HSBC Overnight Fund · Regular · Growth
NAV
₹1442.7394
as of 15 Nov 2026
Expense Ratio
0.14%
AUM
₹4,745 Cr
Lumpsum returns (CAGR)
- 1Y
- +5.20%
- 3Y
- +5.91%
- 5Y
- +5.69%
- Since Inception
- +5.02%
SIP returns (XIRR)
- 1Y
- +5.21%
- 3Y
- +5.58%
- 5Y
- +5.82%
- Since Inception
- +5.44%
What history actually did — last 7 years (Nov 2019 – Nov 2026)
A ₹5,000 monthly SIP for the last 7 years (Nov 2019 – Nov 2026)
Real NAV backtest
A ₹5,000 monthly SIP would be worth ₹5,09,302 today — ₹4,20,000 invested, 5.5% XIRR.
₹4,20,000
Invested
₹5,09,302
Value today
5.5%
XIRR (p.a.)
A ₹1,00,000 lumpsum, the last 7 years (Nov 2019 – Nov 2026)
Real NAV backtest
₹1,00,000 invested 7 years ago would be ₹1,40,683 today (5.0% CAGR).
A regular withdrawal plan (SWP)
Real NAV backtest
A ₹10,00,000 corpus withdrawing ₹5,000/month since Nov 2019 would still hold ₹8,97,527.
Buying the worst day
Real NAV backtest
₹1,00,000 invested on the worst market day of the last 7 years (Nov 2019 – Nov 2026) (22 Mar 2020) would be ₹1,38,459 today (1.39×).
Historical simulation using actual published NAVs for the stated period. Past performance may or may not be sustained in the future. Not investment advice.
Risk Metrics
Trailing 1 year, annualisedNot meaningful for very-low-volatility funds
Sharpe Ratio
—
Alpha
—
Beta
Not meaningful for very-low-volatility funds
Sortino
0.07%
Std Dev
0.00%
Max Drawdown
Performance Comparison
Related reading
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Fund Details
Available transactions
Portfolio holdings
- 1182 Days Treasury Bill 22-Oct-20263.01%
- 2364days Tbill 15-Oct-20261.04%
- 391 Days Treasury Bill 29-Oct-20260.83%
- 4182days Tbill 15-Oct-20260.73%
- 591 Days Treasury Bill 08-Oct-20260.62%
- 691 Days Treasury Bill 15-Oct-20260.21%
What this fund does
HSBC Overnight Fund · Regular · Growth invests in overnight securities with a maturity of 1 business day. These funds carry very low credit and interest rate risk, with returns typically close to short-term money market rates.
About This Fund
HSBC Overnight Fund · Regular · Growth is a Overnight mutual fund offered by HSBC Mutual Fund. The fund has been operational for over 7 years. It manages assets worth ₹4,745 Cr, reflecting investor confidence in the fund's strategy. It benchmarks its performance against NIFTY 1D Rate Index. The current expense ratio is 0.14%.
Who Should Invest?
- •Investors looking to park surplus cash for very short periods