NAV
₹2838.0114
as of 30 Sept 2026
Expense Ratio
0.13%
AUM
₹19,598 Cr
Lumpsum returns (CAGR)
- 1Y
- +6.45%
- 3Y
- +6.93%
- 5Y
- +6.38%
- Since Inception
- +6.82%
SIP returns (XIRR)
- 1Y
- +6.56%
- 3Y
- +6.73%
- 5Y
- +6.75%
- Since Inception
- +6.33%
What history actually did — last 10 years (Sept 2016 – Sept 2026)
This fund last published a NAV on 20 Sept 2026, so the values below are as of then — not today.
A ₹5,000 monthly SIP for the last 10 years (Sept 2016 – Sept 2026)
Real NAV backtest
A ₹5,000 monthly SIP would be worth ₹8,18,732 as of 20 Sept 2026 — ₹6,00,000 invested, 6.1% XIRR.
₹6,00,000
Invested
₹8,18,732
Value as of 20 Sept 2026
6.1%
XIRR (p.a.)
A ₹1,00,000 lumpsum, the last 10 years (Sept 2016 – Sept 2026)
Real NAV backtest
₹1,00,000 invested 10 years ago would be ₹1,81,137 as of 20 Sept 2026 (6.1% CAGR).
A regular withdrawal plan (SWP)
Real NAV backtest
A ₹10,00,000 corpus withdrawing ₹5,000/month since Sept 2016 would still hold ₹9,92,640.
Buying the worst day
Real NAV backtest
₹1,00,000 invested on the worst market day of the last 10 years (Sept 2016 – Sept 2026) (22 Mar 2020) would be ₹1,43,787 as of 20 Sept 2026 (1.44×).
Historical simulation using actual published NAVs for the stated period. Past performance may or may not be sustained in the future. Not investment advice.
Performance Comparison
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Fund Details
Available transactions
Portfolio holdings
- 191 Days Treasury Bill 27-Nov-20264.71%
- 291 Days Treasury Bill 24-Sep-20263.66%
- 391 Days Treasury Bill 29-Oct-20262.96%
- 4Union Bank Of India**2.38%
- 5Bank Of Baroda**2.38%
- 6Sidbi**2.38%
- 7Indian Bank**2.24%
- 891 Days Treasury Bill 01-Oct-20262.14%
- 991 Days Treasury Bill 03-Sep-20261.91%
- 10Canara Bank**1.90%
What this fund does
HSBC Liquid Fund · Direct · Growth invests in money market instruments and debt securities with maturity up to 91 days. Liquid funds offer high liquidity and are commonly used for parking surplus cash or as emergency fund vehicles.
About This Fund
HSBC Liquid Fund · Direct · Growth is a Liquid mutual fund offered by HSBC Mutual Fund. The fund has been operational for over 13 years. It manages assets worth ₹19,598 Cr, reflecting investor confidence in the fund's strategy. The current expense ratio is 0.13%.
Who Should Invest?
- •Investors looking to park surplus cash for very short periods