Kotak Gilt Fund (Investment ) · Regular · Growth
NAV
₹95.8840
as of 16 Jun 2026
Expense Ratio
—
see scheme documents
AUM
₹2,899 Cr
Lumpsum returns (CAGR)
- 1Y
- -0.18%
- 3Y
- +4.76%
- 5Y
- +4.59%
- Since Inception
- +8.58%
SIP returns (XIRR)
- 1Y
- +1.66%
- 3Y
- +3.44%
- 5Y
- +4.43%
- Since Inception
- +7.53%
SIP since inception — what ₹100/month became
Real NAV backtest from day one
₹33,000
Invested
₹1,04,466
Value today
7.5%
XIRR (p.a.)
₹100/month SIP from fund inception · Current value as of today
Try SIP Calculator with this fund's history₹100 lumpsum at launch — value today
Invested on the fund's first NAV date
₹100
Invested
₹955
Value today
8.6%
CAGR (p.a.)
One-time investment at fund inception · Growth purely from NAV appreciation
Try Lumpsum Calculator₹10L corpus with ₹5,000/month withdrawals since inception
Corpus is still growing despite monthly payouts
₹10,00,000
Initial corpus
₹16,50,000
Withdrawn
₹43,24,000
Corpus left
+₹49,74,000 net gain — withdrew ₹16,50,000 AND corpus grew
Plan your SWP with real NAV₹1 lakh on the worst crash day — 22 Mar 2020
Worst single-day Nifty drop during this fund's life
₹1,00,000
Invested
₹1,37,934
Value today
1.4×
Multiple
Staying invested through that crash turned ₹1L into ₹1,37,934 — a 1.4× return
Read: Staying invested through crashesRisk Metrics
Trailing 1 year, annualised-1.08
Sharpe Ratio
—
Alpha
—
Beta
-1.04
Sortino
4.00%
Std Dev
-5.40%
Max Drawdown
Performance Comparison
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Fund Details
Available transactions
Portfolio holdings
- 1Central Government - 2065(^)16.76%
- 2Karnataka State Govt - 2040 - Karnataka13.30%
- 3Uttar Pradesh State Govt - 2041 - Uttar Pradesh6.83%
- 4Karnataka State Govt - 2035 - Karnataka(^)6.44%
- 5Tamil Nadu State Govt - 2032 - Tamil Nadu6.04%
- 6Central Government - 20554.33%
- 7Karnataka State Govt - 2035 - Karnataka4.30%
- 8Tamil Nadu State Govt - 2034 - Tamil Nadu3.72%
- 9Central Government - 20531.95%
- 10Bihar State Govt - 2035 - Bihar1.94%
Investment Objective
Kotak Gilt Fund (Investment ) · Regular · Growth invests exclusively in government securities across various maturities. Gilt funds carry zero credit risk as they invest in sovereign-backed instruments, though they are subject to interest rate risk.
About This Fund
Kotak Gilt Fund (Investment ) · Regular · Growth is a Gilt Fund mutual fund offered by Kotak Mahindra Mutual Fund. The fund has been operational for over 27 years. It manages assets worth ₹2,899 Cr, reflecting investor confidence in the fund's strategy. It benchmarks its performance against Nifty All Duration G-Sec Index.
Who Should Invest?
- •Investors with a high risk appetite seeking long-term wealth creation
- •Investors with an investment horizon of 5 years or more
- •SIP investors who can benefit from rupee cost averaging during market fluctuations