Kotak Dynamic Term Fund · Regular · Growth
NAV
₹39.5616
as of 29 Sept 2026
Expense Ratio
1.35%
AUM
₹2,409 Cr
Lumpsum returns (CAGR)
- 1Y
- +4.93%
- 3Y
- +6.99%
- 5Y
- +5.67%
- Since Inception
- +7.79%
SIP returns (XIRR)
- 1Y
- +5.69%
- 3Y
- +6.00%
- 5Y
- +6.26%
- Since Inception
- +7.52%
What history actually did — last 10 years (Sept 2016 – Sept 2026)
A ₹5,000 monthly SIP for the last 10 years (Sept 2016 – Sept 2026)
Real NAV backtest
A ₹5,000 monthly SIP would be worth ₹8,38,183 today — ₹6,00,000 invested, 6.5% XIRR.
₹6,00,000
Invested
₹8,38,183
Value today
6.5%
XIRR (p.a.)
A ₹1,00,000 lumpsum, the last 10 years (Sept 2016 – Sept 2026)
Real NAV backtest
₹1,00,000 invested 10 years ago would be ₹1,94,508 today (6.9% CAGR).
A regular withdrawal plan (SWP)
Real NAV backtest
A ₹10,00,000 corpus withdrawing ₹5,000/month since Sept 2016 would still hold ₹11,06,898.
Buying the worst day
Real NAV backtest
₹1,00,000 invested on the worst market day of the last 10 years (Sept 2016 – Sept 2026) (22 Mar 2020) would be ₹1,51,204 today (1.51×).
Historical simulation using actual published NAVs for the stated period. Past performance may or may not be sustained in the future. Not investment advice.
Risk Metrics
Trailing 1 year, annualised-0.53
Sharpe Ratio
—
Alpha
—
Beta
-0.51
Sortino
2.60%
Std Dev
-2.53%
Max Drawdown
Performance Comparison
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Fund Details
Available transactions
Portfolio holdings
- 1Central Government - 2065(^)24.42%
- 2Muthoot Finance Ltd.**6.46%
- 3Vedanta Ltd. ( Axis Trustee Services Ltd.) **6.44%
- 4Central Government - 2066(^)5.39%
- 5Central Government - 20634.68%
- 6Tamil Nadu State Govt - 2036 - Tamil Nadu(^)4.45%
- 7Karnataka State Govt - 2036 - Karnataka4.27%
- 8Adani Power Ltd**4.03%
- 9Indus Infra Trust3.91%
- 10Tata Steel Ltd.(^)**3.18%
What this fund does
Kotak Dynamic Term Fund · Regular · Growth by Kotak Mahindra Mutual Fund is a Dynamic Term fund that aims to generate optimal returns for investors based on its investment mandate. The fund follows a disciplined investment process aligned with SEBI regulations for the Dynamic Term category.
About This Fund
Kotak Dynamic Term Fund · Regular · Growth is a Dynamic Term mutual fund offered by Kotak Mahindra Mutual Fund. The fund has been operational for over 18 years. It manages assets worth ₹2,409 Cr, reflecting investor confidence in the fund's strategy. It benchmarks its performance against Nifty Composite Debt Index A-III. The current expense ratio is 1.35%.