Kotak Overnight Fund · Regular · Growth
NAV
₹1448.3959
as of 14 Jul 2026
Expense Ratio
0.16%
AUM
₹8,906 Cr
Lumpsum returns (CAGR)
- 1Y
- +5.26%
- 3Y
- +6.08%
- 5Y
- +5.54%
- Since Inception
- +5.06%
SIP returns (XIRR)
- 1Y
- +5.21%
- 3Y
- +5.76%
- 5Y
- +5.86%
- Since Inception
- +5.42%
What history actually did — last 7 years (Jul 2019 – Jul 2026)
A ₹5,000 monthly SIP for the last 7 years (Jul 2019 – Jul 2026)
Real NAV backtest
A ₹5,000 monthly SIP would be worth ₹5,08,614 today — ₹4,20,000 invested, 5.5% XIRR.
₹4,20,000
Invested
₹5,08,614
Value today
5.5%
XIRR (p.a.)
A ₹1,00,000 lumpsum, the last 7 years (Jul 2019 – Jul 2026)
Real NAV backtest
₹1,00,000 invested 7 years ago would be ₹1,40,639 today (5.0% CAGR).
A regular withdrawal plan (SWP)
Real NAV backtest
A ₹10,00,000 corpus withdrawing ₹5,000/month since Jul 2019 would still hold ₹8,97,779.
Buying the worst day
Real NAV backtest
₹1,00,000 invested on the worst market day of the last 7 years (Jul 2019 – Jul 2026) (22 Mar 2020) would be ₹1,36,017 today (1.36×).
Historical simulation using actual published NAVs for the stated period. Past performance may or may not be sustained in the future. Not investment advice.
Risk Metrics
Trailing 1 year, annualised-47.71
Sharpe Ratio
—
Alpha
—
Beta
-14.95
Sortino
0.05%
Std Dev
0.00%
Max Drawdown
Performance Comparison
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Fund Details
Available transactions
Portfolio holdings
- 1364 Days Treasury Bill 14/05/20260.67%
- 291 Days Treasury Bill 14/05/20260.67%
- 3364 Days Treasury Bill 28/05/20260.67%
- 491 Days Treasury Bill 28/05/20260.67%
- 5182 Days Treasury Bill 28/05/20260.67%
- 6364 Days Treasury Bill 21/05/20260.13%
Investment Objective
Kotak Overnight Fund · Regular · Growth invests in overnight securities with a maturity of 1 business day. These funds carry virtually zero credit and interest rate risk, offering the highest safety among mutual funds with returns slightly above savings accounts.
About This Fund
Kotak Overnight Fund · Regular · Growth is a Overnight mutual fund offered by Kotak Mahindra Mutual Fund. The fund has been operational for over 7 years. It manages assets worth ₹8,906 Cr, reflecting investor confidence in the fund's strategy. It benchmarks its performance against Nifty 1D Rate Index. The current expense ratio is 0.16%.
Who Should Invest?
- •Investors with a high risk appetite seeking long-term wealth creation
- •Investors with an investment horizon of 5 years or more
- •Investors looking to park surplus cash for very short periods
- •SIP investors who can benefit from rupee cost averaging during market fluctuations