Tata Banking And Financial Services Fund · Regular · Growth
NAV
₹43.7618
as of 31 Jul 2026
Expense Ratio
1.89%
AUM
₹3,060 Cr
Lumpsum returns (CAGR)
- 1Y
- +2.79%
- 3Y
- +10.74%
- 5Y
- +12.08%
- Since Inception
- +14.96%
SIP returns (XIRR)
- 1Y
- +2.26%
- 3Y
- +8.47%
- 5Y
- +11.89%
- Since Inception
- +13.22%
What history actually did — last 10 years (Aug 2016 – Jul 2026)
A ₹5,000 monthly SIP for the last 10 years (Aug 2016 – Jul 2026)
Real NAV backtest
A ₹5,000 monthly SIP would be worth ₹11,46,705 today — ₹5,95,000 invested, 12.8% XIRR.
₹5,95,000
Invested
₹11,46,705
Value today
12.8%
XIRR (p.a.)
A ₹1,00,000 lumpsum, the last 10 years (Aug 2016 – Jul 2026)
Real NAV backtest
₹1,00,000 invested 10 years ago would be ₹3,46,875 today (13.3% CAGR).
A regular withdrawal plan (SWP)
Real NAV backtest
A ₹10,00,000 corpus withdrawing ₹5,000/month since Aug 2016 would still hold ₹23,22,049.
Fund vs Benchmark (TRI)
Same SIP, benchmark total-return index
The same SIP would be worth ₹11,46,705 in this fund vs ₹12,17,407 in the benchmark — underperformance of ₹70,702.
Buying the worst day
Real NAV backtest
₹1,00,000 invested on the worst market day of the last 10 years (Aug 2016 – Jul 2026) (22 Mar 2020) would be ₹3,44,091 today (3.44×).
Historical simulation using actual published NAVs for the stated period. Past performance may or may not be sustained in the future. Not investment advice.
Risk Metrics
Trailing 1 year, annualised0.26
Sharpe Ratio
+0.06
Alpha
0.29
Beta
0.26
Sortino
15.73%
Std Dev
-16.60%
Max Drawdown
Performance Comparison
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Fund Details
Available transactions
Portfolio holdings
- 1Icici Bank Ltd10.41%
- 2Hdfc Bank Ltd9.89%
- 3Axis Bank Ltd9.21%
- 4State Bank Of India9.17%
- 5Shriram Finance Ltd4.81%
- 6Hdfc Asset Management Company Ltd4.57%
- 7Kotak Mahindra Bank Ltd4.25%
- 8Pb Fintech Ltd4.15%
- 9Pnb Housing Finance Ltd3.76%
- 10Sbi Life Insurance Company Ltd3.74%
Investment Objective
Tata Banking And Financial Services Fund · Regular · Growth invests in stocks from a specific sector or theme, offering concentrated exposure to a particular area of the economy. These funds carry sector-specific risks but can deliver significant returns when the underlying sector performs well.
About This Fund
Tata Banking And Financial Services Fund · Regular · Growth is a Sectoral / Thematic mutual fund offered by Tata Mutual Fund. The fund has been operational for over 10 years. It manages assets worth ₹3,060 Cr, reflecting investor confidence in the fund's strategy. It benchmarks its performance against Nifty Financial Services. The current expense ratio is 1.89%.
Who Should Invest?
- •Aggressive investors comfortable with significant short-term volatility
- •Investors with a long-term horizon of 7+ years who can ride out market cycles
- •SIP investors who can benefit from rupee cost averaging during market fluctuations