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Credit Riskregulargrowth📊 CRISIL Credit Risk Debt B-II Index

ICICI Prudential Credit Risk Fund - Growth

ICICI Prudential Mutual Fund

#6 of 16 (1Y)

₹33.8855

0.01 (-0.04%)

NAV as of 03 Jun 2026

Today's NAV — all variants

Regular · Growth

₹₹33.8855

0.01 (-0.04%)

03 Jun 2026

AMFI: 114239

Direct · Growth

₹₹37.5622

0.01 (-0.04%)

03 Jun 2026

AMFI: 120711

Regular · IDCW

₹₹11.2642

0.00 (-0.04%)

03 Jun 2026

AMFI: 114240

Direct · IDCW

₹₹11.9696

0.00 (-0.04%)

03 Jun 2026

AMFI: 120709

Returns (Lumpsum)

CAGR for periods ≥ 1 year
1 Week+0.02%
1 Month-0.04%
3 Months+0.77%
6 Months+2.31%
1 Year+6.70%
3 Years (CAGR)+7.99%
5 Years (CAGR)+7.14%
10 Years (CAGR)+7.74%
Since Inception (Nov 2010)+8.18%

SIP Returns (XIRR)

₹1,000/month SIP, annualised
1 Year SIP+6.06%
3 Year SIP+7.82%
5 Year SIP+7.57%
Since Inception (Nov 2010)+7.89%

SIP since inception — what ₹100/month became

Real NAV backtest from day one

₹18,600

Invested

₹35,430

Value today

7.9%

XIRR (p.a.)

100/month SIP from fund inception · Current value as of today

Try SIP Calculator with this fund's history

100 lumpsum at launch — value today

Invested on the fund's first NAV date

₹100

Invested

₹339

Value today

8.2%

CAGR (p.a.)

One-time investment at fund inception · Growth purely from NAV appreciation

Try Lumpsum Calculator

₹10L corpus with ₹5,000/month withdrawals since inception

Corpus is still growing despite monthly payouts

₹10,00,000

Initial corpus

₹9,30,000

Withdrawn

₹16,18,390

Corpus left

+₹15,48,390 net gain — withdrew ₹9,30,000 AND corpus grew

Plan your SWP with real NAV

₹1 lakh on the worst crash day — 22 Mar 2020

Worst single-day Nifty drop during this fund's life

₹1,00,000

Invested

₹1,58,928

Value today

1.6×

Multiple

Staying invested through that crash turned ₹1L into ₹1,58,928 — a 1.6× return

Read: Staying invested through crashes

Direct vs Regular — ₹500/month over 10 years

Expense ratio drag on your actual returns

Direct plan

₹92,767

Regular plan

₹89,295

Direct earns ₹3,472 more on a ₹60K investment0.58% extra return per year

Same fund, same NAV history — only the expense ratio differs. Direct plans always outperform Regular over time.

Learn about Direct vs Regular plans

Fund Details

Fund HouseICICI Prudential Mutual Fund
CategoryCredit Risk
Plan Typeregular
Optiongrowth
AUM₹5,917 Cr
Expense Ratio1.37%
Min SIP₹100
Min Lumpsum₹100
BenchmarkCRISIL Credit Risk Debt B-II Index
Launch Date15 Nov 2010
AMFI Code114239

