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Credit Risk📊 CRISIL Credit Risk Debt B-II Index

ICICI Prudential Credit Risk Fund · Regular · Growth

ICICI Prudential Mutual Fund

#5 of 16 (1Y)

NAV

₹34.6011

as of 31 Jul 2026

Expense Ratio

1.37%

AUM

₹6,000 Cr

Viewing Regular · Growth
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Lumpsum returns (CAGR)

1Y
+7.87%
3Y
+8.40%
5Y
+7.35%
Since Inception
+8.25%

SIP returns (XIRR)

1Y
+8.02%
3Y
+8.45%
5Y
+8.02%
Since Inception
+8.01%

What history actually did — last 10 years (Aug 2016 – Jul 2026)

A ₹5,000 monthly SIP for the last 10 years (Aug 2016 – Jul 2026)

Real NAV backtest

A ₹5,000 monthly SIP would be worth ₹8,82,830 today — ₹5,95,000 invested, 7.8% XIRR.

₹5,95,000

Invested

₹8,82,830

Value today

7.8%

XIRR (p.a.)

Try the SIP calculator with this fund

A ₹1,00,000 lumpsum, the last 10 years (Aug 2016 – Jul 2026)

Real NAV backtest

₹1,00,000 invested 10 years ago would be ₹2,10,939 today (7.8% CAGR).

A regular withdrawal plan (SWP)

Real NAV backtest

A ₹10,00,000 corpus withdrawing ₹5,000/month since Aug 2016 would still hold ₹12,26,556.

Buying the worst day

Real NAV backtest

₹1,00,000 invested on the worst market day of the last 10 years (Aug 2016 – Jul 2026) (22 Mar 2020) would be ₹1,62,220 today (1.62×).

Historical simulation using actual published NAVs for the stated period. Past performance may or may not be sustained in the future. Not investment advice.

Risk Metrics

Trailing 1 year, annualised

2.00

Sharpe Ratio

—

Alpha

—

Beta

2.13

Sortino

1.23%

Std Dev

-0.40%

Max Drawdown

Performance Comparison

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Fund Details

Fund HouseICICI Prudential Mutual Fund
CategoryCredit Risk
BenchmarkCRISIL Credit Risk Debt B-II Index
Launch Date15 Nov 2010
AMFI Code114239
Transaction facts
Min. Lumpsum₹100
Min. SIP₹100
Exit LoadCurrent : Entry Load - Nil. Exit Load w.e.f 07-Oct-2013 [including SIP^STP^SWP&Micro(SIP) wherever available] if redeemed or switched out upto 15 months - 1.00%^ > 15 months - Nil. For lumpsum investment/switch in^ the applicable load will be based on the load structure as on the date of investment/applicable NAV date. For SIP/STP transactions^ load for each transaction is based on the applicable load structure as on the registration date. For details^ please refer to SID and Addenda available on www.icicipruamc.com.

Available transactions

PurchaseSIPRedeemSWPSwitchSTPDemat

Portfolio holdings

as of 30 Jun 2026
Holding% NAV

Investment Objective

ICICI Prudential Credit Risk Fund · Regular · Growth by ICICI Prudential Mutual Fund is a Credit Risk fund that aims to generate optimal returns for investors based on its investment mandate. The fund follows a disciplined investment process aligned with SEBI regulations for the Credit Risk category.

About This Fund

ICICI Prudential Credit Risk Fund · Regular · Growth is a Credit Risk mutual fund offered by ICICI Prudential Mutual Fund. The fund has been operational for over 15 years. It manages assets worth ₹6,000 Cr, reflecting investor confidence in the fund's strategy. It benchmarks its performance against CRISIL Credit Risk Debt B-II Index. The current expense ratio is 1.37%.

Who Should Invest?

  • •Investors with a high risk appetite seeking long-term wealth creation
  • •Investors with an investment horizon of 5 years or more
  • •SIP investors who can benefit from rupee cost averaging during market fluctuations
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