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ICICI Prudential Overnight Fund · Regular · Growth

ICICI Prudential Mutual Fund

#11 of 35 (1Y)

NAV

₹1463.5900

as of 14 Jul 2026

Expense Ratio

0.15%

AUM

₹13,292 Cr

Viewing Regular · Growth
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Lumpsum returns (CAGR)

1Y
+5.27%
3Y
+6.09%
5Y
Since Inception
+5.10%

SIP returns (XIRR)

1Y
+5.22%
3Y
+5.77%
5Y
Since Inception
+5.41%

Returns calculated from 16 August 2022 onwards due to a structural change in the scheme on that date. Earlier NAV history is preserved but excluded from multi-year return calculations. Periods spanning this date show —.

What history actually did — last 7 years (Jul 2019 – Jul 2026)

A ₹5,000 monthly SIP for the last 7 years (Jul 2019 – Jul 2026)

Real NAV backtest

A ₹5,000 monthly SIP would be worth ₹5,08,744 today ₹4,20,000 invested, 5.5% XIRR.

₹4,20,000

Invested

₹5,08,744

Value today

5.5%

XIRR (p.a.)

Try the SIP calculator with this fund

A ₹1,00,000 lumpsum, the last 7 years (Jul 2019 – Jul 2026)

Real NAV backtest

₹1,00,000 invested 7 years ago would be ₹1,40,633 today (5.0% CAGR).

A regular withdrawal plan (SWP)

Real NAV backtest

A ₹10,00,000 corpus withdrawing ₹5,000/month since Jul 2019 would still hold ₹8,97,587.

Buying the worst day

Real NAV backtest

₹1,00,000 invested on the worst market day of the last 7 years (Jul 2019 – Jul 2026) (22 Mar 2020) would be ₹1,36,071 today (1.36×).

Historical simulation using actual published NAVs for the stated period. Past performance may or may not be sustained in the future. Not investment advice.

Risk Metrics

Trailing 1 year, annualised

-59.40

Sharpe Ratio

Alpha

Beta

-15.28

Sortino

0.04%

Std Dev

0.00%

Max Drawdown

Performance Comparison

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Fund Details

Fund HouseICICI Prudential Mutual Fund
CategoryOvernight
BenchmarkCRISIL Liquid Overnight Index
Launch Date15 Nov 2018
AMFI Code145535
Transaction facts
Min. Lumpsum₹100
Min. SIP₹500
Exit LoadNIL

Available transactions

PurchaseSIPRedeemSWPSwitchSTPDemat

Portfolio holdings

as of 30 Apr 2026
Holding% NAV
  1. 191 Days Treasury Bills1.36%
  2. 291 Days Treasury Bills1.10%
  3. 3182 Days Treasury Bills0.97%
  4. 4364 Days Treasury Bills0.88%
  5. 5182 Days Treasury Bills0.88%
  6. 6364 Days Treasury Bills0.88%
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Investment Objective

ICICI Prudential Overnight Fund · Regular · Growth invests in overnight securities with a maturity of 1 business day. These funds carry virtually zero credit and interest rate risk, offering the highest safety among mutual funds with returns slightly above savings accounts.

About This Fund

ICICI Prudential Overnight Fund · Regular · Growth is a Overnight mutual fund offered by ICICI Prudential Mutual Fund. The fund has been operational for over 7 years. It manages assets worth ₹13,292 Cr, reflecting investor confidence in the fund's strategy. It benchmarks its performance against CRISIL Liquid Overnight Index. The current expense ratio is 0.15%.

Who Should Invest?

  • Investors with a high risk appetite seeking long-term wealth creation
  • Investors with an investment horizon of 5 years or more
  • Investors looking to park surplus cash for very short periods
  • SIP investors who can benefit from rupee cost averaging during market fluctuations
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