Kotak Credit Risk Fund - Growth
₹31.0468
₹0.00 (-0.00%)
NAV as of 29 May 2026
Today's NAV — all variants
Regular · Growth
₹₹31.0468
₹0.00 (-0.00%)
29 May 2026
AMFI: 117716
Direct · Growth
₹₹35.2164
₹0.00 (+0.00%)
29 May 2026
AMFI: 119741
Regular · IDCW
₹₹13.5019
₹0.00 (-0.00%)
29 May 2026
AMFI: 117715
Direct · IDCW
₹₹26.4508
₹0.00 (+0.00%)
29 May 2026
AMFI: 119740
Returns (Lumpsum)
CAGR for periods ≥ 1 yearSIP Returns (XIRR)
₹1,000/month SIP, annualisedSIP since inception — what ₹100/month became
Real NAV backtest from day one
₹19,300
Invested
₹34,646
Value today
6.9%
XIRR (p.a.)
₹100/month SIP from fund inception · Current value as of today
Try SIP Calculator with this fund's history₹100 lumpsum at launch — value today
Invested on the fund's first NAV date
₹100
Invested
₹310
Value today
7.3%
CAGR (p.a.)
One-time investment at fund inception · Growth purely from NAV appreciation
Try Lumpsum Calculator₹10L corpus with ₹5,000/month withdrawals since inception
Corpus is still growing despite monthly payouts
₹10,00,000
Initial corpus
₹9,65,000
Withdrawn
₹13,72,377
Corpus left
+₹13,37,377 net gain — withdrew ₹9,65,000 AND corpus grew
Plan your SWP with real NAV₹1 lakh on the worst crash day — 22 Mar 2020
Worst single-day Nifty drop during this fund's life
₹1,00,000
Invested
₹1,44,961
Value today
1.4×
Multiple
Staying invested through that crash turned ₹1L into ₹1,44,961 — a 1.4× return
Read: Staying invested through crashesDirect vs Regular — ₹500/month over 10 years
Expense ratio drag on your actual returns
Direct plan
₹87,740
Regular plan
₹83,183
Direct earns ₹4,557 more on a ₹60K investment — 0.76% extra return per year
Same fund, same NAV history — only the expense ratio differs. Direct plans always outperform Regular over time.
Learn about Direct vs Regular plansFund Details
Risk Metrics
Trailing 1 year, annualised0.65
Sharpe Ratio
—
Alpha
—
Beta
0.64
Sortino
1.38%
Std Dev
-0.66%
Max Drawdown
Portfolio Holdings
Top 50 holdings · as of Mar 2026
| Security | % NAV |
|---|---|
JUBILANT BEVCO LIMITED ( Axis Trustee Services Limited step up or down 25 bps for every rating chang) (^)** INE1D4P08019 | 785.00% |
VEDANTA LTD.** INE205A08020 | 729.00% |
BAMBOO HOTEL AND GLOBAL CENTRE (DELHI) PRIVATE LTD** INE755L07015 | 727.00% |
TATA PROJECTS LTD.** INE725H08196 | 725.00% |
JUBILANT BEVCO LIMITED ( Axis Trustee Services Limited step up or down 25 bps for every rating chang) (^)** INE1D4P08019 | 715.00% |
REC LTD** INE020B08FW6 | 712.00% |
VEDANTA LTD.** INE205A08020 | 662.00% |
BAMBOO HOTEL AND GLOBAL CENTRE (DELHI) PRIVATE LTD** INE755L07015 | 660.00% |
TATA PROJECTS LTD.** INE725H08196 | 659.00% |
ADITYA BIRLA REAL ESTATE LTD(^)** INE055A08060 | 649.00% |
Karnataka State Govt - 2035 - Karnataka IN1920250165 | 646.00% |
ADITYA BIRLA REAL ESTATE LTD(^)** INE055A08060 | 587.00% |
Karnataka State Govt - 2035 - Karnataka IN1920250165 | 583.00% |
ADITYA BIRLA RENEWABLES LIMITED(^)** INE01QP08016 | 580.00% |
ADITYA BIRLA RENEWABLES LIMITED(^)** INE01QP08016 | 527.00% |
AU SMALL FINANCE BANK LTD.** INE949L08442 | 435.00% |
