Kotak Gold Fund · Regular · Growth
NAV
₹55.6899
as of 29 Sept 2026
Expense Ratio
0.45%
AUM
₹6,772 Cr
Lumpsum returns (CAGR)
- 1Y
- +25.62%
- 3Y
- +34.40%
- 5Y
- +24.12%
- Since Inception
- +11.66%
SIP returns (XIRR)
- 1Y
- +11.78%
- 3Y
- +33.47%
- 5Y
- +28.17%
- Since Inception
- +14.50%
Returns calculated from 04 March 2011 onwards due to a structural change in the scheme on that date. Earlier NAV history is preserved but excluded from multi-year return calculations. Periods spanning this date show —.
What history actually did — last 10 years (Sept 2016 – Sept 2026)
A ₹5,000 monthly SIP for the last 10 years (Sept 2016 – Sept 2026)
Real NAV backtest
A ₹5,000 monthly SIP would be worth ₹17,25,866 today — ₹6,00,000 invested, 20.1% XIRR.
₹6,00,000
Invested
₹17,25,866
Value today
20.1%
XIRR (p.a.)
A ₹1,00,000 lumpsum, the last 10 years (Sept 2016 – Sept 2026)
Real NAV backtest
₹1,00,000 invested 10 years ago would be ₹4,14,144 today (15.3% CAGR).
A regular withdrawal plan (SWP)
Real NAV backtest
A ₹10,00,000 corpus withdrawing ₹5,000/month since Sept 2016 would still hold ₹24,15,571.
Fund vs Benchmark (TRI)
Same SIP, benchmark total-return index
The same SIP would be worth ₹17,25,866 in this fund vs ₹10,04,672 in the benchmark — outperformance of ₹7,00,214.
Buying the worst day
Real NAV backtest
₹1,00,000 invested on the worst market day of the last 10 years (Sept 2016 – Sept 2026) (22 Mar 2020) would be ₹3,35,049 today (3.35×).
Historical simulation using actual published NAVs for the stated period. Past performance may or may not be sustained in the future. Not investment advice.
Risk Metrics
Trailing 1 year, annualised1.12
Sharpe Ratio
+0.53
Alpha
0.09
Beta
1.09
Sortino
28.25%
Std Dev
-24.16%
Max Drawdown
Performance Comparison
Related reading
Thinking about Kotak Gold Fund · Regular · Growth?
Talk to our AMFI-registered team — free, no pressure. We'll help you see if this fund fits your goals.
Compare with Similar Funds
Fund Details
Available transactions
What this fund does
Kotak Gold Fund · Regular · Growth by Kotak Mahindra Mutual Fund is a Fund of Funds (Domestic) fund that aims to generate optimal returns for investors based on its investment mandate. The fund follows a disciplined investment process aligned with SEBI regulations for the Fund of Funds (Domestic) category.
About This Fund
Kotak Gold Fund · Regular · Growth is a Fund of Funds (Domestic) mutual fund offered by Kotak Mahindra Mutual Fund. The fund has been operational for over 15 years. It manages assets worth ₹6,772 Cr, reflecting investor confidence in the fund's strategy. It benchmarks its performance against Prices of Gold. The current expense ratio is 0.45%.