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Credit RiskregulargrowthModerate📊 Nifty Credit Risk Bond Index B-II

Invesco India Credit Risk Fund - Regular Plan - Growth

Invesco Mutual Fund

#13 of 16 (1Y)
LowLow toModerateModerateModerately HighHighVery High
Riskometer
Moderate

Today's NAV — all variants

Regular · Growth

₹₹2037.4081

3.02 (+0.15%)

29 May 2026

AMFI: 130721

Direct · Growth

₹₹2291.7185

3.54 (+0.15%)

29 May 2026

AMFI: 130722

Regular · IDCW

₹₹2036.7741

3.02 (+0.15%)

29 May 2026

AMFI: 130726

Direct · IDCW

₹₹2308.8266

3.57 (+0.15%)

29 May 2026

AMFI: 130725

Returns (Lumpsum)

CAGR for periods ≥ 1 year
1 Week-0.12%
1 Month-0.27%
3 Months+1.82%
6 Months+2.87%
1 Year+5.25%
3 Years (CAGR)+7.97%
5 Years (CAGR)+6.86%
10 Years (CAGR)+5.61%
Since Inception (Sept 2014)+6.23%

SIP Returns (XIRR)

₹1,000/month SIP, annualised
1 Year SIP+5.86%
3 Year SIP+7.77%
5 Year SIP+7.79%
Since Inception (Sept 2014)+6.06%

SIP since inception — what ₹500/month became

Real NAV backtest from day one

₹70,000

Invested

₹1,01,041

Value today

6.1%

XIRR (p.a.)

500/month SIP from fund inception · Current value as of today

Try SIP Calculator with this fund's history

1,000 lumpsum at launch — value today

Invested on the fund's first NAV date

₹1,000

Invested

₹2,035

Value today

6.2%

CAGR (p.a.)

One-time investment at fund inception · Growth purely from NAV appreciation

Try Lumpsum Calculator

₹10L corpus with ₹5,000/month withdrawals since inception

Corpus is still growing despite monthly payouts

₹10,00,000

Initial corpus

₹7,00,000

Withdrawn

₹10,24,157

Corpus left

+₹7,24,157 net gain — withdrew ₹7,00,000 AND corpus grew

Plan your SWP with real NAV

₹1 lakh on the worst crash day — 22 Mar 2020

Worst single-day Nifty drop during this fund's life

₹1,00,000

Invested

₹1,52,771

Value today

1.5×

Multiple

Staying invested through that crash turned ₹1L into ₹1,52,771 — a 1.5× return

Read: Staying invested through crashes

Direct vs Regular — ₹500/month over 10 years

Expense ratio drag on your actual returns

Direct plan

₹88,525

Regular plan

₹83,209

Direct earns ₹5,316 more on a ₹60K investment0.89% extra return per year

Same fund, same NAV history — only the expense ratio differs. Direct plans always outperform Regular over time.

Learn about Direct vs Regular plans

Fund Details

Fund HouseInvesco Mutual Fund
CategoryCredit Risk
Plan Typeregular
Optiongrowth
AUM₹159 Cr
Expense Ratio1.45%
Min SIP₹500
Min Lumpsum₹1,000
BenchmarkNifty Credit Risk Bond Index B-II
Launch Date08 Sept 2014
AMFI Code130721

Risk Metrics

Trailing 1 year, annualised

1.03

Sharpe Ratio

Alpha

Beta

1.98

Sortino

1.94%

Std Dev

-0.42%

Max Drawdown

Portfolio Holdings

Holdings data not yet available for this fund.

Performance Comparison

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Investment Objective

Invesco India Credit Risk Fund - Regular Plan - Growth by Invesco Mutual Fund is a Credit Risk fund that aims to generate optimal returns for investors based on its investment mandate. The fund follows a disciplined investment process aligned with SEBI regulations for the Credit Risk category.

About This Fund

Invesco India Credit Risk Fund - Regular Plan - Growth is a Credit Risk mutual fund offered by Invesco Mutual Fund. The fund has been operational for over 11 years. It manages assets worth ₹159 Cr, reflecting investor confidence in the fund's strategy. It benchmarks its performance against Nifty Credit Risk Bond Index B-II. The current expense ratio is 1.45%.

Who Should Invest?

  • Moderate-risk investors looking for balanced growth and income
  • Investors with a medium-term horizon of 3-5 years
  • SIP investors who can benefit from rupee cost averaging during market fluctuations