Kotak Debt Hybrid Fund · Regular · Growth
NAV
₹59.1872
as of 17 Jun 2026
Expense Ratio
1.66%
AUM
₹3,016 Cr
Lumpsum returns (CAGR)
- 1Y
- +1.48%
- 3Y
- +8.21%
- 5Y
- +8.05%
- Since Inception
- +8.21%
SIP returns (XIRR)
- 1Y
- +1.73%
- 3Y
- +5.28%
- 5Y
- +7.19%
- Since Inception
- +8.58%
SIP since inception — what ₹100/month became
Real NAV backtest from day one
₹27,000
Invested
₹77,599
Value today
8.5%
XIRR (p.a.)
₹100/month SIP from fund inception · Current value as of today
Try SIP Calculator with this fund's history₹100 lumpsum at launch — value today
Invested on the fund's first NAV date
₹100
Invested
₹586
Value today
8.2%
CAGR (p.a.)
One-time investment at fund inception · Growth purely from NAV appreciation
Try Lumpsum Calculator₹10L corpus with ₹5,000/month withdrawals since inception
Corpus is still growing despite monthly payouts
₹10,00,000
Initial corpus
₹13,50,000
Withdrawn
₹19,75,458
Corpus left
+₹23,25,458 net gain — withdrew ₹13,50,000 AND corpus grew
Plan your SWP with real NAV₹6L corpus via 12-month STP from a liquid fund at inception
₹50K/month transferred from HDFC Liquid → this fund at launch
₹6,00,000
Invested
₹34,31,535
Value today
-2.3%
vs lumpsum
Direct lumpsum would have beaten STP by 2.3% — but STP reduced timing risk
Model your own STP with real NAV₹1 lakh on the worst crash day — 22 Mar 2020
Worst single-day Nifty drop during this fund's life
₹1,00,000
Invested
₹1,96,382
Value today
2.0×
Multiple
Staying invested through that crash turned ₹1L into ₹1,96,382 — a 2.0× return
Read: Staying invested through crashesRisk Metrics
Trailing 1 year, annualised-0.89
Sharpe Ratio
—
Alpha
—
Beta
-0.85
Sortino
4.37%
Std Dev
-4.25%
Max Drawdown
Performance Comparison
Thinking about Kotak Debt Hybrid Fund · Regular · Growth?
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Fund Details
Available transactions
Portfolio holdings
- 1Central Government - 2065(^)6.48%
- 2Jtpm Metal Traders Pvt Ltd ( Catalyst Trusteeship Limite) (^)**3.60%
- 3Union Bank Of India**3.43%
- 4Punjab National Bank3.27%
- 5Ptc Shivshakti Securitisation Trust 28/09/2029(Shivshakti Trust)**2.54%
- 6Ptc Siddhivinayak Securitisation Trust 28/09/2030(Siddhivinayak Trust)**2.54%
- 7Central Government - 20552.48%
- 8Karnataka State Govt - 2040 - Karnataka2.03%
- 9National Housing Bank**1.99%
- 10Karnataka State Govt - 2036 - Karnataka1.70%
Investment Objective
Kotak Debt Hybrid Fund · Regular · Growth invests 75-90% in debt instruments and 10-25% in equity, aiming to provide regular income with moderate capital appreciation. It is suitable for conservative investors seeking stable returns with limited equity exposure.
About This Fund
Kotak Debt Hybrid Fund · Regular · Growth is a Conservative Hybrid mutual fund offered by Kotak Mahindra Mutual Fund. The fund has been operational for over 22 years. It manages assets worth ₹3,016 Cr, reflecting investor confidence in the fund's strategy. It benchmarks its performance against CRISIL Hybrid 85+15 - Conservative Index. The current expense ratio is 1.66%.
Who Should Invest?
- •Investors with a high risk appetite seeking long-term wealth creation
- •Investors with an investment horizon of 5 years or more
- •SIP investors who can benefit from rupee cost averaging during market fluctuations