Kotak Dynamic Term Fund · Regular · Growth
NAV
₹39.7386
as of 13 Nov 2026
Expense Ratio
1.35%
AUM
₹2,336 Cr
Lumpsum returns (CAGR)
- 1Y
- +5.02%
- 3Y
- +6.95%
- 5Y
- +5.67%
- Since Inception
- +7.76%
SIP returns (XIRR)
- 1Y
- +5.40%
- 3Y
- +5.72%
- 5Y
- +6.19%
- Since Inception
- +7.48%
What history actually did — last 10 years (Nov 2016 – Nov 2026)
A ₹5,000 monthly SIP for the last 10 years (Nov 2016 – Nov 2026)
Real NAV backtest
A ₹5,000 monthly SIP would be worth ₹8,32,674 today — ₹6,00,000 invested, 6.5% XIRR.
₹6,00,000
Invested
₹8,32,674
Value today
6.5%
XIRR (p.a.)
A ₹1,00,000 lumpsum, the last 10 years (Nov 2016 – Nov 2026)
Real NAV backtest
₹1,00,000 invested 10 years ago would be ₹1,91,072 today (6.7% CAGR).
A regular withdrawal plan (SWP)
Real NAV backtest
A ₹10,00,000 corpus withdrawing ₹5,000/month since Nov 2016 would still hold ₹10,78,047.
Buying the worst day
Real NAV backtest
₹1,00,000 invested on the worst market day of the last 10 years (Nov 2016 – Nov 2026) (22 Mar 2020) would be ₹1,51,880 today (1.52×).
Historical simulation using actual published NAVs for the stated period. Past performance may or may not be sustained in the future. Not investment advice.
Risk Metrics
Trailing 1 year, annualised-1.11
Sharpe Ratio
—
Alpha
—
Beta
-1.05
Sortino
2.50%
Std Dev
-2.53%
Max Drawdown
Performance Comparison
Related reading
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Fund Details
Available transactions
Portfolio holdings
- 1Central Government - 206517.38%
- 2Hdfc Bank Ltd.8.84%
- 3Punjab National Bank7.70%
- 4Muthoot Finance Ltd.**6.80%
- 5Vedanta Ltd. ( Axis Trustee Services Ltd.) **6.79%
- 6Central Government - 20634.88%
- 7Adani Power Ltd**4.26%
- 8Indus Infra Trust4.00%
- 9Tata Steel Ltd.**3.32%
- 10Canara Bank**2.20%
What this fund does
Kotak Dynamic Term Fund · Regular · Growth by Kotak Mahindra Mutual Fund is a Dynamic Term fund that aims to generate optimal returns for investors based on its investment mandate. The fund follows a disciplined investment process aligned with SEBI regulations for the Dynamic Term category.
About This Fund
Kotak Dynamic Term Fund · Regular · Growth is a Dynamic Term mutual fund offered by Kotak Mahindra Mutual Fund. The fund has been operational for over 18 years. It manages assets worth ₹2,336 Cr, reflecting investor confidence in the fund's strategy. It benchmarks its performance against Nifty Composite Debt Index A-III. The current expense ratio is 1.35%.