AU SMALL FINANCE BANK LTD.** INE949L08442 | 394.00% |
EMBASSY OFFICE PARKS REIT @ INE041025011 | 387.00% |
INDUS INFRA TRUST INE0NHL23019 | 382.00% |
INDUS INFRA TRUST INE0NHL23019 | 363.00% |
NATIONAL BANK FOR AGRICULTURE & RURAL DEVELOPMENT** INE261F08EK5 | 361.00% |
Karnataka State Govt - 2036 - Karnataka IN1920250256 | 357.00% |
NATIONAL BANK FOR AGRICULTURE & RURAL DEVELOPMENT INE261F08EK5 | 328.00% |
EMBASSY OFFICE PARKS REIT @ INE041025011 | 327.00% |
Karnataka State Govt - 2036 - Karnataka IN1920250256 | 325.00% |
REC LTD** INE020B08FW6 | 323.00% |
AADHAR HOUSING FINANCE LIMITED(^)** INE883F07330 | 291.00% |
AADHAR HOUSING FINANCE LIMITED** INE883F07389 | 290.00% |
AADHAR HOUSING FINANCE LIMITED(^)** INE883F07330 | 264.00% |
AADHAR HOUSING FINANCE LIMITED** INE883F07389 | 263.00% |
Central Government - 2035 IN0020250091 | 253.00% |
ANDHRA PRADESH STATE BEVERAGES CORPORATION LIMITED** INE0M2307370 | 219.00% |
BROOKFIELD REIT @ INE0FDU25010 | 214.00% |
ANDHRA PRADESH STATE BEVERAGES CORPORATION LIMITED** INE0M2307370 | 198.00% |
BROOKFIELD REIT @ INE0FDU25010 | 196.00% |
THDC India Ltd. (THDCIL)** INE812V07013 | 144.00% |
Central Government - 2035 IN0020250091 | 139.00% |
THDC India Ltd. (THDCIL)** INE812V07013 | 131.00% |
PTC VAJRA TRUST (SERIES A1) 20/02/2029 (MAT 20/02/2027)(VAJRA TRUST)** INE0UQO15015 | 120.00% |
PTC VAJRA TRUST (SERIES A1) 20/02/2029 (MAT 20/02/2027)(VAJRA TRUST)** INE0UQO15015 | 89.00% |
GODREJ SEEDS AND GENETICS LTD. ** INE316Z08014 | 89.00% |
GODREJ SEEDS AND GENETICS LTD. ** INE316Z08030 | 89.00% |
GODREJ SEEDS AND GENETICS LTD. ** INE316Z08048 | 89.00% |
GODREJ SEEDS AND GENETICS LTD. ** INE316Z08022 | 89.00% |
GODREJ SEEDS AND GENETICS LTD. ( ) ** INE316Z08022 | 81.00% |
GODREJ SEEDS AND GENETICS LTD. ( ) ** INE316Z08048 | 81.00% |
GODREJ SEEDS AND GENETICS LTD. ( ) ** INE316Z08014 | 81.00% |
GODREJ SEEDS AND GENETICS LTD. ( ) ** INE316Z08030 | 81.00% |
Nirma Ltd.** INE091A07208 | 72.00% |
Central Government - 2055 IN0020250075 | 68.00% |
Performance Comparison
Interested in This Fund?
Our experts will help you decide if this fund fits your goals.
Investment Objective
Kotak Credit Risk Fund - Growth by Kotak Mahindra Mutual Fund is a Credit Risk fund that aims to generate optimal returns for investors based on its investment mandate. The fund follows a disciplined investment process aligned with SEBI regulations for the Credit Risk category.
About This Fund
Kotak Credit Risk Fund - Growth is a Credit Risk mutual fund offered by Kotak Mahindra Mutual Fund. The fund has been operational for over 16 years. It manages assets worth ₹706 Cr, reflecting investor confidence in the fund's strategy. It benchmarks its performance against CRISIL Credit Risk Debt B-II Index. The current expense ratio is 1.71%.
Who Should Invest?
- •Investors with a high risk appetite seeking long-term wealth creation
- •Investors with an investment horizon of 5 years or more
- •SIP investors who can benefit from rupee cost averaging during market fluctuations