HSBC Ultra Short to Short Term Fund · Regular · Growth
NAV
₹30.8324
as of 29 Sept 2026
Expense Ratio
0.96%
AUM
₹1,023 Cr
Lumpsum returns (CAGR)
- 1Y
- +5.83%
- 3Y
- +7.33%
- 5Y
- +6.41%
- Since Inception
- +7.38%
SIP returns (XIRR)
- 1Y
- +5.88%
- 3Y
- +7.04%
- 5Y
- +6.98%
- Since Inception
- +6.85%
What history actually did — last 10 years (Sept 2016 – Sept 2026)
A ₹5,000 monthly SIP for the last 10 years (Sept 2016 – Sept 2026)
Real NAV backtest
A ₹5,000 monthly SIP would be worth ₹8,28,599 today — ₹6,00,000 invested, 6.3% XIRR.
₹6,00,000
Invested
₹8,28,599
Value today
6.3%
XIRR (p.a.)
A ₹1,00,000 lumpsum, the last 10 years (Sept 2016 – Sept 2026)
Real NAV backtest
₹1,00,000 invested 10 years ago would be ₹1,85,236 today (6.4% CAGR).
A regular withdrawal plan (SWP)
Real NAV backtest
A ₹10,00,000 corpus withdrawing ₹5,000/month since Sept 2016 would still hold ₹10,23,764.
Buying the worst day
Real NAV backtest
₹1,00,000 invested on the worst market day of the last 10 years (Sept 2016 – Sept 2026) (22 Mar 2020) would be ₹1,49,057 today (1.49×).
Historical simulation using actual published NAVs for the stated period. Past performance may or may not be sustained in the future. Not investment advice.
Risk Metrics
Trailing 1 year, annualised0.79
Sharpe Ratio
—
Alpha
—
Beta
1.76
Sortino
1.20%
Std Dev
-0.24%
Max Drawdown
Performance Comparison
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Fund Details
Available transactions
Portfolio holdings
- 1Rec Limited**5.19%
- 27.38% Goi Mat 20-Jun-20275.14%
- 3Power Finance Corporation Limited**5.08%
- 4Au Small Finance Bank Limited**4.91%
- 5Nabard**4.29%
- 6182 Days Treasury Bill 19-Nov-20262.97%
- 7Lic Housing Finance Limited**2.71%
- 8Goi Floating Rate Frb 22-Sep-20332.67%
- 9Sidbi^2.66%
- 10Sidbi**2.64%
What this fund does
HSBC Ultra Short to Short Term Fund · Regular · Growth by HSBC Mutual Fund is a Ultra Short to Short Term fund that aims to generate optimal returns for investors based on its investment mandate. The fund follows a disciplined investment process aligned with SEBI regulations for the Ultra Short to Short Term category.
About This Fund
HSBC Ultra Short to Short Term Fund · Regular · Growth is a Ultra Short to Short Term mutual fund offered by HSBC Mutual Fund. The fund has been operational for over 19 years. It manages assets worth ₹1,023 Cr, reflecting investor confidence in the fund's strategy. It benchmarks its performance against NIFTY Low Duration Debt Index. The current expense ratio is 0.96%.