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Liquid

HSBC Liquid Fund · Direct · Growth

HSBC Mutual Fund

NAV

₹2787.5673

as of 17 Jun 2026

Expense Ratio

see scheme documents

Viewing Direct · Growth
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Lumpsum returns (CAGR)

1Y
+6.29%
3Y
+6.99%
5Y
+6.20%
Since Inception
+6.83%

SIP returns (XIRR)

1Y
+6.54%
3Y
+6.83%
5Y
+6.72%
Since Inception
+6.32%

SIP since inception — what ₹500/month became

Real NAV backtest from day one

₹80,500

Invested

₹1,24,665

Value today

6.3%

XIRR (p.a.)

500/month SIP from fund inception · Current value as of today

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1,00,000 lumpsum at launch — value today

Invested on the fund's first NAV date

₹1,00,000

Invested

₹2,42,938

Value today

6.8%

CAGR (p.a.)

One-time investment at fund inception · Growth purely from NAV appreciation

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₹10L corpus with ₹5,000/month withdrawals since inception

Corpus is still growing despite monthly payouts

₹10,00,000

Initial corpus

₹8,05,000

Withdrawn

₹11,82,734

Corpus left

+₹9,87,734 net gain — withdrew ₹8,05,000 AND corpus grew

Plan your SWP with real NAV

₹1 lakh on the worst crash day — 22 Mar 2020

Worst single-day Nifty drop during this fund's life

₹1,00,000

Invested

₹1,41,218

Value today

1.4×

Multiple

Staying invested through that crash turned ₹1L into ₹1,41,218 — a 1.4× return

Read: Staying invested through crashes

Performance Comparison

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Fund Details

Fund HouseHSBC Mutual Fund
CategoryLiquid
Launch Date01 Jan 2013
AMFI Code120038
Transaction facts
Min. Lumpsum₹5,000
Min. SIP₹500
Exit LoadExit Load: Graded exit load will be applicable if redeemed/switched-out within `x` days from the date of investments: Day1 - 0.0070%; Day2 - 0.0065%; Day3 - 0.0060%; Day4 - 0.0055%; Day5 - 0.0050%; Day6 - 0.0045%; Day7 onwards - Nil.

Available transactions

PurchaseSIPRedeemSWPSwitchSTPDemat

Portfolio holdings

as of 30 Apr 2026

portfolio shared with HSBC Liquid Fund - Regular Growth

Holding% NAV

Investment Objective

HSBC Liquid Fund · Direct · Growth invests in money market instruments and debt securities with maturity up to 91 days. Liquid funds offer high liquidity, capital safety, and are commonly used for parking surplus cash or as emergency fund vehicles.

About This Fund

HSBC Liquid Fund · Direct · Growth is a Liquid mutual fund offered by HSBC Mutual Fund. The fund has been operational for over 13 years.

Who Should Invest?

  • Investors with a high risk appetite seeking long-term wealth creation
  • Investors with an investment horizon of 5 years or more
  • Investors looking to park surplus cash for very short periods
  • SIP investors who can benefit from rupee cost averaging during market fluctuations