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Banking & PSU DebtModerate📊 NIFTY Banking and PSU Debt Index A-II

Invesco India Banking and PSU Fund · Regular · Growth

Invesco Mutual Fund

#17 of 21 (1Y)

NAV

₹2372.5667

as of 17 Jun 2026

Expense Ratio

0.63%

AUM

₹129 Cr

Viewing Regular · Growth
LowLow toModerateModerateModerately HighHighVery High
Riskometer
Moderate
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Lumpsum returns (CAGR)

1Y
+4.26%
3Y
+6.83%
5Y
+5.31%
Since Inception
+6.61%

SIP returns (XIRR)

1Y
+4.88%
3Y
+6.52%
5Y
+6.25%
Since Inception
+6.31%

SIP since inception — what ₹500/month became

Real NAV backtest from day one

₹81,000

Invested

₹1,25,555

Value today

6.3%

XIRR (p.a.)

500/month SIP from fund inception · Current value as of today

Try SIP Calculator with this fund's history

1,000 lumpsum at launch — value today

Invested on the fund's first NAV date

₹1,000

Invested

₹2,361

Value today

6.6%

CAGR (p.a.)

One-time investment at fund inception · Growth purely from NAV appreciation

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₹10L corpus with ₹5,000/month withdrawals since inception

Corpus is still growing despite monthly payouts

₹10,00,000

Initial corpus

₹8,10,000

Withdrawn

₹11,05,840

Corpus left

+₹9,15,840 net gain — withdrew ₹8,10,000 AND corpus grew

Plan your SWP with real NAV

₹1 lakh on the worst crash day — 22 Mar 2020

Worst single-day Nifty drop during this fund's life

₹1,00,000

Invested

₹1,46,556

Value today

1.5×

Multiple

Staying invested through that crash turned ₹1L into ₹1,46,556 — a 1.5× return

Read: Staying invested through crashes

Risk Metrics

Trailing 1 year, annualised

0.03

Sharpe Ratio

Alpha

Beta

0.03

Sortino

1.37%

Std Dev

-0.93%

Max Drawdown

Performance Comparison

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Fund Details

Fund HouseInvesco Mutual Fund
CategoryBanking & PSU Debt
BenchmarkNIFTY Banking and PSU Debt Index A-II
Launch Date31 Dec 2012
AMFI Code118232
Transaction facts
Min. Lumpsum₹1,000
Min. SIP₹500
Exit LoadIf redeemed/switched-out on or before 1 year from the date of allotment : 1% If redeemed/switched-out after 1 year from the date of allotment : Nil

Available transactions

PurchaseSIPRedeemSWPSwitchSTPDemat

Investment Objective

Invesco India Banking and PSU Fund · Regular · Growth by Invesco Mutual Fund is a Banking & PSU Debt fund that aims to generate optimal returns for investors based on its investment mandate. The fund follows a disciplined investment process aligned with SEBI regulations for the Banking & PSU Debt category.

About This Fund

Invesco India Banking and PSU Fund · Regular · Growth is a Banking & PSU Debt mutual fund offered by Invesco Mutual Fund. The fund has been operational for over 13 years. It manages assets worth ₹129 Cr, reflecting investor confidence in the fund's strategy. It benchmarks its performance against NIFTY Banking and PSU Debt Index A-II. The current expense ratio is 0.63%.

Who Should Invest?

  • Moderate-risk investors looking for balanced growth and income
  • Investors with a medium-term horizon of 3-5 years
  • SIP investors who can benefit from rupee cost averaging during market fluctuations