HSBC Gilt Fund - Regular Growth
₹65.1695
₹0.04 (+0.06%)
NAV as of 29 May 2026
Today's NAV — all variants
Regular · Growth
₹₹65.1695
₹0.04 (+0.06%)
29 May 2026
AMFI: 151013
Direct · Growth
₹₹75.4821
₹0.05 (+0.06%)
29 May 2026
AMFI: 151014
Regular · IDCW
₹₹10.1585
₹0.01 (+0.06%)
29 May 2026
AMFI: 151012
Direct · IDCW
₹₹11.8769
₹0.01 (+0.06%)
29 May 2026
AMFI: 151015
Returns (Lumpsum)
CAGR for periods ≥ 1 yearSIP Returns (XIRR)
₹1,000/month SIP, annualisedSIP since inception — what ₹1,000/month became
Real NAV backtest from day one
₹3,12,000
Invested
₹7,99,989
Value today
6.6%
XIRR (p.a.)
₹1,000/month SIP from fund inception · Current value as of today
Try SIP Calculator with this fund's history₹5,000 lumpsum at launch — value today
Invested on the fund's first NAV date
₹5,000
Invested
₹32,358
Value today
7.4%
CAGR (p.a.)
One-time investment at fund inception · Growth purely from NAV appreciation
Try Lumpsum Calculator₹10L corpus with ₹5,000/month withdrawals since inception
Corpus is still growing despite monthly payouts
₹10,00,000
Initial corpus
₹15,60,000
Withdrawn
₹24,71,701
Corpus left
+₹30,31,701 net gain — withdrew ₹15,60,000 AND corpus grew
Plan your SWP with real NAV₹1 lakh on the worst crash day — 22 Mar 2020
Worst single-day Nifty drop during this fund's life
₹1,00,000
Invested
₹1,31,174
Value today
1.3×
Multiple
Staying invested through that crash turned ₹1L into ₹1,31,174 — a 1.3× return
Read: Staying invested through crashesDirect vs Regular — ₹500/month over 10 years
Expense ratio drag on your actual returns
Direct plan
₹82,084
Regular plan
₹76,730
Direct earns ₹5,354 more on a ₹60K investment — 0.89% extra return per year
Same fund, same NAV history — only the expense ratio differs. Direct plans always outperform Regular over time.
Learn about Direct vs Regular plansFund Details
Risk Metrics
Trailing 1 year, annualised-1.28
Sharpe Ratio
—
Alpha
—
Beta
-1.22
Sortino
3.53%
Std Dev
-4.48%
Max Drawdown
Portfolio Holdings
Top 10 holdings · as of Apr 2026
| Security | % NAV |
|---|---|
6.9% GOI 15-Apr-2065 IN0020250018 | 22.57% |
7.24% GOI 18-Aug-2055 IN0020250075 | 21.52% |
6.36% GOI 16-Feb-2031 IN0020250141 | 8.43% |
7.7% Maharashtra SDL - 25-May-2032 IN2220220064 | 5.89% |
6.78% Maharashtra SDL - 25-May-2031 IN2220210073 | 5.68% |
7.49% Maharashtra SDL - 12-Apr-2030 IN2220230022 | 4.56% |
7.49% Karnataka SDL - 04-Feb-2035 IN1920250165 | 4.53% |
7.58% Tamil Nadu SDL - 11-Feb-2037 IN3120250714 | 4.53% |
7.12% Gujarat SDL - 02-Mar-2032 IN1520210213 | 4.49% |
7.09% GOI 25-Nov-2074 IN0020240142 | 0.11% |
Performance Comparison
Interested in This Fund?
Our experts will help you decide if this fund fits your goals.
Investment Objective
HSBC Gilt Fund - Regular Growth invests exclusively in government securities across various maturities. Gilt funds carry zero credit risk as they invest in sovereign-backed instruments, though they are subject to interest rate risk.
About This Fund
HSBC Gilt Fund - Regular Growth is a Gilt Fund mutual fund offered by HSBC Mutual Fund. The fund has been operational for over 26 years. It manages assets worth ₹219 Cr, reflecting investor confidence in the fund's strategy. It benchmarks its performance against NIFTY All Duration G-Sec Index. The current expense ratio is 1.58%.
Who Should Invest?
- •Investors with a high risk appetite seeking long-term wealth creation
- •Investors with an investment horizon of 5 years or more
- •SIP investors who can benefit from rupee cost averaging during market fluctuations