ICICI Prudential Banking and PSU Debt Fund · Regular · Growth
NAV
₹34.4714
as of 16 Jun 2026
Expense Ratio
0.73%
AUM
₹9,507 Cr
Lumpsum returns (CAGR)
- 1Y
- +5.18%
- 3Y
- +7.14%
- 5Y
- +6.35%
- Since Inception
- +7.81%
SIP returns (XIRR)
- 1Y
- +5.48%
- 3Y
- +6.81%
- 5Y
- +6.81%
- Since Inception
- +7.48%
SIP since inception — what ₹100/month became
Real NAV backtest from day one
₹19,700
Invested
₹37,608
Value today
7.5%
XIRR (p.a.)
₹100/month SIP from fund inception · Current value as of today
Try SIP Calculator with this fund's history₹500 lumpsum at launch — value today
Invested on the fund's first NAV date
₹500
Invested
₹1,719
Value today
7.8%
CAGR (p.a.)
One-time investment at fund inception · Growth purely from NAV appreciation
Try Lumpsum Calculator₹10L corpus with ₹5,000/month withdrawals since inception
Corpus is still growing despite monthly payouts
₹10,00,000
Initial corpus
₹9,85,000
Withdrawn
₹15,56,642
Corpus left
+₹15,41,642 net gain — withdrew ₹9,85,000 AND corpus grew
Plan your SWP with real NAV₹1 lakh on the worst crash day — 22 Mar 2020
Worst single-day Nifty drop during this fund's life
₹1,00,000
Invested
₹1,52,078
Value today
1.5×
Multiple
Staying invested through that crash turned ₹1L into ₹1,52,078 — a 1.5× return
Read: Staying invested through crashesRisk Metrics
Trailing 1 year, annualised0.42
Sharpe Ratio
—
Alpha
—
Beta
0.46
Sortino
1.20%
Std Dev
-0.67%
Max Drawdown
Performance Comparison
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Fund Details
Available transactions
Portfolio holdings
- 1Nabard4.64%
- 2Lic Housing Finance Ltd. **3.55%
- 3Nabard **3.29%
- 4Government Securities3.25%
- 5Power Finance Corporation Ltd.2.98%
- 6Small Industries Development Bank Of India. **2.71%
- 7Rural Electrification Corporation Ltd. **2.71%
- 8Government Securities2.52%
- 9Mahanagar Telephone Nigam Ltd. **2.40%
- 10Small Industries Development Bank Of India. **2.19%
Investment Objective
ICICI Prudential Banking and PSU Debt Fund · Regular · Growth by ICICI Prudential Mutual Fund is a Banking & PSU Debt fund that aims to generate optimal returns for investors based on its investment mandate. The fund follows a disciplined investment process aligned with SEBI regulations for the Banking & PSU Debt category.
About This Fund
ICICI Prudential Banking and PSU Debt Fund · Regular · Growth is a Banking & PSU Debt mutual fund offered by ICICI Prudential Mutual Fund. The fund has been operational for over 16 years. It manages assets worth ₹9,507 Cr, reflecting investor confidence in the fund's strategy. It benchmarks its performance against Nifty Banking & PSU Debt Index A-II. The current expense ratio is 0.73%.
Who Should Invest?
- •Investors with a high risk appetite seeking long-term wealth creation
- •Investors with an investment horizon of 5 years or more
- •SIP investors who can benefit from rupee cost averaging during market fluctuations