Credit Risk Fund - Regular Growth by HSBC Mutual Fund is a Credit Risk fund that aims to generate optimal returns for investors based on its investment mandate. The fund follows a disciplined investment process aligned with SEBI regulations for the Credit Risk category.
About This Fund
HSBC Credit Risk Fund - Regular Growth is a Credit Risk mutual fund offered by HSBC Mutual Fund. The fund has been operational for over 16 years. It manages assets worth ₹493 Cr, reflecting investor confidence in the fund's strategy. It benchmarks its performance against NIFTY Credit Risk Bond Index. The current expense ratio is 1.64%.
Who Should Invest?
- •Investors with a high risk appetite seeking long-term wealth creation
- •Investors with an investment horizon of 5 years or more
- •SIP investors who can benefit from rupee cost averaging during market fluctuations