HSBC Money Market Fund · Regular · Growth
NAV
₹28.2237
as of 31 Jul 2026
Expense Ratio
0.34%
AUM
₹6,032 Cr
Lumpsum returns (CAGR)
- 1Y
- +6.09%
- 3Y
- +7.04%
- 5Y
- +6.12%
- Since Inception
- +7.12%
SIP returns (XIRR)
- 1Y
- +6.33%
- 3Y
- +6.90%
- 5Y
- +6.73%
- Since Inception
- +6.99%
What history actually did — last 10 years (Aug 2016 – Jul 2026)
A ₹5,000 monthly SIP for the last 10 years (Aug 2016 – Jul 2026)
Real NAV backtest
A ₹5,000 monthly SIP would be worth ₹8,14,674 today — ₹5,95,000 invested, 6.2% XIRR.
₹5,95,000
Invested
₹8,14,674
Value today
6.2%
XIRR (p.a.)
A ₹1,00,000 lumpsum, the last 10 years (Aug 2016 – Jul 2026)
Real NAV backtest
₹1,00,000 invested 10 years ago would be ₹1,86,403 today (6.4% CAGR).
A regular withdrawal plan (SWP)
Real NAV backtest
A ₹10,00,000 corpus withdrawing ₹5,000/month since Aug 2016 would still hold ₹10,49,359.
Buying the worst day
Real NAV backtest
₹1,00,000 invested on the worst market day of the last 10 years (Aug 2016 – Jul 2026) (22 Mar 2020) would be ₹1,43,878 today (1.44×).
Historical simulation using actual published NAVs for the stated period. Past performance may or may not be sustained in the future. Not investment advice.
Risk Metrics
Trailing 1 year, annualised1.35
Sharpe Ratio
—
Alpha
—
Beta
1.69
Sortino
0.49%
Std Dev
-0.17%
Max Drawdown
Performance Comparison
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Fund Details
Available transactions
Portfolio holdings
- 1182 Days Treasury Bill 19-Nov-20264.73%
- 2Punjab National Bank^3.86%
- 3Bank Of Baroda^3.48%
- 4Canara Bank^3.46%
- 5Union Bank Of India^3.07%
- 6Nabard**2.69%
- 7364 Days Treasury Bill 10-Dec-20262.36%
- 8Bank Of Baroda**2.31%
- 9Lic Housing Finance Limited**2.30%
- 10Bajaj Housing Finance Ltd**2.30%
Investment Objective
HSBC Money Market Fund · Regular · Growth by HSBC Mutual Fund is a Money Market fund that aims to generate optimal returns for investors based on its investment mandate. The fund follows a disciplined investment process aligned with SEBI regulations for the Money Market category.
About This Fund
HSBC Money Market Fund · Regular · Growth is a Money Market mutual fund offered by HSBC Mutual Fund. The fund has been operational for over 20 years. It manages assets worth ₹6,032 Cr, reflecting investor confidence in the fund's strategy. It benchmarks its performance against NIFTY Money Market Index. The current expense ratio is 0.34%.
Who Should Invest?
- •Investors with a high risk appetite seeking long-term wealth creation
- •Investors with an investment horizon of 5 years or more
- •SIP investors who can benefit from rupee cost averaging during market fluctuations