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Flexi Capregulargrowth📊 NIFTY 500 TRI(SEBI default)

JM Flexicap Fund (Regular) - Growth option

JM Financial Mutual Fund

#29 of 38 (1Y)

₹93.8728

0.99 (-1.04%)

NAV as of 29 May 2026

Today's NAV — all variants

Regular · Growth

₹₹93.8728

0.99 (-1.04%)

29 May 2026

AMFI: 109522

Direct · Growth

₹₹107.9469

1.13 (-1.03%)

29 May 2026

AMFI: 120492

Regular · IDCW

₹₹72.3363

0.76 (-1.04%)

29 May 2026

AMFI: 109523

Direct · IDCW

₹₹98.1184

1.03 (-1.03%)

29 May 2026

AMFI: 120491

Returns (Lumpsum)

CAGR for periods ≥ 1 year
1 Week-0.08%
1 Month+0.44%
3 Months-1.82%
6 Months-4.54%
1 Year-2.58%
3 Years (CAGR)+17.71%
5 Years (CAGR)+16.53%
10 Years (CAGR)+16.79%
Since Inception (Sept 2008)+13.57%

SIP Returns (XIRR)

₹1,000/month SIP, annualised
1 Year SIP-2.47%
3 Year SIP+5.37%
5 Year SIP+12.91%
Since Inception (Sept 2008)+14.68%

SIP since inception — what ₹500/month became

Real NAV backtest from day one

₹1,06,000

Invested

₹4,51,558

Value today

14.7%

XIRR (p.a.)

500/month SIP from fund inception · Current value as of today

Try SIP Calculator with this fund's history

1,000 lumpsum at launch — value today

Invested on the fund's first NAV date

₹1,000

Invested

₹9,482

Value today

13.6%

CAGR (p.a.)

One-time investment at fund inception · Growth purely from NAV appreciation

Try Lumpsum Calculator

₹10L corpus with ₹5,000/month withdrawals since inception

Corpus is still growing despite monthly payouts

₹10,00,000

Initial corpus

₹10,60,000

Withdrawn

₹49,66,613

Corpus left

+₹50,26,613 net gain — withdrew ₹10,60,000 AND corpus grew

Plan your SWP with real NAV

₹6L corpus via 12-month STP from a liquid fund at inception

₹50K/month transferred from HDFC Liquid → this fund at launch

₹6,00,000

Invested

₹1,26,78,818

Value today

+122.8%

vs lumpsum

STP beat direct lumpsum by 122.8% — reduced timing risk paid off

Model your own STP with real NAV

Beat the benchmark — ₹500/month SIP

Same SIP in this fund vs the benchmark index

This fund

₹4,51,558

Benchmark

₹3,97,320

+₹54,238 extra wealth vs the benchmark index

Backtest this SIP yourself

₹1 lakh on the worst crash day — 22 Mar 2020

Worst single-day Nifty drop during this fund's life

₹1,00,000

Invested

₹3,98,971

Value today

4.0×

Multiple

Staying invested through that crash turned ₹1L into ₹3,98,971 — a 4.0× return

Read: Staying invested through crashes

Direct vs Regular — ₹500/month over 10 years

Expense ratio drag on your actual returns

Direct plan

₹1,47,366

Regular plan

₹1,37,917

Direct earns ₹9,449 more on a ₹60K investment1.57% extra return per year

Same fund, same NAV history — only the expense ratio differs. Direct plans always outperform Regular over time.

Learn about Direct vs Regular plans

Fund Details

Fund HouseJM Financial Mutual Fund
CategoryFlexi Cap
Plan Typeregular
Optiongrowth
AUM₹5,104 Cr
Expense Ratio2.12%
Min SIP₹500
Min Lumpsum₹1,000
BenchmarkNIFTY 500 TRI ✓
Launch Date25 Sept 2008
AMFI Code109522

Risk Metrics

Trailing 1 year, annualised

-0.78

Sharpe Ratio

-0.11

Alpha

0.48

Beta

-0.74

Sortino

15.47%

Std Dev

-22.41%

Max Drawdown

Portfolio Holdings

Holdings data not yet available for this fund.

Performance Comparison

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Investment Objective

JM Flexicap Fund (Regular) - Growth option aims to generate long-term capital appreciation by investing across companies of all market capitalisations — large, mid, and small cap — without any restriction on allocation. The fund manager has the flexibility to dynamically shift between segments based on market conditions.

About This Fund

JM Flexicap Fund (Regular) - Growth option is a Flexi Cap mutual fund offered by JM Financial Mutual Fund. The fund has been operational for over 17 years. It manages assets worth ₹5,104 Cr, reflecting investor confidence in the fund's strategy. It benchmarks its performance against NIFTY 500 TRI. The current expense ratio is 2.12%.

Who Should Invest?

  • Investors with a high risk appetite seeking long-term wealth creation
  • Investors with an investment horizon of 5 years or more
  • SIP investors who can benefit from rupee cost averaging during market fluctuations