Kotak Overnight Fund -Regular plan-Growth Option
₹1439.5943
₹0.41 (+0.03%)
NAV as of 31 May 2026
Today's NAV — all variants
Regular · Growth
₹₹1439.5943
₹0.41 (+0.03%)
31 May 2026
AMFI: 146142
Direct · Growth
₹₹1449.3072
₹0.43 (+0.03%)
31 May 2026
AMFI: 146141
Regular · IDCW
₹₹1004.7568
₹0.00 (+0.00%)
31 May 2026
AMFI: 146138
Direct · IDCW
₹₹1003.6055
₹0.00 (+0.00%)
31 May 2026
AMFI: 146140
Returns (Lumpsum)
CAGR for periods ≥ 1 yearSIP Returns (XIRR)
₹1,000/month SIP, annualisedSIP since inception — what ₹500/month became
Real NAV backtest from day one
₹44,000
Invested
₹53,867
Value today
5.4%
XIRR (p.a.)
₹500/month SIP from fund inception · Current value as of today
Try SIP Calculator with this fund's history₹1,000 lumpsum at launch — value today
Invested on the fund's first NAV date
₹1,000
Invested
₹1,440
Value today
5.1%
CAGR (p.a.)
One-time investment at fund inception · Growth purely from NAV appreciation
Try Lumpsum Calculator₹10L corpus with ₹5,000/month withdrawals since inception
Corpus is still growing despite monthly payouts
₹10,00,000
Initial corpus
₹4,40,000
Withdrawn
₹9,00,926
Corpus left
+₹3,40,926 net gain — withdrew ₹4,40,000 AND corpus grew
Plan your SWP with real NAV₹1 lakh on the worst crash day — 22 Mar 2020
Worst single-day Nifty drop during this fund's life
₹1,00,000
Invested
₹1,35,191
Value today
1.4×
Multiple
Staying invested through that crash turned ₹1L into ₹1,35,191 — a 1.4× return
Read: Staying invested through crashesDirect vs Regular — ₹500/month over 7 years
Expense ratio drag on your actual returns
Direct plan
₹51,912
Regular plan
₹51,724
Direct earns ₹188 more on a ₹42K investment — 0.06% extra return per year
Same fund, same NAV history — only the expense ratio differs. Direct plans always outperform Regular over time.
Learn about Direct vs Regular plansFund Details
Risk Metrics
Trailing 1 year, annualised-77.57
Sharpe Ratio
—
Alpha
—
Beta
-15.42
Sortino
0.03%
Std Dev
0.00%
Max Drawdown
Portfolio Holdings
Top 10 holdings · as of Mar 2026
| Security | % NAV |
|---|---|
364 DAYS TREASURY BILL 16/04/2026 IN002025Z039 | 197.00% |
91 DAYS TREASURY BILL 23/04/2026 IN002025X422 | 98.00% |
364 DAYS TREASURY BILL 23/04/2026 IN002025Z047 | 98.00% |
182 DAYS TREASURY BILL 09/04/2026 IN002025Y289 | 69.00% |
364 DAYS TREASURY BILL 14/05/2026 IN002025Z070 | 67.00% |
91 DAYS TREASURY BILL 14/05/2026 IN002025X455 | 67.00% |
364 DAYS TREASURY BILL 28/05/2026 IN002025Z096 | 67.00% |
91 DAYS TREASURY BILL 28/05/2026 IN002025X471 | 67.00% |
182 DAYS TREASURY BILL 28/05/2026 IN002025Y354 | 67.00% |
364 DAYS TREASURY BILL 21/05/2026 IN002025Z088 | 13.00% |
Performance Comparison
Interested in This Fund?
Our experts will help you decide if this fund fits your goals.
Investment Objective
Kotak Overnight Fund -Regular plan-Growth Option invests in overnight securities with a maturity of 1 business day. These funds carry virtually zero credit and interest rate risk, offering the highest safety among mutual funds with returns slightly above savings accounts.
About This Fund
Kotak Overnight Fund -Regular plan-Growth Option is a Overnight mutual fund offered by Kotak Mahindra Mutual Fund. The fund has been operational for over 7 years. It manages assets worth ₹8,906 Cr, reflecting investor confidence in the fund's strategy. It benchmarks its performance against Nifty 1D Rate Index. The current expense ratio is 0.16%.
Who Should Invest?
- •Investors with a high risk appetite seeking long-term wealth creation
- •Investors with an investment horizon of 5 years or more
- •Investors looking to park surplus cash for very short periods
- •SIP investors who can benefit from rupee cost averaging during market fluctuations