Risk Metrics

Trailing 1 year, annualised

1.32

Sharpe Ratio

Alpha

Beta

1.35

Sortino

1.20%

Std Dev

-0.40%

Max Drawdown

Portfolio Holdings

Top 50 holdings · as of Apr 2026

Equity4 holdings · 7.8%
Security% NAV

EMBASSY OFFICE PARKS REIT

INE041025011

4.03%

Capital Infra Trust InvIT

INE0Z8Z23013

1.39%

MINDSPACE BUSINESS PARKS REIT

INE0CCU25019

1.28%

Indus Infra Trust

INE0NHL23019

1.08%
Debt46 holdings · 66.8%
Security% NAV

Vedanta Ltd. **

INE205A08038

3.35%

Keystone Realtors Ltd. **

INE263M07109

3.31%

Adani Enterprises Ltd. **

INE423A07476

3.31%

JTPM Metal Traders Ltd. **

INE02PE08036

3.15%

Bamboo Hotels & Global Centre (Delhi) Pvt Ltd. **

INE755L07015

3.10%

Nirma Ltd. **

INE091A07208

2.51%

Government Securities

IN0020250091

2.41%

SIS Ltd. **

INE285J07058

2.08%

Adani Power Ltd. **

INE814H07190

2.07%

Lodha Developers Ltd. **

INE670K07281

2.00%

Indostar Capital Finance Ltd. **

INE896L07AJ8

1.68%

JM Financial Home Loans **

INE01A207146

1.67%

Nuvama Wealth & Investment Ltd **

INE523L07AN0

1.67%

360 One Prime Ltd **

INE248U07GG6

1.67%

Kalpataru Projects International Ltd **

INE220B08142

1.67%

TVS Credit Services Ltd. **

INE729N08071

1.61%

Kogta Financial (India) Ltd. **

INE192U07350

1.58%

HDFC Bank Ltd. **

INE040A16IU7

1.57%

Ashiana Housing Ltd. **

INE365D07085

1.42%

Vedanta Ltd.

INE205A08046

1.26%

Small Industries Development Bank Of India. **

INE556F08LA4

1.22%

Government Securities

IN0020250042

1.17%

Prism Johnson Ltd. **

INE010A08149

1.17%

Prism Johnson Ltd. **

INE010A08156

1.17%

TVS Credit Services Ltd. **

INE729N08055

1.16%

NABARD

INE261F08EM1

1.08%

Aadharshila Infratech Pvt Ltd **

INE0REQ08017

1.08%

Indostar Capital Finance Ltd. **

INE896L07975

0.84%

Piramal Finance Ltd. **

INE202B07JR4

0.84%

Lodha Developers Ltd. **

INE670K07273

0.84%

Creamline Dairy Products Ltd **

INE412L08029

0.84%

Avanse Financial Services Ltd **

INE087P07444

0.84%

Avanse Financial Services Ltd **

INE087P07410

0.84%

360 One Prime Ltd **

INE248U07GB7

0.83%

Oberoi Realty Ltd. **

INE093I07082

0.83%

Narayana Hrudayalaya Ltd. **

INE410P08016

0.83%

NABARD

INE261F08EO7

0.83%

Hampi Expressways Private Ltd. **

INE03ST08010

0.82%

Creamline Dairy Products Ltd **

INE412L08011

0.82%

State Government of Maharashtra

IN2220250301

0.81%

State Government of Tamil Nadu

IN3120250300

0.81%

State Government of Uttar Pradesh

IN3320250092

0.81%

Aptus Value Housing Finance India Ltd. **

INE852O07147

0.80%

Punjab National Bank

INE160A16UD4

0.79%

Bank Of Baroda **

INE028A16LF7

0.79%

Punjab National Bank

INE160A16UE2

0.79%

Performance Comparison

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Investment Objective

ICICI Prudential Credit Risk Fund - Growth by ICICI Prudential Mutual Fund is a Credit Risk fund that aims to generate optimal returns for investors based on its investment mandate. The fund follows a disciplined investment process aligned with SEBI regulations for the Credit Risk category.

About This Fund

ICICI Prudential Credit Risk Fund - Growth is a Credit Risk mutual fund offered by ICICI Prudential Mutual Fund. The fund has been operational for over 15 years. It manages assets worth ₹5,917 Cr, reflecting investor confidence in the fund's strategy. It benchmarks its performance against CRISIL Credit Risk Debt B-II Index. The current expense ratio is 1.37%.

Who Should Invest?

  • Investors with a high risk appetite seeking long-term wealth creation
  • Investors with an investment horizon of 5 years or more
  • SIP investors who can benefit from rupee cost averaging during market fluctuations