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HSBC Liquid Fund · Regular · Growth

HSBC Mutual Fund

#22 of 49 (1Y)

NAV

₹2759.3786

as of 17 Jun 2026

Expense Ratio

0.20%

AUM

₹18,231 Cr

Viewing Regular · Growth
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Lumpsum returns (CAGR)

1Y
+6.20%
3Y
+6.89%
5Y
+6.10%
Since Inception
+6.75%

SIP returns (XIRR)

1Y
+6.45%
3Y
+6.72%
5Y
+6.62%
Since Inception
+6.24%

₹10L corpus with ₹5,000/month withdrawals since inception

Corpus is still growing despite monthly payouts

₹10,00,000

Initial corpus

₹8,10,000

Withdrawn

₹11,55,575

Corpus left

+₹9,65,575 net gain — withdrew ₹8,10,000 AND corpus grew

Plan your SWP with real NAV

₹1 lakh on the worst crash day — 22 Mar 2020

Worst single-day Nifty drop during this fund's life

₹1,00,000

Invested

₹1,40,362

Value today

1.4×

Multiple

Staying invested through that crash turned ₹1L into ₹1,40,362 — a 1.4× return

Read: Staying invested through crashes

Risk Metrics

Trailing 1 year, annualised

-13.93

Sharpe Ratio

Alpha

Beta

-12.41

Sortino

0.15%

Std Dev

-0.01%

Max Drawdown

Performance Comparison

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Fund Details

Fund HouseHSBC Mutual Fund
CategoryLiquid
Launch Date30 Dec 2012
AMFI Code118902
Transaction facts
Min. Lumpsum₹5,000
Min. SIP₹500
Exit LoadExit Load: Graded exit load will be applicable if redeemed/switched-out within `x` days from the date of investments: Day1 - 0.0070%; Day2 - 0.0065%; Day3 - 0.0060%; Day4 - 0.0055%; Day5 - 0.0050%; Day6 - 0.0045%; Day7 onwards - Nil.

Available transactions

PurchaseSIPRedeemSWPSwitchSTPDemat

Portfolio holdings

as of 30 Apr 2026
Holding% NAV

Investment Objective

HSBC Liquid Fund · Regular · Growth invests in money market instruments and debt securities with maturity up to 91 days. Liquid funds offer high liquidity, capital safety, and are commonly used for parking surplus cash or as emergency fund vehicles.

About This Fund

HSBC Liquid Fund · Regular · Growth is a Liquid mutual fund offered by HSBC Mutual Fund. The fund has been operational for over 13 years. It manages assets worth ₹18,231 Cr, reflecting investor confidence in the fund's strategy. The current expense ratio is 0.20%.

Who Should Invest?

  • Investors with a high risk appetite seeking long-term wealth creation
  • Investors with an investment horizon of 5 years or more
  • Investors looking to park surplus cash for very short periods
  • SIP investors who can benefit from rupee cost averaging during market fluctuations