ICICI Prudential Savings Fund · Regular · Growth
NAV
₹587.6289
as of 30 Sept 2026
Expense Ratio
1.71%
AUM
₹26,181 Cr
Lumpsum returns (CAGR)
- 1Y
- +6.20%
- 3Y
- +7.27%
- 5Y
- +6.53%
- Since Inception
- +7.68%
SIP returns (XIRR)
- 1Y
- +6.19%
- 3Y
- +6.98%
- 5Y
- +7.07%
- Since Inception
- +7.41%
What history actually did — last 10 years (Sept 2016 – Sept 2026)
A ₹5,000 monthly SIP for the last 10 years (Sept 2016 – Sept 2026)
Real NAV backtest
A ₹5,000 monthly SIP would be worth ₹8,50,924 today — ₹6,00,000 invested, 6.8% XIRR.
₹6,00,000
Invested
₹8,50,924
Value today
6.8%
XIRR (p.a.)
A ₹1,00,000 lumpsum, the last 10 years (Sept 2016 – Sept 2026)
Real NAV backtest
₹1,00,000 invested 10 years ago would be ₹1,96,123 today (7.0% CAGR).
A regular withdrawal plan (SWP)
Real NAV backtest
A ₹10,00,000 corpus withdrawing ₹5,000/month since Sept 2016 would still hold ₹11,10,307.
Buying the worst day
Real NAV backtest
₹1,00,000 invested on the worst market day of the last 10 years (Sept 2016 – Sept 2026) (22 Mar 2020) would be ₹1,54,098 today (1.54×).
Historical simulation using actual published NAVs for the stated period. Past performance may or may not be sustained in the future. Not investment advice.
Risk Metrics
Trailing 1 year, annualised0.88
Sharpe Ratio
—
Alpha
—
Beta
1.01
Sortino
0.60%
Std Dev
-0.22%
Max Drawdown
Performance Comparison
Sectoral allocation
as of 31 Jul 2026- Banks4.68%
- Insurance3.17%
- Automobiles1.81%
- Pharmaceuticals & Biotechnology1.55%
- Retailing1.11%
- IT - Software1.07%
- Power0.96%
- Food Products0.89%
- Telecom - Services0.84%
- Diversified Fmcg0.79%
- Petroleum Products0.77%
- Finance0.76%
Each sector links to the mutual funds most exposed to it.
Related reading
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Fund Details
Available transactions
Portfolio holdings
- 1Radhakrishna Securitization Trust **4.09%
- 2Nabard2.98%
- 3Government Securities2.96%
- 4State Government Of Karnataka2.37%
- 5Punjab National Bank **2.31%
- 6Punjab National Bank2.31%
- 7Rural Electrification Corporation Ltd. **2.02%
- 8Bajaj Housing Finance Ltd. **2.00%
- 9Bank Of India **1.96%
- 10Small Industries Development Bank Of India. **1.84%
What this fund does
ICICI Prudential Savings Fund · Regular · Growth by ICICI Prudential Mutual Fund is a Ultra Short to Short Term fund that aims to generate optimal returns for investors based on its investment mandate. The fund follows a disciplined investment process aligned with SEBI regulations for the Ultra Short to Short Term category.
About This Fund
ICICI Prudential Savings Fund · Regular · Growth is a Ultra Short to Short Term mutual fund offered by ICICI Prudential Mutual Fund. The fund has been operational for over 20 years. It manages assets worth ₹26,181 Cr, reflecting investor confidence in the fund's strategy. It benchmarks its performance against NIFTY Low Duration Debt Index A-I. The current expense ratio is 1.71%.