HSBC Dynamic Term Fund · Regular · Growth
NAV
₹30.6495
as of 13 Nov 2026
Expense Ratio
0.83%
AUM
₹122 Cr
Lumpsum returns (CAGR)
- 1Y
- +2.50%
- 3Y
- +5.97%
- 5Y
- +5.13%
- Since Inception
- +5.70%
SIP returns (XIRR)
- 1Y
- +2.73%
- 3Y
- +4.36%
- 5Y
- +5.23%
- Since Inception
- +6.30%
What history actually did — last 10 years (Nov 2016 – Nov 2026)
A ₹5,000 monthly SIP for the last 10 years (Nov 2016 – Nov 2026)
Real NAV backtest
A ₹5,000 monthly SIP would be worth ₹7,93,139 today — ₹6,00,000 invested, 5.5% XIRR.
₹6,00,000
Invested
₹7,93,139
Value today
5.5%
XIRR (p.a.)
A ₹1,00,000 lumpsum, the last 10 years (Nov 2016 – Nov 2026)
Real NAV backtest
₹1,00,000 invested 10 years ago would be ₹1,72,731 today (5.6% CAGR).
A regular withdrawal plan (SWP)
Real NAV backtest
A ₹10,00,000 corpus withdrawing ₹5,000/month since Nov 2016 would still hold ₹9,34,168.
Buying the worst day
Real NAV backtest
₹1,00,000 invested on the worst market day of the last 10 years (Nov 2016 – Nov 2026) (22 Mar 2020) would be ₹1,42,725 today (1.43×).
Historical simulation using actual published NAVs for the stated period. Past performance may or may not be sustained in the future. Not investment advice.
Risk Metrics
Trailing 1 year, annualised-2.01
Sharpe Ratio
—
Alpha
—
Beta
-1.88
Sortino
2.29%
Std Dev
-2.10%
Max Drawdown
Performance Comparison
Related reading
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Fund Details
Available transactions
Portfolio holdings
- 17.71% Goi 18-May-20668.63%
- 26.94% Goi 11-May-20368.49%
- 36.9% Goi 15-Apr-20657.40%
- 4Lic Housing Finance Limited**6.75%
- 5Power Finance Corporation Limited**6.49%
- 6Sidbi**6.04%
- 7Rec Limited**5.83%
- 86.48% Goi 06oct20354.46%
- 9Bharti Telecom Limited**4.37%
- 10Nabard^4.31%
What this fund does
HSBC Dynamic Term Fund · Regular · Growth by HSBC Mutual Fund is a Dynamic Term fund that aims to generate optimal returns for investors based on its investment mandate. The fund follows a disciplined investment process aligned with SEBI regulations for the Dynamic Term category.
About This Fund
HSBC Dynamic Term Fund · Regular · Growth is a Dynamic Term mutual fund offered by HSBC Mutual Fund. The fund has been operational for over 20 years. It manages assets worth ₹122 Cr, reflecting investor confidence in the fund's strategy. It benchmarks its performance against NIFTY Composite Debt Index. The current expense ratio is 0.83%.