Kotak Debt Hybrid Fund · Regular · Growth
NAV
₹60.1580
as of 03 Aug 2026
Expense Ratio
1.66%
AUM
₹2,886 Cr
Lumpsum returns (CAGR)
- 1Y
- +3.14%
- 3Y
- +8.23%
- 5Y
- +7.90%
- Since Inception
- +8.24%
SIP returns (XIRR)
- 1Y
- +4.48%
- 3Y
- +5.57%
- 5Y
- +7.41%
- Since Inception
- +8.63%
What history actually did — last 10 years (Aug 2016 – Aug 2026)
A ₹5,000 monthly SIP for the last 10 years (Aug 2016 – Aug 2026)
Real NAV backtest
A ₹5,000 monthly SIP would be worth ₹9,29,179 today — ₹5,95,000 invested, 8.7% XIRR.
₹5,95,000
Invested
₹9,29,179
Value today
8.7%
XIRR (p.a.)
A ₹1,00,000 lumpsum, the last 10 years (Aug 2016 – Aug 2026)
Real NAV backtest
₹1,00,000 invested 10 years ago would be ₹2,29,625 today (8.7% CAGR).
A regular withdrawal plan (SWP)
Real NAV backtest
A ₹10,00,000 corpus withdrawing ₹5,000/month since Aug 2016 would still hold ₹13,67,068.
Buying the worst day
Real NAV backtest
₹1,00,000 invested on the worst market day of the last 10 years (Aug 2016 – Aug 2026) (22 Mar 2020) would be ₹2,01,762 today (2.02×).
Historical simulation using actual published NAVs for the stated period. Past performance may or may not be sustained in the future. Not investment advice.
Risk Metrics
Trailing 1 year, annualised-0.36
Sharpe Ratio
—
Alpha
—
Beta
-0.35
Sortino
4.30%
Std Dev
-4.25%
Max Drawdown
Performance Comparison
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Fund Details
Available transactions
Portfolio holdings
- 1Central Government - 20556.88%
- 2Central Government - 20656.69%
- 3Jtpm Metal Traders Pvt Ltd ( Catalyst Trusteeship Limite) **3.72%
- 4National Bank For Agriculture & Rural Development3.49%
- 5Lic Housing Finance Ltd.**2.61%
- 6Ptc Siddhivinayak Securitisation Trust 28/09/2030(Siddhivinayak Trust)2.57%
- 7Ptc Shivshakti Securitisation Trust 28/09/2029(Shivshakti Trust)**2.55%
- 8Tamil Nadu State Govt - 2033 - Tamil Nadu2.12%
- 9Karnataka State Govt - 2040 - Karnataka2.09%
- 10National Housing Bank**2.05%
Investment Objective
Kotak Debt Hybrid Fund · Regular · Growth invests 75-90% in debt instruments and 10-25% in equity, aiming to provide regular income with moderate capital appreciation. It is suitable for conservative investors seeking stable returns with limited equity exposure.
About This Fund
Kotak Debt Hybrid Fund · Regular · Growth is a Conservative Hybrid mutual fund offered by Kotak Mahindra Mutual Fund. The fund has been operational for over 22 years. It manages assets worth ₹2,886 Cr, reflecting investor confidence in the fund's strategy. It benchmarks its performance against CRISIL Hybrid 85+15 - Conservative Index. The current expense ratio is 1.66%.
Who Should Invest?
- •Investors with a high risk appetite seeking long-term wealth creation
- •Investors with an investment horizon of 5 years or more
- •SIP investors who can benefit from rupee cost averaging during market fluctuations