ICICI Prudential Credit Risk Fund · Regular · Growth
NAV
₹34.1753
as of 17 Jun 2026
Expense Ratio
1.37%
AUM
₹5,917 Cr
Lumpsum returns (CAGR)
- 1Y
- +7.45%
- 3Y
- +8.28%
- 5Y
- +7.24%
- Since Inception
- +8.23%
SIP returns (XIRR)
- 1Y
- +7.40%
- 3Y
- +8.27%
- 5Y
- +7.87%
- Since Inception
- +7.97%
SIP since inception — what ₹100/month became
Real NAV backtest from day one
₹18,600
Invested
₹35,612
Value today
7.9%
XIRR (p.a.)
₹100/month SIP from fund inception · Current value as of today
Try SIP Calculator with this fund's history₹100 lumpsum at launch — value today
Invested on the fund's first NAV date
₹100
Invested
₹341
Value today
8.2%
CAGR (p.a.)
One-time investment at fund inception · Growth purely from NAV appreciation
Try Lumpsum Calculator₹10L corpus with ₹5,000/month withdrawals since inception
Corpus is still growing despite monthly payouts
₹10,00,000
Initial corpus
₹9,30,000
Withdrawn
₹16,26,692
Corpus left
+₹15,56,692 net gain — withdrew ₹9,30,000 AND corpus grew
Plan your SWP with real NAV₹1 lakh on the worst crash day — 22 Mar 2020
Worst single-day Nifty drop during this fund's life
₹1,00,000
Invested
₹1,59,743
Value today
1.6×
Multiple
Staying invested through that crash turned ₹1L into ₹1,59,743 — a 1.6× return
Read: Staying invested through crashesRisk Metrics
Trailing 1 year, annualised1.73
Sharpe Ratio
—
Alpha
—
Beta
1.80
Sortino
1.22%
Std Dev
-0.40%
Max Drawdown
Performance Comparison
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Fund Details
Available transactions
Portfolio holdings
- 1Embassy Office Parks Reit4.03%
- 2Vedanta Ltd. **3.35%
- 3Keystone Realtors Ltd. **3.31%
- 4Adani Enterprises Ltd. **3.31%
- 5Jtpm Metal Traders Ltd. **3.15%
- 6Bamboo Hotels & Global Centre (Delhi) Pvt Ltd. **3.10%
- 7Nirma Ltd. **2.51%
- 8Government Securities2.41%
- 9Sis Ltd. **2.08%
- 10Adani Power Ltd. **2.07%
Investment Objective
ICICI Prudential Credit Risk Fund · Regular · Growth by ICICI Prudential Mutual Fund is a Credit Risk fund that aims to generate optimal returns for investors based on its investment mandate. The fund follows a disciplined investment process aligned with SEBI regulations for the Credit Risk category.
About This Fund
ICICI Prudential Credit Risk Fund · Regular · Growth is a Credit Risk mutual fund offered by ICICI Prudential Mutual Fund. The fund has been operational for over 15 years. It manages assets worth ₹5,917 Cr, reflecting investor confidence in the fund's strategy. It benchmarks its performance against CRISIL Credit Risk Debt B-II Index. The current expense ratio is 1.37%.
Who Should Invest?
- •Investors with a high risk appetite seeking long-term wealth creation
- •Investors with an investment horizon of 5 years or more
- •SIP investors who can benefit from rupee cost averaging during market fluctuations