Kotak Liquid Fund · Regular · Growth
NAV
₹5692.2076
as of 30 Sept 2026
Expense Ratio
0.33%
AUM
₹44,350 Cr
Lumpsum returns (CAGR)
- 1Y
- +6.33%
- 3Y
- +6.80%
- 5Y
- +6.23%
- Since Inception
- +7.04%
SIP returns (XIRR)
- 1Y
- +6.44%
- 3Y
- +6.60%
- 5Y
- +6.61%
- Since Inception
- +6.72%
Returns calculated from 31 December 2015 onwards due to a structural change in the scheme on that date. Earlier NAV history is preserved but excluded from multi-year return calculations. Periods spanning this date show —.
What history actually did — last 10 years (Sept 2016 – Sept 2026)
A ₹5,000 monthly SIP for the last 10 years (Sept 2016 – Sept 2026)
Real NAV backtest
A ₹5,000 monthly SIP would be worth ₹8,13,830 today — ₹6,00,000 invested, 6.0% XIRR.
₹6,00,000
Invested
₹8,13,830
Value today
6.0%
XIRR (p.a.)
A ₹1,00,000 lumpsum, the last 10 years (Sept 2016 – Sept 2026)
Real NAV backtest
₹1,00,000 invested 10 years ago would be ₹1,78,723 today (6.0% CAGR).
A regular withdrawal plan (SWP)
Real NAV backtest
A ₹10,00,000 corpus withdrawing ₹5,000/month since Sept 2016 would still hold ₹9,73,399.
Buying the worst day
Real NAV backtest
₹1,00,000 invested on the worst market day of the last 10 years (Sept 2016 – Sept 2026) (22 Mar 2020) would be ₹1,42,764 today (1.43×).
Historical simulation using actual published NAVs for the stated period. Past performance may or may not be sustained in the future. Not investment advice.
Risk Metrics
Trailing 1 year, annualised-10.30
Sharpe Ratio
—
Alpha
—
Beta
-10.39
Sortino
0.17%
Std Dev
-0.01%
Max Drawdown
Performance Comparison
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Fund Details
Available transactions
Portfolio holdings
- 1Small Industries Development Bank Of India**4.06%
- 2Hdfc Bank Ltd.3.85%
- 3National Bank For Agriculture & Rural Development**3.52%
- 491 Days Treasury Bill 12/11/20263.03%
- 591 Days Treasury Bill 27/11/20262.92%
- 691 Days Treasury Bill 24/09/20262.52%
- 791 Days Treasury Bill 03/09/20262.04%
- 8Hdfc Bank Ltd.**2.03%
- 991 Days Treasury Bill 08/10/20262.03%
- 10Union Bank Of India**2.03%
What this fund does
Kotak Liquid Fund · Regular · Growth invests in money market instruments and debt securities with maturity up to 91 days. Liquid funds offer high liquidity and are commonly used for parking surplus cash or as emergency fund vehicles.
About This Fund
Kotak Liquid Fund · Regular · Growth is a Liquid mutual fund offered by Kotak Mahindra Mutual Fund. The fund has been operational for over 20 years. It manages assets worth ₹44,350 Cr, reflecting investor confidence in the fund's strategy. It benchmarks its performance against Nifty Liquid Index A-I. The current expense ratio is 0.33%.
Who Should Invest?
- •Investors looking to park surplus cash for very short periods